Nosek handles the guilt of his costly Game 1 penalty with a little help from his Panthers teammates

EDMONTON, Alberta (AP) — Tomas Nosek had been dealing with the guilt of his puck-over-the-glass penalty ever since the Florida Panthers lost Game 1 of the Stanley Cup Final on the ensuing power-play goal by Leon Draisaitl.

He’s not sure how long it took to get over it.

“It was tough,” Nosek said Friday after an optional morning skate. “You don’t want to be the one guy who costs us the game. But obviously everybody can make a mistake. It happened in a bad time in overtime, and it cost us the game. But it’s in the past, and now we’re looking forward to just keep doing my job.”

Nosek gets to keep doing his job. Coach Paul Maurice said he was not making any lineup changes for Game 2 against the Edmonton Oilers. That means A.J. Greer remains out with an undisclosed injury, though Maurice said the fourth-liner is on track for Game 3 on Monday in Sunrise.

The penalty 18 minutes into overtime came when Edmonton's Jake Walman was pressuring Nosek in Florida's defensive zone. Power plays are rare in OT in the playoffs with officials careful about not wanting to have too big an influence on the outcome, but sending the puck over the glass is an automatic call.

“Everybody’s making mistakes," Nosek said. "I think it’s a part of the game. It’s a sport, and you just focus on the next game and preparing yourself for it like every other game.”

Nosek, one of several newcomers who weren't around last year when the Panthers won the Cup, is in his second final after helping Vegas get there in 2018. He said teammates have been good about encouraging and supporting him since the costly penalty.

"They’ve been really helpful," Nosek said. "The guys came to me and said, ‘Don’t worry about it.’ It’s good.”

Linemate Jonah Gadjovich, who reported feeling great after missing some time in Game 1 because of injury, said Nosek shouldn't feel bad about the mistake.

“It happens," Gadjovich said. “Tough bounce, but he does so many good things for us, no one’s mad at him, no one’s anything. It’s just stuff like that happens in a game.”

Connor McDavid made a pass befitting his status as the best hockey player on the planet to set up the Oilers' tying goal in Game 1, with Mattias Ekholm scoring it. Asked Friday whether the pass from behind the net was intended for Ekholm or winger Evander Kane, he was unwilling to share that information.

“I won’t say," McDavid responded. "All that matters is it ended up where it needed to be, and we scored.”

McDavid also assisted on Draisaitl's overtime goal, his playoff-leading 28th point in 17 games during this run.

Florida coach Paul Maurice said earlier this week he roots for three teams when he's watching games around the NHL: Vancouver for Jim Rutherford, Winnipeg because he was there for so long and loves the organization and the market, and Dallas for close friend Peter DeBoer.

The Stars are probably off that list now after firing DeBoer on Friday following a third consecutive loss in the Western Conference final and comments made about the decision to pull franchise goaltender Jake Oettinger in the decisive Game 5 loss.

“He’ll be all right," Maurice said. "He’s a good coach. I think you get elite teams, you’ve got to push them real hard to get to where they get to, and then at some point you need a summer off, pick your spot. He’s going to be OK.”

DeBoer's dismissal opens a job a day after Boston hired Marco Sturm to fill its vacancy, the last one left in the league. On Wednesday, Pittsburgh went with a little bit of a surprise hiring longtime assistant Dan Muse.

Ekholm, who played in Nashville when Muse was on staff there, is interested to see how it goes for a “super serious guy” with a new school approach.

“I think he’s got all the right tools to be a successful coach,” Ekholm said. "It’s different to be an assistant than a head coach, so he’s got some things to prove but good for him to get an opportunity.”

AP NHL playoffs: https://apnews.com/hub/stanley-cup and https://apnews.com/hub/nhl

Edmonton Oilers' Connor McDavid (97) and Mattias Ekholm (14) celebrate Ekholm's tying goal against the Florida Panthers during the third period in Game 1 of the NHL hockey Stanley Cup final series in Edmonton, Alberta, Wednesday, June 4, 2025. (Darryl Dyck/The Canadian Press via AP)

Edmonton Oilers' Evander Kane (91) watches as Mattias Ekholm's (not shown) shot gets past Florida Panthers goalie Sergei Bobrovsky (72) for a goal during the third period in Game 1 of the NHL Stanley Cup Final, in Edmonton, on Wednesday, June 4, 2025. (Darryl Dyck/The Canadian Press via AP)

Edmonton Oilers' Leon Draisaitl (29) scores against Florida Panthers goalie Sergei Bobrovsky (72) as Aaron Ekblad (5) and Gustav Forsling (42) defend while Edmonton's Kasperi Kapanen (42) and Evander Kane (91) watch during the first overtime period in Game 1 of the NHL Stanley Cup Final, in Edmonton, Alberta, on Wednesday, June 4, 2025. (Darryl Dyck//The Canadian Press via AP)

Florida Panthers' Tomas Nosek (92) and Edmonton Oilers' Connor Brown (28) battle for the puck during the second period in Game 1 of the NHL hockey Stanley Cup final series in Edmonton, Alberta, Wednesday, June 4, 2025. (Jason Franson/The Canadian Press via AP)

NEW YORK (AP) — Reviving a campaign pledge, President Donald Trump wants a one-year, 10% cap on credit card interest rates, a move that could save Americans tens of billions of dollars but drew immediate opposition from an industry that has been in his corner.

Trump was not clear in his social media post Friday night whether a cap might take effect through executive action or legislation, though one Republican senator said he had spoken with the president and would work on a bill with his “full support.” Trump said he hoped it would be in place Jan. 20, one year after he took office.

Strong opposition is certain from Wall Street in addition to the credit card companies, which donated heavily to his 2024 campaign and have supported Trump's second-term agenda. Banks are making the argument that such a plan would most hurt poor people, at a time of economic concern, by curtailing or eliminating credit lines, driving them to high-cost alternatives like payday loans or pawnshops.

“We will no longer let the American Public be ripped off by Credit Card Companies that are charging Interest Rates of 20 to 30%,” Trump wrote on his Truth Social platform.

Researchers who studied Trump’s campaign pledge after it was first announced found that Americans would save roughly $100 billion in interest a year if credit card rates were capped at 10%. The same researchers found that while the credit card industry would take a major hit, it would still be profitable, although credit card rewards and other perks might be scaled back.

About 195 million people in the United States had credit cards in 2024 and were assessed $160 billion in interest charges, the Consumer Financial Protection Bureau says. Americans are now carrying more credit card debt than ever, to the tune of about $1.23 trillion, according to figures from the New York Federal Reserve for the third quarter last year.

Further, Americans are paying, on average, between 19.65% and 21.5% in interest on credit cards according to the Federal Reserve and other industry tracking sources. That has come down in the past year as the central bank lowered benchmark rates, but is near the highs since federal regulators started tracking credit card rates in the mid-1990s. That’s significantly higher than a decade ago, when the average credit card interest rate was roughly 12%.

The Republican administration has proved particularly friendly until now to the credit card industry.

Capital One got little resistance from the White House when it finalized its purchase and merger with Discover Financial in early 2025, a deal that created the nation’s largest credit card company. The Consumer Financial Protection Bureau, which is largely tasked with going after credit card companies for alleged wrongdoing, has been largely nonfunctional since Trump took office.

In a joint statement, the banking industry was opposed to Trump's proposal.

“If enacted, this cap would only drive consumers toward less regulated, more costly alternatives," the American Bankers Association and allied groups said.

Bank lobbyists have long argued that lowering interest rates on their credit card products would require the banks to lend less to high-risk borrowers. When Congress enacted a cap on the fee that stores pay large banks when customers use a debit card, banks responded by removing all rewards and perks from those cards. Debit card rewards only recently have trickled back into consumers' hands. For example, United Airlines now has a debit card that gives miles with purchases.

The U.S. already places interest rate caps on some financial products and for some demographics. The Military Lending Act makes it illegal to charge active-duty service members more than 36% for any financial product. The national regulator for credit unions has capped interest rates on credit union credit cards at 18%.

Credit card companies earn three streams of revenue from their products: fees charged to merchants, fees charged to customers and the interest charged on balances. The argument from some researchers and left-leaning policymakers is that the banks earn enough revenue from merchants to keep them profitable if interest rates were capped.

"A 10% credit card interest cap would save Americans $100 billion a year without causing massive account closures, as banks claim. That’s because the few large banks that dominate the credit card market are making absolutely massive profits on customers at all income levels," said Brian Shearer, director of competition and regulatory policy at the Vanderbilt Policy Accelerator, who wrote the research on the industry's impact of Trump's proposal last year.

There are some historic examples that interest rate caps do cut off the less creditworthy to financial products because banks are not able to price risk correctly. Arkansas has a strictly enforced interest rate cap of 17% and evidence points to the poor and less creditworthy being cut out of consumer credit markets in the state. Shearer's research showed that an interest rate cap of 10% would likely result in banks lending less to those with credit scores below 600.

The White House did not respond to questions about how the president seeks to cap the rate or whether he has spoken with credit card companies about the idea.

Sen. Roger Marshall, R-Kan., who said he talked with Trump on Friday night, said the effort is meant to “lower costs for American families and to reign in greedy credit card companies who have been ripping off hardworking Americans for too long."

Legislation in both the House and the Senate would do what Trump is seeking.

Sens. Bernie Sanders, I-Vt., and Josh Hawley, R-Mo., released a plan in February that would immediately cap interest rates at 10% for five years, hoping to use Trump’s campaign promise to build momentum for their measure.

Hours before Trump's post, Sanders said that the president, rather than working to cap interest rates, had taken steps to deregulate big banks that allowed them to charge much higher credit card fees.

Reps. Alexandria Ocasio-Cortez, D-N.Y., and Anna Paulina Luna, R-Fla., have proposed similar legislation. Ocasio-Cortez is a frequent political target of Trump, while Luna is a close ally of the president.

Seung Min Kim reported from West Palm Beach, Fla.

President Donald Trump arrives on Air Force One at Palm Beach International Airport, Friday, Jan. 9, 2025, in West Palm Beach, Fla. (AP Photo/Julia Demaree Nikhinson)

FILE - Visa and Mastercard credit cards are shown in Buffalo Grove, Ill., Feb. 8, 2024. (AP Photo/Nam Y. Huh, File)