SINGAPORE--(BUSINESS WIRE)--Nov 14, 2025--
Eric Jing, Chairman of Ant Group, said the company's focus is on putting new payment and operation tools powered by AI and tokenisation technology in the hands of SMEs, to fully embrace the next wave of global productivity revolution.
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“We are passionate about using frontier technology to support SMEs and the use of AI will really uplift inclusion,” Jing said during a panel discussion titled “Steering the Global Future” during the Singapore FinTech Festival on November 14, 2025.
Jing was joined by Agustín Carstens, Former General Manager, Bank for International Settlements (BIS); Ravi Menon, Chairman of the Board of Directors, Global Finance & Technology Network (GFTN); Ambassador (Climate Action), Singapore & Former Managing Director, Monetary Authority of Singapore, GFTN, and Dr. Razeen Sally who moderated the panel.
From Agentic Payment to Agentic Finance: A Virtual CFO, and COO for SMEs
On the consumer front, Jing expects the rise of personalised AI financial managers and advisors. On the business front, “Agentic payment is one of the most important forces driving agentic commerce and agentic systems,” Jing said. Ant will focus on democratising AI for SMEs at a time when small businesses engaged in global trade face increasingly complex payment and risk environments.
“Many SMEs may not have sophisticated digital skills or a large workforce to support them in doing business, and this is where AI agents can really play a role in helping them to navigate the landscape,” Jing said.
Antom, the merchant payment and digitisation services arm of Ant International, is using Antom Copilot to support payment integration, merchant onboarding, risk management settings, and chargeback response. Copilot cuts payment integration time by over 90%, boosts chargeback winning rates by 3 percentage points, and shortens chargeback resolution time by 46 percent.
During the Singapore FinTech Festival 2025, Antom also launched EPOS360, an app that brings point-of-sale (POS) system, payments, banking, lending, and growth support together to help micro, small and medium‑sized enterprises (MSMEs) move from setup to scale efficiently.
“Agentic AI will act like your COO, your CFO. They are stepping in as virtual financial and operational planners and implementers for SMEs, enabling them to compete globally,” Jing said.
He added that the rise of agentic payments and multi-agent systems are already on track, where autonomous AI agents collaborate to execute complex end-to-end transactions.
Collaboration with MAS on AI and Blockchain is an Exemplar of Public-Private Collaboration
“The tokenisation of money that enables global real-time settlement across borders will be particularly beneficial to SMEs and companies doing global trade,” Jing said. “On such important projects, it is necessary to have policy leadership from regulators like the Monetary Authority of Singapore, who provides institutional clarity and brings together an industry ecosystem of collaboration.”
Ant International’s deep collaboration with the Monetary Authority of Singapore (MAS) through key initiatives like Project Guardian and PathFin.ai sets an exemplary model of public-private partnership, especially when blockchain and AI have emerged as global themes.
“We are honoured to participate in the Monetary Authority of Singapore’s regulatory sandboxes. They provide the clarity and certainty needed to responsibly deploy cutting-edge technologies while managing risks,” said Jing. “This new technology is up and coming, we cannot shy away from it. Instead, the right way is to harness the technology to get the benefits while keeping in mind the potential risks and challenges.”
Under Project Guardian, Ant International has contributed to pilot efforts in tokenised money and cross-border settlements, demonstrating how real-time, transparent and credible blockchain-based payments can benefit SMEs engaged in global trade.
Through MAS’ PathFin.ai programme, Ant International is also actively engaging in knowledge exchange on AI implementations. Jing highlighted Ant International’s Falcon Time-Series Transformer (TST) Model — an 8.5-billion-parameter AI model designed for FX and liquidity forecasting. The model has significantly improved accuracy in predicting cash flow and liquidity, helping businesses reduce hedging costs in today’s volatile global economy.
“Through participating in sandboxes, we see benefits and opportunities to improve our products before rolling them out. It has really been a pleasure to be part of that – MAS is taking a very proactive role and it’s enormously valuable,” said Jing.
Ant International, which became independent in 2024, is headquartered in Singapore. The company now collaborates with over 1,400 institutional partners and provides global payment, settlement and digitisation services to 150 million merchants, and a network of global wallets and national QR schemes that together serve over 1.8 billion consumer accounts.
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About Ant International
With headquarters in Singapore and main operations across Asia, Europe, the Middle East and Latin America, Ant International is a leading global digital payment, digitisation and financial technology provider. Through collaboration across the private and public sectors, our unified techfin platform supports financial institutions and merchants of all sizes to achieve inclusive growth through a comprehensive range of cutting-edge digital payment and financial services solutions. To learn more, please visit https://www.ant-intl.com/
Ant Group Chairman Eric Jing (second from right) shares insights during a panel discussion titled “Steering the Global Future” during the Singapore FinTech Festival on November 14, 2025.
SAN FRANCISCO (AP) — In December, Stephen Curry made a conscious effort to smile before he coolly converted two free throws with 12 seconds left that helped seal a 119-116 win against Phoenix.
He seemed calm. He wasn’t — saying so afterward. Sometimes, even Curry’s nerves kick in when the game is on the line, even 17 years into his NBA career and now at 38 years old.
“That’s more mental warfare for me to just enjoy the moment,” Curry said at the time. “I don’t care how many free throws you’ve made, when you need two of them, you do get nervous, so the smile is more to kind of embrace the moment and enjoy it instead of overthinking or worrying about mechanics or anything. So I’ve been doing that a lot lately, like last couple years, just playing mind games with myself and enjoying the moment.”
Other professionals find some comfort in Curry acknowledging his angst and anxieties, being he’s one of the best in basketball and still has to work through things -- even in real time. It's relatively new for athletes to even be talking publicly about nerves, given the more open dialogue in recent years about the importance of mental health and seeking help through various struggles.
Los Angeles Dodgers manager Dave Roberts, whose club has won the past two World Series titles, happened to be in the stands at Chase Center to see Curry make those free throws on Dec. 20.
Roberts has witnessed so many of his own players deliver for the Dodgers in crucial moments on the big October playoff stage.
“I think that’s telling that Steph would say that and there is an innate fear in people to fail in big spots or to be nervous. I think it’s just important to admit it at times and then kind of move on from there,” Roberts said this spring. “We were talking about it a couple days ago, those moments I think you mitigate the fear or the nerves from preparedness. I think Steph has shot so many free throws when he’s tired in big spots, so to admit that he’s nervous, he knows at the end of the day that he’s prepared for that spot. Most of our guys, we talk about that a lot, so I think that’s how they can get past that fear or nerve hurdle.”
Chicago Bulls coach Billy Donovan polled his players earlier this season whether they considered a free throw with one second left in a tie game the same as one in the first quarter of a tie game. The answer was a resounding no.
“I said, ‘Why is it different?’ and they explained all the consequences of what would happen, but the reality is it’s still the same exact shot it is in the first quarter or the second quarter,” Donovan said. “And I find that guys in those moments have the ability to block out the consequences or what the ramifications are and really lock in to what they can control and the routine. The basket’s still 15 feet away, it’s still 10 feet high. And just because the circumstances may be different, the routine should be exactly the same.”
When it comes to the nerve factor, mental performance coach Graham Betchart suggests one trick in the moment can somehow transform those fears of failure into something positive instead.
“The biggest surprise to most people is that great pro athletes have the same feeling that a kid has, they just reframe it,” Betchart said. “I remember one of the first pros I worked with, I said, ‘What’s pressure like for you?’ He said, ‘Graham, what you call pressure, I call joy.’ I said, ‘What does joy feel like?’ He said, ‘Joy feels like I’m going to pee in my pants, 10,000 butterflies in my stomach, heart is pounding, self doubt everywhere.’ I said, ‘That’s joy?’ He said, ’Yeah, ‘cause when I feel that I’m about to go do what I love, which is play ball.’ So we call that reframing. I think this is one of the biggest unlocks in the entire world.”
Hall of Famer Jason Kidd, the Dallas Mavericks coach who played 19 NBA seasons and was a 10-time All-Star and 1994-95 Rookie of the Year, realizes sometimes fans might forget professional athletes are people, too.
And becoming fearful is a natural response to stress.
“It is healthy. I think that just lets everyone know you’re human. Steph is human,” Kidd said. “There are feelings and emotions but I don’t know if he gets nervous. Free throws are like layups for him, like 2-foot putts. But it’s also great that he is open to sharing that about his feelings, that’s pretty cool.”
Each day, Warriors guard De’Anthony Melton aims to make 10 free throws in a row. That way, when he gets into a game situation he tells himself the same thing: “Whatever happens, happens, you’ve just got to live with the results, but sometimes getting to the free-throw line can help you get into a rhythm and get your shot going, too.”
Coaches have their moments, too. Doc Rivers doesn’t always trust himself to make the right call in crunch time.
“There’s nerves with everything. I can draw up a play as a coach and I know it’s a good play, but I’m nervous if we’re going to run it right or is it going to work. As a player, I was an 80-percent free-throw shooter, but it’s still there. That’s why you breathe deep and that’s where routine comes in. The more you do the routine, the more it becomes normal. But there’s nothing normal in life when you’re shooting a free throw and there’s 20,000 people screaming to make you miss, that’s not normal in life. So you have to breathe your way through it.”
Athletics pitcher Luis Severino spent the first nine years of his major league career in New York between the Yankees and Mets. That brought its own pressure, so the days he felt off on the mound, the nerves were worse.
“I think it’s more of how you’re feeling that day. If Stephen Curry is feeling like he always feels, there’s nothing to worry about,” Severino said, chuckling. “If that day I’m feeling good, I have nothing to worry about. If I’m struggling with command and or a pitch, not commanding my breaking balls, I will get a little bit nervous, but if I’m good that day I have nothing to worry about.”
San Francisco Giants shortstop Willy Adames appreciated hearing that Curry, too, fights nerves in crucial moments.
“I think it’s a great thing, I think it’s something that you have to embrace and know that it’s OK to feel it,” Adames said. “I always try to tell myself, ’if you feel a little nervous or a little anxious, just embrace it like it’s OK, it’s OK to feel it. But just know that you’ve got to take a deep breath and try to make sure that you’re under control.”
Betchart believes that pros speaking of their nerves will help others learn ways to better cope. Working with members of the Army who told him they're fearless, he learned they do actually experience fear but embrace that as being part of the job.
“They're not fearless, they feel the fear, and then they lean into it,” he said. “So it's really a power of vulnerability, it's a victory of the vulnerable.”
AP NBA: https://apnews.com/NBA and AP MLB: https://apnews.com/mlb
FILE - Chicago Bulls head coach Billy Donovan reacts during the first half of an NBA basketball game against the Golden State Warriors, March 10, 2026, in San Francisco. (AP Photo/Godofredo A. Vásquez, File)
FILE - Athletics pitcher Luis Severino delivers during the first inning of a baseball game against the Pittsburgh Pirates, in Pittsburgh, Sept. 19, 2025. (AP Photo/Gene J. Puskar, File)
FILE - Dallas Mavericks head coach Jason Kidd looks on before being ejected during the first half of an NBA basketball game against the Chicago Bulls, Jan. 10, 2026, in Chicago. (AP Photo/Paul Beaty, File)
FILE - Former Los Angeles Dodgers pitcher Clayton Kershaw, left, waves as manager Dave Roberts waits before throwing out the ceremonial first pitch and receiving his ring during a World Series ring ceremony prior to a baseball game against the Arizona Diamondbacks, Friday, March 27, 2026, in Los Angeles. (AP Photo/Mark J. Terrill, File)
FILE - Golden State Warriors' Stephen Curry looks down during the second half of an NBA basketball game against the Dallas Mavericks, in Dallas, Jan. 22, 2026. (AP Photo/Tony Gutierrez, File)
