NEW YORK (AP) — The jury at Sean “Diddy” Combs ’ sex trafficking trial got a glimpse Monday at some of the “freak-off” sex marathons at the heart of the case, with prosecutors showing excerpts of explicit videos that the hip-hop mogul recorded during the drug-fueled sessions.
Prosecutors played portions of three sex videos recovered from a Combs-linked account on a cellphone that his former longtime girlfriend Cassie provided to authorities, giving jurors a close-up view of the encounters they’ve heard about repeatedly since testimony began May 12.
One video was from Oct. 14, 2012, the same day prosecutors say Combs had a “freak-off” in New York City with Cassie and sex worker Sharay Hayes, known as “The Punisher.”
Before playing the clip, prosecutors showed jurors an invoice for an Oct. 14, 2012, stay at the Trump International Hotel & Tower in Manhattan that was booked under Combs’ alias, Frank Black. A note on the invoice said the guest requested to have the room at 3 a.m.
Prosecutors also showed jurors text messages in which Cassie, the R&B singer whose real name is Casandra Ventura, arranged the Oct. 14 meetup with Hayes. In one message, she wrote: “Can we actually do 3 a.m. at the Trump hotel, Columbus Circle?” Hayes replied: “Great. I’ll text when I’m on my way,” and told her his fee for the encounter was $200 cash.
Jurors were also shown excerpts of videos taken on Oct. 20, 2012, and Dec. 4, 2014. Collectively, the clips shown to jurors were several minutes long and although at least one juror winced at a video, their reactions mostly were muted. Defense lawyers have said the videos prove Combs was engaging in consensual sex rather than crimes.
Because of their graphic nature, the excerpts were available for viewing only for jurors, the prosecution and defense teams and Combs, all of whom wore headphones to hear the audio portion. Reporters and members of the public were not allowed to see or hear the videos.
The videos were the most notable part of an otherwise dry day in court as prosecutors wind down their case with so-called summary witnesses — government agents who are reading aloud heaps of text messages, travel records and other document-based evidence.
After six weeks of witnesses and evidence, prosecutors said they plan to rest on Wednesday. After that, Combs’ lawyers said they’ll start calling witnesses.
Earlier in the trial, a forensic video expert retained by the prosecution to enhance the videos identified them by date. During that testimony, a prosecutor described the videos as “sex videos.”
Until Monday, jurors had only seen still images taken from the “freak-off” videos.
Combs, 55, has pleaded not guilty to sex trafficking and racketeering conspiracy charges after his September arrest at a New York hotel. He was denied bail multiple times and has remained incarcerated at a federal lockup in Brooklyn ever since.
Other text messages jurors heard Monday included Combs’ ex-girlfriend, identified by the pseudonym “Jane,” complaining to him about sex marathons and to his chief of staff, Kristina Khorram, about his threats to release explicit videos of her.
Jane laid into Combs after Cassie sued him in 2023 for alleged sexual and physical abuse. He promptly settled.
Jane, who dated Combs from 2021 until his arrest last year, told Combs she felt he exploited her with their “dark and humiliating lifestyle.” A month later, Jane texted Khorram that Combs “just threatened me about my sex tapes” and said he’d send them to her child’s father.
Jane told Khorram she needed her help because Combs was having one of his “evil-ass psychotic bipolar” episodes.
Before the jury entered the courtroom Monday, Judge Arun Subramanian dismissed a juror after concluding there were “clear inconsistencies” in his answers last week and during jury selection about whether he resided in New York or with a girlfriend in New Jersey.
“Taking these all together, the record raised serious concerns as to the juror’s candor and whether he shaded answers to get on and stay on the jury,” he said.
Subramanian had first announced late Friday that he was dismissing the juror, but he left open the possibility that he would question the juror a final time after defense lawyers protested, saying that dismissing the Black juror and replacing him with a white man might spoil an otherwise diverse jury.
The judge said he had decided not to question him further because it could lead to “another set of shifting answers. … In other words, there’s nothing that the juror can say at this point that would put the genie back in the bottle and restore his credibility.”
FILE - Sean Combs arrives at the Pre-Grammy Gala And Salute To Industry Icons at the Beverly Hilton Hotel on Jan. 25, 2020, in Beverly Hills, Calif. (Photo by Mark Von Holden/Invision/AP, File)
NEW YORK (AP) — Reviving a campaign pledge, President Donald Trump wants a one-year, 10% cap on credit card interest rates, a move that could save Americans tens of billions of dollars but drew immediate opposition from an industry that has been in his corner.
Trump was not clear in his social media post Friday night whether a cap might take effect through executive action or legislation, though one Republican senator said he had spoken with the president and would work on a bill with his “full support.” Trump said he hoped it would be in place Jan. 20, one year after he took office.
Strong opposition is certain from Wall Street in addition to the credit card companies, which donated heavily to his 2024 campaign and have supported Trump's second-term agenda. Banks are making the argument that such a plan would most hurt poor people, at a time of economic concern, by curtailing or eliminating credit lines, driving them to high-cost alternatives like payday loans or pawnshops.
“We will no longer let the American Public be ripped off by Credit Card Companies that are charging Interest Rates of 20 to 30%,” Trump wrote on his Truth Social platform.
Researchers who studied Trump’s campaign pledge after it was first announced found that Americans would save roughly $100 billion in interest a year if credit card rates were capped at 10%. The same researchers found that while the credit card industry would take a major hit, it would still be profitable, although credit card rewards and other perks might be scaled back.
About 195 million people in the United States had credit cards in 2024 and were assessed $160 billion in interest charges, the Consumer Financial Protection Bureau says. Americans are now carrying more credit card debt than ever, to the tune of about $1.23 trillion, according to figures from the New York Federal Reserve for the third quarter last year.
Further, Americans are paying, on average, between 19.65% and 21.5% in interest on credit cards according to the Federal Reserve and other industry tracking sources. That has come down in the past year as the central bank lowered benchmark rates, but is near the highs since federal regulators started tracking credit card rates in the mid-1990s. That’s significantly higher than a decade ago, when the average credit card interest rate was roughly 12%.
The Republican administration has proved particularly friendly until now to the credit card industry.
Capital One got little resistance from the White House when it finalized its purchase and merger with Discover Financial in early 2025, a deal that created the nation’s largest credit card company. The Consumer Financial Protection Bureau, which is largely tasked with going after credit card companies for alleged wrongdoing, has been largely nonfunctional since Trump took office.
In a joint statement, the banking industry was opposed to Trump's proposal.
“If enacted, this cap would only drive consumers toward less regulated, more costly alternatives," the American Bankers Association and allied groups said.
Bank lobbyists have long argued that lowering interest rates on their credit card products would require the banks to lend less to high-risk borrowers. When Congress enacted a cap on the fee that stores pay large banks when customers use a debit card, banks responded by removing all rewards and perks from those cards. Debit card rewards only recently have trickled back into consumers' hands. For example, United Airlines now has a debit card that gives miles with purchases.
The U.S. already places interest rate caps on some financial products and for some demographics. The Military Lending Act makes it illegal to charge active-duty service members more than 36% for any financial product. The national regulator for credit unions has capped interest rates on credit union credit cards at 18%.
Credit card companies earn three streams of revenue from their products: fees charged to merchants, fees charged to customers and the interest charged on balances. The argument from some researchers and left-leaning policymakers is that the banks earn enough revenue from merchants to keep them profitable if interest rates were capped.
"A 10% credit card interest cap would save Americans $100 billion a year without causing massive account closures, as banks claim. That’s because the few large banks that dominate the credit card market are making absolutely massive profits on customers at all income levels," said Brian Shearer, director of competition and regulatory policy at the Vanderbilt Policy Accelerator, who wrote the research on the industry's impact of Trump's proposal last year.
There are some historic examples that interest rate caps do cut off the less creditworthy to financial products because banks are not able to price risk correctly. Arkansas has a strictly enforced interest rate cap of 17% and evidence points to the poor and less creditworthy being cut out of consumer credit markets in the state. Shearer's research showed that an interest rate cap of 10% would likely result in banks lending less to those with credit scores below 600.
The White House did not respond to questions about how the president seeks to cap the rate or whether he has spoken with credit card companies about the idea.
Sen. Roger Marshall, R-Kan., who said he talked with Trump on Friday night, said the effort is meant to “lower costs for American families and to reign in greedy credit card companies who have been ripping off hardworking Americans for too long."
Legislation in both the House and the Senate would do what Trump is seeking.
Sens. Bernie Sanders, I-Vt., and Josh Hawley, R-Mo., released a plan in February that would immediately cap interest rates at 10% for five years, hoping to use Trump’s campaign promise to build momentum for their measure.
Hours before Trump's post, Sanders said that the president, rather than working to cap interest rates, had taken steps to deregulate big banks that allowed them to charge much higher credit card fees.
Reps. Alexandria Ocasio-Cortez, D-N.Y., and Anna Paulina Luna, R-Fla., have proposed similar legislation. Ocasio-Cortez is a frequent political target of Trump, while Luna is a close ally of the president.
Seung Min Kim reported from West Palm Beach, Fla.
President Donald Trump arrives on Air Force One at Palm Beach International Airport, Friday, Jan. 9, 2025, in West Palm Beach, Fla. (AP Photo/Julia Demaree Nikhinson)
FILE - Visa and Mastercard credit cards are shown in Buffalo Grove, Ill., Feb. 8, 2024. (AP Photo/Nam Y. Huh, File)
