Pistons star Cade Cunningham tries to stay upbeat after ugly finish to Game 4 loss to Knicks

DETROIT (AP) — Cade Cunningham had exactly what he wanted.

With seven seconds left and his Detroit Pistons trailing the New York Knicks 94-93 in Game 4, Cunningham was looking at a wide-open 15-footer from the middle of the floor.

“I got a shot I loved,” he said. “It was a shot that feels like muscle memory for me.”

If he hit it, the Pistons were going back to New York with the series tied at 2 and Jalen Brunson likely dealing with a sore right leg.

Instead, Cunningham missed and Detroit is facing elimination after losing both games at home.

“We want to win, so there's disappointment,” he said. “But I'm not disheartened. I'm looking forward to getting to the next game.”

The most emotion Cunningham showed at his locker came when he asked about Detroit's second shot on the last possession. After he missed, the rebound came out to Tim Hardaway Jr. on the left baseline.

He also missed, but only after contact with Josh Hart. Hardaway and Cunningham agreed that it should have been a foul. Even the officials concurred.

“You saw it,” Hardaway said. “It was blatant.”

For Cunningham, it was another frustrating moment in a series where he has struggled to get to the free-throw line.

“It's nothing different than what we've seen before,” he said. “I want to say it was a surprise, because it was a foul, but I'm not surprised.”

The Pistons had an unexpected ally in disputing the call.

“During live play, it was judged that Josh Hart made a legal defensive play," crew chief David Guthrie told a pool reporter after the game. "After postgame review, we observed that Hart makes body contact that is more than marginal to Hardaway Jr. and a foul should have been called.”

Cunningham missed a 15-footer with 1:07 to play, then turned the ball over with 37 seconds to go.

“Cade has to carry us a lot on the offensive end of the floor,” Pistons coach J.B. Bickerstaff said. “He has come through for us over and over again.”

That made for an ugly finish to a historic game for Cunningham. He finished with 25 points, 10 assists and 10 rebounds — just the third playoff triple-double in franchise history. The first two belonged to Isiah Thomas in 1986 and 1989.

He had only six points in the first half but put up 19 points, nine rebounds and seven assists as Detroit rallied in the second half.

“Cunningham — that's a great player,” Knicks coach Tom Thibodeau said. "You need your whole team tied together on that and you got to try to make him work.”

Cunningham is averaging 25.8 points, 9.0 assists and 8.8 rebounds in his first playoff series, with at least one game to go.

“This has been a lot of fun,” he said. “It's amazing to still be playing basketball at this time of the year.”

AP NBA: https://apnews.com/hub/nba

New York Knicks forward OG Anunoby (8) drives to the basket against Detroit Pistons guard Cade Cunningham, right, during the first half of Game 4 of an NBA basketball first-round playoff series Sunday, April 27, 2025, in Detroit. (AP Photo/Duane Burleson)

Detroit Pistons guard Cade Cunningham (2) takes a jump shot against New York Knicks forward Mikal Bridges (25) during the second half of Game 4 of an NBA basketball first-round playoff series Sunday, April 27, 2025, in Detroit. (AP Photo/Duane Burleson)

Detroit Pistons guard Cade Cunningham (2) walks across the court as New York Knicks center Ariel Hukporti, third from right, guard Josh Hart (3) and center Karl-Anthony Towns (32) celebrate after winning Game 4 of an NBA basketball first-round playoff series Sunday, April 27, 2025, in Detroit. (AP Photo/Duane Burleson)

New York Knicks forward OG Anunoby (8) is fouled by Detroit Pistons guard Cade Cunningham (2) while going to the basket with Pistons' Jalen Duren (0) also defending during the first half of Game 4 of an NBA basketball first-round playoff series Sunday, April 27, 2025, in Detroit. (AP Photo/Duane Burleson)

Detroit Pistons guard Cade Cunningham (2) dunks against New York Knicks center Karl-Anthony Towns (32) and guard Josh Hart (3) during the second half of Game 4 of an NBA basketball first-round playoff series Sunday, April 27, 2025, in Detroit. (AP Photo/Duane Burleson)

NEW YORK (AP) — Reviving a campaign pledge, President Donald Trump wants a one-year, 10% cap on credit card interest rates, a move that could save Americans tens of billions of dollars but drew immediate opposition from an industry that has been in his corner.

Trump was not clear in his social media post Friday night whether a cap might take effect through executive action or legislation, though one Republican senator said he had spoken with the president and would work on a bill with his “full support.” Trump said he hoped it would be in place Jan. 20, one year after he took office.

Strong opposition is certain from Wall Street in addition to the credit card companies, which donated heavily to his 2024 campaign and have supported Trump's second-term agenda. Banks are making the argument that such a plan would most hurt poor people, at a time of economic concern, by curtailing or eliminating credit lines, driving them to high-cost alternatives like payday loans or pawnshops.

“We will no longer let the American Public be ripped off by Credit Card Companies that are charging Interest Rates of 20 to 30%,” Trump wrote on his Truth Social platform.

Researchers who studied Trump’s campaign pledge after it was first announced found that Americans would save roughly $100 billion in interest a year if credit card rates were capped at 10%. The same researchers found that while the credit card industry would take a major hit, it would still be profitable, although credit card rewards and other perks might be scaled back.

About 195 million people in the United States had credit cards in 2024 and were assessed $160 billion in interest charges, the Consumer Financial Protection Bureau says. Americans are now carrying more credit card debt than ever, to the tune of about $1.23 trillion, according to figures from the New York Federal Reserve for the third quarter last year.

Further, Americans are paying, on average, between 19.65% and 21.5% in interest on credit cards according to the Federal Reserve and other industry tracking sources. That has come down in the past year as the central bank lowered benchmark rates, but is near the highs since federal regulators started tracking credit card rates in the mid-1990s. That’s significantly higher than a decade ago, when the average credit card interest rate was roughly 12%.

The Republican administration has proved particularly friendly until now to the credit card industry.

Capital One got little resistance from the White House when it finalized its purchase and merger with Discover Financial in early 2025, a deal that created the nation’s largest credit card company. The Consumer Financial Protection Bureau, which is largely tasked with going after credit card companies for alleged wrongdoing, has been largely nonfunctional since Trump took office.

In a joint statement, the banking industry was opposed to Trump's proposal.

“If enacted, this cap would only drive consumers toward less regulated, more costly alternatives," the American Bankers Association and allied groups said.

Bank lobbyists have long argued that lowering interest rates on their credit card products would require the banks to lend less to high-risk borrowers. When Congress enacted a cap on the fee that stores pay large banks when customers use a debit card, banks responded by removing all rewards and perks from those cards. Debit card rewards only recently have trickled back into consumers' hands. For example, United Airlines now has a debit card that gives miles with purchases.

The U.S. already places interest rate caps on some financial products and for some demographics. The Military Lending Act makes it illegal to charge active-duty service members more than 36% for any financial product. The national regulator for credit unions has capped interest rates on credit union credit cards at 18%.

Credit card companies earn three streams of revenue from their products: fees charged to merchants, fees charged to customers and the interest charged on balances. The argument from some researchers and left-leaning policymakers is that the banks earn enough revenue from merchants to keep them profitable if interest rates were capped.

"A 10% credit card interest cap would save Americans $100 billion a year without causing massive account closures, as banks claim. That’s because the few large banks that dominate the credit card market are making absolutely massive profits on customers at all income levels," said Brian Shearer, director of competition and regulatory policy at the Vanderbilt Policy Accelerator, who wrote the research on the industry's impact of Trump's proposal last year.

There are some historic examples that interest rate caps do cut off the less creditworthy to financial products because banks are not able to price risk correctly. Arkansas has a strictly enforced interest rate cap of 17% and evidence points to the poor and less creditworthy being cut out of consumer credit markets in the state. Shearer's research showed that an interest rate cap of 10% would likely result in banks lending less to those with credit scores below 600.

The White House did not respond to questions about how the president seeks to cap the rate or whether he has spoken with credit card companies about the idea.

Sen. Roger Marshall, R-Kan., who said he talked with Trump on Friday night, said the effort is meant to “lower costs for American families and to reign in greedy credit card companies who have been ripping off hardworking Americans for too long."

Legislation in both the House and the Senate would do what Trump is seeking.

Sens. Bernie Sanders, I-Vt., and Josh Hawley, R-Mo., released a plan in February that would immediately cap interest rates at 10% for five years, hoping to use Trump’s campaign promise to build momentum for their measure.

Hours before Trump's post, Sanders said that the president, rather than working to cap interest rates, had taken steps to deregulate big banks that allowed them to charge much higher credit card fees.

Reps. Alexandria Ocasio-Cortez, D-N.Y., and Anna Paulina Luna, R-Fla., have proposed similar legislation. Ocasio-Cortez is a frequent political target of Trump, while Luna is a close ally of the president.

Seung Min Kim reported from West Palm Beach, Fla.

President Donald Trump arrives on Air Force One at Palm Beach International Airport, Friday, Jan. 9, 2025, in West Palm Beach, Fla. (AP Photo/Julia Demaree Nikhinson)

FILE - Visa and Mastercard credit cards are shown in Buffalo Grove, Ill., Feb. 8, 2024. (AP Photo/Nam Y. Huh, File)