19th year of survey reveals cybersecurity remains top concern as workforce-related risks fall on global risk agenda
DUBLIN, Oct. 2, 2025 /PRNewswire/ -- Aon plc (NYSE: AON), a leading global professional services firm, today released the 2025 edition of its Global Risk Management Survey, which has tracked the most-pressing risks for business decision-makers for nearly two decades. The findings reveal a sharp rise in risks associated with geopolitical volatility and a broader shift in how organizations perceive and prioritize risk.
Based on responses from nearly 3,000 risk managers, C-suite leaders and executives in 63 countries, geopolitical volatility surged 12 places since the last survey in 2023, breaking into the top ten global risks for the first time in the survey's 19-year history. The rise of risks related to trade and geopolitical challenges reflects growing instability across regions, with implications for supply chains, regulatory environments and financial performance.
Despite rising volatility, most organizations remain underprepared: only 14 percent of respondents track their exposure to the top ten risks and only 19 percent use analytics to evaluate the value of their insurance programs. These findings underscore the urgent need for organizations to rethink their approach to risk, moving from reactive measures to proactive, integrated strategies.
"The dramatic rise of trade and geopolitical risk highlights a new reality: volatility and uncertainty are now constants for organizations," said Joe Peiser, CEO of Commercial Risk for Aon. "From evolving tariffs to shifting alliances, these forces directly impact organizations' balance sheets. Building resilience through analytics and scenario planning is essential for navigating this environment."
2025 Top Ten Global Risks
Cyber Risk and AI's Influence: Persistent, Pervasive and Evolving
"Cyber Attack or Data Breach" remains the number one current and future risk according to the survey respondents, as the rapid adoption of digital platforms and AI technologies has expanded the attack surface for threat actors. With AI-enhanced cyber incidents on the rise, business leaders are shifting from reactive postures to proactive risk management strategies.
"The scale and complexity of cyber risk today is unlike anything we've seen before," said Brent Rieth, Global Cyber Leader for Aon. "Our clients are increasingly using AI both defensively and offensively, to enhance resilience and unlock growth. The key is embedding cyber into board-level strategy, investing in quantification and viewing resilience as a competitive differentiator."
Despite its top ranking, only 13 percent of respondents say they have quantified their cyber exposure. This gap between awareness and action is contributing to significant underinsurance, exposing businesses to financial and reputational loss. The report emphasizes the need for structured AI risk governance and integrated cyber resilience frameworks to reduce this gap.
Troubling Trend: Workforce Risks Drop from Top Rankings
In 2023, "Failure to Attract and Retain Top Talent" ranked fourth globally on Aon's survey, highlighting Human Capital as a critical business risk. This year, workforce risks dropped out of the top ten, despite ongoing talent shortages and rising healthcare costs.
"It's alarming to see workforce risks slip down the rankings when Human Capital challenges remain deeply connected to every aspect of business resilience," said Lisa Stevens, Chief Administrative Officer for Aon. "When you look at the top ten risks in this year's survey – cyber threats, supply chain disruptions, geopolitical volatility – they all have a direct impact on the workforce. Treating these risks as isolated issues creates blind spots for organizations."
Stevens continued, "As AI transforms how and where people work, Human Capital strategies become even more critical. Leaders need to invest in analytics, personalization and skills development to keep their workforce agile and resilient in the face of rapid change and increasing volatility."
Future Risks Reflect the Growing Influence of Interconnected Megatrends
Aon's 2025 survey also provides a forward-looking perspective on the risks business leaders expect to be most critical by 2028. Cyber risk remains the top concern for the future, while AI and climate change join the top ten, reflecting the accelerating impact of technology and extreme weather on global business.
Climate change climbs to number nine on the future risk list, underscoring heightened awareness of its threat to financial and operational stability. With 2024 marking the hottest year on record and global insured catastrophe losses exceeding $145 billion, leaders are increasingly treating climate as a systemic business risk.
Top 10 Future Risks by 2028
"What's striking about this year's future risk rankings is how quickly new forces like AI and climate move to the forefront," said Richard Waterer, Global Risk Consulting Leader for Aon. "These risks don't just add complexity; they fundamentally change how organizations need to think about resilience. The convergence of technology, geopolitics and environmental pressures means leaders must anticipate how these megatrends interact and build strategies that are flexible enough to adapt to whatever comes next."
To access the full report and explore how Aon is helping clients navigate today's disruption dynamic, visit https://www.aon.com/grms.
About Aon
Aon plc (NYSE: AON) exists to shape decisions for the better — to protect and enrich the lives of people around the world. Through actionable analytic insight, globally integrated Risk Capital and Human Capital expertise, and locally relevant solutions, our colleagues provide clients in over 120 countries with the clarity and confidence to make better risk and people decisions that protect and grow their businesses.
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** The press release content is from PR Newswire. Bastille Post is not involved in its creation. **
Geopolitical Volatility Surges into Top 10 Business Risks for the First Time, Aon's Global Study Finds
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DUBAI, UAE, Jan. 14, 2026 /PRNewswire/ -- Bybit, the world's second-largest cryptocurrency exchange by trading volume, announced the launch of Bybit Pay in Peru through seamless integration with two of the country's most popular digital payment platforms: Yape and Plin. This expansion brings real-world crypto payment capabilities to millions of Peruvian digital wallet users, marking another milestone in bridging traditional finance with the digital economy in Latin America.
Empowering Peru's Digital-First Economy
Peru's digital wallet adoption has surged in recent years, with Yape and Plin each serving approximately 14 million users in 2024. Bybit Pay's latest integration enables Peruvian consumers to use their existing Yape QR codes and Plin phone-number transfers to make cryptocurrency-backed payments both online and at local merchants, combining the familiarity of Peru's most trusted payment methods with the innovation of digital assets.
This partnership positions Bybit Pay at the heart of Peru's rapidly evolving cashless economy, where Yape handled 54% of in-person transactions and PLIN 34% in 2024. Research showed over half of the adult population in Peru use phone-based digital wallets.
Building on Yape's and Plin's vast local networks, Bybit Pay users in Peru can now:
- Pay with QR Codes: Use existing Yape QR codes to make instant cryptocurrency payments at participating merchants nationwide
- Transfer Money by Phone Number: Execute secure Plin phone-number transfers backed by cryptocurrency holdings
- Shop with Digital Assets: Access payments at both e-commerce platforms and physical retail locations
- Enjoy Fast Settlement: Benefit from near-instant transaction confirmation with enhanced security
In Peru, the platform supports multiple cryptocurrencies including USDT, USDC, BTC, ETH, and other major digital assets, automatically converting them for seamless Peruvian Sol (PEN) transactions.
To celebrate the launch, Bybit Pay is offering unprecedented rewards for users in Peru:
- New User Exclusive: On top of other welcome bonuses, new users who successfully sign up for Bybit Pay can get a 50% discount coupon on their first QR code or phone-number transfer payment.
- Current User Benefits: Existing Bybit Pay users can earn 2–10% cashback on every QR or phone-number transfer payment
"By integrating with mainstream payment methods Peruvians already know and trust, Bybit Pay is removing barriers to digital asset adoption and making crypto genuinely useful for everyday transactions," said Patricio Mesri, CEO of Bybit LATAM. "Peru represents one of Latin America's most dynamic digital payment markets, and we are proud to be building the infrastructure for financial innovation and inclusion together with our partners."
Bybit Pay has been making headway in Central and Latin America through partnerships with leading local institutions and payment infrastructure providers from Brazil to Argentina.
To learn more about how to use Bybit Pay, users may visit: How to Make Payment with QR Pay using Bybit Pay
Bybit Pay currently serves global users who have successfully completed Identity Verification on Bybit. Users from Service Restricted Countries or local Bybit entities are not currently supported. For the latest updates and detailed terms and conditions, users may refer to the Bybit Pay official page.
#Bybit / #CryptoArk
About Bybit
Bybit is the world's second-largest cryptocurrency exchange by trading volume, serving a global community of over 80 million users. Founded in 2018, Bybit is redefining openness in the decentralized world by creating a simpler, open and equal ecosystem for everyone. With a strong focus on Web3, Bybit partners strategically with leading blockchain protocols to provide robust infrastructure and drive on-chain innovation. Renowned for its secure custody, diverse marketplaces, intuitive user experience, and advanced blockchain tools, Bybit bridges the gap between TradFi and DeFi, empowering builders, creators, and enthusiasts to unlock the full potential of Web3. Discover the future of decentralized finance at Bybit.com.
For more details about Bybit, please visit Bybit Press
For media inquiries, please contact: media@bybit.com
For updates, please follow: Bybit's Communities and Social Media
Discord | Facebook | Instagram | LinkedIn | Reddit | Telegram | TikTok | X | Youtube
DUBAI, UAE, Jan. 14, 2026 /PRNewswire/ -- Bybit, the world's second-largest cryptocurrency exchange by trading volume, announced the launch of Bybit Pay in Peru through seamless integration with two of the country's most popular digital payment platforms: Yape and Plin. This expansion brings real-world crypto payment capabilities to millions of Peruvian digital wallet users, marking another milestone in bridging traditional finance with the digital economy in Latin America.
Empowering Peru's Digital-First Economy
Peru's digital wallet adoption has surged in recent years, with Yape and Plin each serving approximately 14 million users in 2024. Bybit Pay's latest integration enables Peruvian consumers to use their existing Yape QR codes and Plin phone-number transfers to make cryptocurrency-backed payments both online and at local merchants, combining the familiarity of Peru's most trusted payment methods with the innovation of digital assets.
This partnership positions Bybit Pay at the heart of Peru's rapidly evolving cashless economy, where Yape handled 54% of in-person transactions and PLIN 34% in 2024. Research showed over half of the adult population in Peru use phone-based digital wallets.
Building on Yape's and Plin's vast local networks, Bybit Pay users in Peru can now:
- Pay with QR Codes: Use existing Yape QR codes to make instant cryptocurrency payments at participating merchants nationwide
- Transfer Money by Phone Number: Execute secure Plin phone-number transfers backed by cryptocurrency holdings
- Shop with Digital Assets: Access payments at both e-commerce platforms and physical retail locations
- Enjoy Fast Settlement: Benefit from near-instant transaction confirmation with enhanced security
In Peru, the platform supports multiple cryptocurrencies including USDT, USDC, BTC, ETH, and other major digital assets, automatically converting them for seamless Peruvian Sol (PEN) transactions.
To celebrate the launch, Bybit Pay is offering unprecedented rewards for users in Peru:
- New User Exclusive: On top of other welcome bonuses, new users who successfully sign up for Bybit Pay can get a 50% discount coupon on their first QR code or phone-number transfer payment.
- Current User Benefits: Existing Bybit Pay users can earn 2–10% cashback on every QR or phone-number transfer payment
"By integrating with mainstream payment methods Peruvians already know and trust, Bybit Pay is removing barriers to digital asset adoption and making crypto genuinely useful for everyday transactions," said Patricio Mesri, CEO of Bybit LATAM. "Peru represents one of Latin America's most dynamic digital payment markets, and we are proud to be building the infrastructure for financial innovation and inclusion together with our partners."
Bybit Pay has been making headway in Central and Latin America through partnerships with leading local institutions and payment infrastructure providers from Brazil to Argentina.
To learn more about how to use Bybit Pay, users may visit: How to Make Payment with QR Pay using Bybit Pay
Bybit Pay currently serves global users who have successfully completed Identity Verification on Bybit. Users from Service Restricted Countries or local Bybit entities are not currently supported. For the latest updates and detailed terms and conditions, users may refer to the Bybit Pay official page.
#Bybit / #CryptoArk
About Bybit
Bybit is the world's second-largest cryptocurrency exchange by trading volume, serving a global community of over 80 million users. Founded in 2018, Bybit is redefining openness in the decentralized world by creating a simpler, open and equal ecosystem for everyone. With a strong focus on Web3, Bybit partners strategically with leading blockchain protocols to provide robust infrastructure and drive on-chain innovation. Renowned for its secure custody, diverse marketplaces, intuitive user experience, and advanced blockchain tools, Bybit bridges the gap between TradFi and DeFi, empowering builders, creators, and enthusiasts to unlock the full potential of Web3. Discover the future of decentralized finance at Bybit.com.
For more details about Bybit, please visit Bybit Press
For media inquiries, please contact: media@bybit.com
For updates, please follow: Bybit's Communities and Social Media
Discord | Facebook | Instagram | LinkedIn | Reddit | Telegram | TikTok | X | Youtube
** The press release content is from PR Newswire. Bastille Post is not involved in its creation. **
Bybit Pay Bring Crypto Payments to Peru's Most Popular Digital Wallets, Yape and Plin
