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Futu Trustee Launches Groundbreaking "Futu Pension Family Trust" with a Minimum Entry Threshold of HK$3 Million

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Futu Trustee Launches Groundbreaking "Futu Pension Family Trust" with a Minimum Entry Threshold of HK$3 Million
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Futu Trustee Launches Groundbreaking "Futu Pension Family Trust" with a Minimum Entry Threshold of HK$3 Million

2026-01-21 10:59 Last Updated At:11:15

HONG KONG, Jan. 21, 2026 /PRNewswire/ -- Futu Trustee Limited, a subsidiary of Futu Holdings Limited (Nasdaq: FUTU), officially unveiled the Futu Pension Family Trust on January 9, 2026, during a concurrent session at the "2025 Hong Kong Wealth Management Summit & 12th Hong Kong Listed Companies 100 Awards Ceremony".

Tailored specifically for Hong Kong's middle-class families, this innovative product integrates retirement planning with wealth succession. Leveraging advanced financial technology, it slashes the traditional family trust entry threshold from tens of millions of Hong Kong dollars down to just HK$3 million, while maintaining transparent and highly affordable fees — signaling the arrival of truly inclusive trust services in Hong Kong.

Hong Kong's population is aging rapidly. As of 2024, individuals aged 65 and above already account for over 22% of the total population. The widespread "4-2-1" family structure, combined with persistently low birth rates, has rendered the conventional "raise children to support you in old age" model increasingly unsustainable. Middle-class families are confronting three critical retirement challenges:

  • Longevity risk — outliving one's savings
  • Dementia or incapacity risk — assets becoming inaccessible or unusable
  • Market volatility risk — erosion of wealth due to investment fluctuations

Conventional family trusts, with their high minimums, steep fees, and complex setup processes, remain out of reach for the vast majority of middle-class households.

The Futu Pension Family Trust harnesses technology to completely re-engineer the trust experience, delivering three major breakthroughs:

Three Core Advantages Redefining Trust Services

  • Ultra-low entry threshold: Only HK$3 million in assets required to access professional asset protection and succession planning — a reduction of more than 90% compared to traditional offerings.
  • Transparent and affordable pricing: One-time setup fee of HK$28,000; annual management fee starting at HK$10,000 (equivalent to approximately 0.2%–0.3% of assets under management). Cash injections and trust termination are completely free, with no hidden charges.
  • Fully digital and seamless experience: Entire process completed online, with real-time asset visibility, setup in just 2–3 weeks, and 24/7 intelligent client support — delivering unprecedented convenience.

A Comprehensive One-Stop Retirement & Succession Ecosystem Safeguarding Your Later Years

Far more than a mere legal structure, this product creates a fully integrated closed-loop ecosystem:

  • A single account enables diversified global allocation across stocks, funds, and bonds, with access to over 150 open-ended funds on the Futu Wealth platform at zero subscription/redemption fees.
  • Supports injection of annuities, participating savings plans, and large-sum life insurance policies, with claim proceeds automatically distributed according to the settlor's instructions.
  • Includes a direct payment mechanism for incapacity protection, allowing automatic payments to premier institutions such as Tai Kang Community, China Taiping • Mumian Homes, Harmony Family Healthcare, and other top-tier medical and elderly care providers.
  • Combines robust legal safeguards under the Trust Deed with flexible updates via a Letter of Wishes, enabling the trust to adapt seamlessly to evolving family needs.

Strong Credentials and Substantial Scale

Futu Trustee currently oversees trust assets exceeding US$20 billion and has served more than 600 corporate and family clients. The company holds dual trust licenses in both Hong Kong (SAR) and Singapore.

Ben Lin, CEO of Futu Trustee, commented: "Market volatility and changes in health are both unpredictable. At Futu Trustee, we remain steadfast in faithfully executing our clients' wishes. Through the power of technology, we strive to transform retirement planning and wealth succession from a luxury into an accessible right for every middle-class family."

For more information, please visit the official Futu Trustee website at www.fututrustee.com or contact our client service team.

Disclaimer: The above content does not constitute any act of financial product marketing, investment offer, or financial advice. Before making any investment decision, investors should consider the risk factors related to investment products based on their own circumstances and consult professional investment advisors where necessary.

HONG KONG, Jan. 21, 2026 /PRNewswire/ -- Futu Trustee Limited, a subsidiary of Futu Holdings Limited (Nasdaq: FUTU), officially unveiled the Futu Pension Family Trust on January 9, 2026, during a concurrent session at the "2025 Hong Kong Wealth Management Summit & 12th Hong Kong Listed Companies 100 Awards Ceremony".

Tailored specifically for Hong Kong's middle-class families, this innovative product integrates retirement planning with wealth succession. Leveraging advanced financial technology, it slashes the traditional family trust entry threshold from tens of millions of Hong Kong dollars down to just HK$3 million, while maintaining transparent and highly affordable fees — signaling the arrival of truly inclusive trust services in Hong Kong.

Hong Kong's population is aging rapidly. As of 2024, individuals aged 65 and above already account for over 22% of the total population. The widespread "4-2-1" family structure, combined with persistently low birth rates, has rendered the conventional "raise children to support you in old age" model increasingly unsustainable. Middle-class families are confronting three critical retirement challenges:

  • Longevity risk — outliving one's savings
  • Dementia or incapacity risk — assets becoming inaccessible or unusable
  • Market volatility risk — erosion of wealth due to investment fluctuations

Conventional family trusts, with their high minimums, steep fees, and complex setup processes, remain out of reach for the vast majority of middle-class households.

The Futu Pension Family Trust harnesses technology to completely re-engineer the trust experience, delivering three major breakthroughs:

Three Core Advantages Redefining Trust Services

  • Ultra-low entry threshold: Only HK$3 million in assets required to access professional asset protection and succession planning — a reduction of more than 90% compared to traditional offerings.
  • Transparent and affordable pricing: One-time setup fee of HK$28,000; annual management fee starting at HK$10,000 (equivalent to approximately 0.2%–0.3% of assets under management). Cash injections and trust termination are completely free, with no hidden charges.
  • Fully digital and seamless experience: Entire process completed online, with real-time asset visibility, setup in just 2–3 weeks, and 24/7 intelligent client support — delivering unprecedented convenience.

A Comprehensive One-Stop Retirement & Succession Ecosystem Safeguarding Your Later Years

Far more than a mere legal structure, this product creates a fully integrated closed-loop ecosystem:

  • A single account enables diversified global allocation across stocks, funds, and bonds, with access to over 150 open-ended funds on the Futu Wealth platform at zero subscription/redemption fees.
  • Supports injection of annuities, participating savings plans, and large-sum life insurance policies, with claim proceeds automatically distributed according to the settlor's instructions.
  • Includes a direct payment mechanism for incapacity protection, allowing automatic payments to premier institutions such as Tai Kang Community, China Taiping • Mumian Homes, Harmony Family Healthcare, and other top-tier medical and elderly care providers.
  • Combines robust legal safeguards under the Trust Deed with flexible updates via a Letter of Wishes, enabling the trust to adapt seamlessly to evolving family needs.

Strong Credentials and Substantial Scale

Futu Trustee currently oversees trust assets exceeding US$20 billion and has served more than 600 corporate and family clients. The company holds dual trust licenses in both Hong Kong (SAR) and Singapore.

Ben Lin, CEO of Futu Trustee, commented: "Market volatility and changes in health are both unpredictable. At Futu Trustee, we remain steadfast in faithfully executing our clients' wishes. Through the power of technology, we strive to transform retirement planning and wealth succession from a luxury into an accessible right for every middle-class family."

For more information, please visit the official Futu Trustee website at www.fututrustee.com or contact our client service team.

Disclaimer: The above content does not constitute any act of financial product marketing, investment offer, or financial advice. Before making any investment decision, investors should consider the risk factors related to investment products based on their own circumstances and consult professional investment advisors where necessary.

** The press release content is from PR Newswire. Bastille Post is not involved in its creation. **

Futu Trustee Launches Groundbreaking "Futu Pension Family Trust" with a Minimum Entry Threshold of HK$3 Million

Futu Trustee Launches Groundbreaking "Futu Pension Family Trust" with a Minimum Entry Threshold of HK$3 Million

MALACCA, Malaysia, Jan. 21, 2026 /PRNewswire/ -- Birkin International Hotel is set to welcome 2026 with two major festive dining celebrations, featuring a vibrant Chinese New Year Buffet Dinner and the much-anticipated "Gulai Kawah Tradisi" Ramadan Buffet. Designed to bring families, friends, and colleagues together, these promotions highlight the hotel's commitment to celebrating cultural traditions through exceptional food and warm hospitality.

Chinese New Year 2026: Festive Buffet Takes Centre Stage

In celebration of Chinese New Year 2026, Birkin International Hotel invites guests to indulge in its Chinese New Year Buffet Dinner, specially curated to capture the joy, abundance, and togetherness of the Lunar New Year.

The buffet will be available on 16th, 17th and 18th February 2026, from 6:30pm to 10:00pm, at Birkin Kitchen. Guests can look forward to a wide selection of festive favourites and classic Chinese New Year dishes, carefully prepared to reflect the spirit of reunion and prosperity.

The Chinese New Year Buffet Dinner is priced at MYR180+ per adult and MYR126+ for children and senior citizens, making it an ideal dining option for families, group gatherings, and corporate celebrations looking for a lively and celebratory atmosphere.

To complement the buffet experience, Birkin International Hotel also offers Prosperity Toss (Yee Sang) from 26 January to 3 March 2026. Available in three variations — Prosperity Ahead, Abundance Year, and Abalone Fortune — the Yee Sang symbolises good fortune, success, and abundance, and serves as a meaningful addition to any Chinese New Year celebration.

For guests seeking a more private dining experience, the hotel's Chinese Set Menu will be available till 3rd March 2026, served in private rooms from 6:30pm to 10:00pm. Designed for intimate group gatherings and corporate dinners, the set menu offers a convenient and elegant way to close the year or celebrating new year with family, friends, or business partners.

Ramadan 2026: Gulai Kawah Tradisi Buffet

As the holy month approaches, Birkin International Hotel continues its tradition of bringing people together through food with the "Gulai Kawah Tradisi" Ramadan Buffet, running from 27 February to 19 March 2026, daily from 6:30pm to 10:00pm.

This signature buffet showcases authentic Malaysian heritage cuisine, with a strong emphasis on traditional flavours and communal dining. Highlights include the much-loved Kambing Gulai Kawah, alongside a generous spread featuring Rusa Golek, Kambing Golek, Nasi Arab, Ayam Bakar Tandoori, Ayam Panggang Maharani, Ketam Bunga Masak Lemak, Murtabak Tomahawk, Ekor Asam Pedas, Sup Sum-sum, and a variety of other local favourites.

The Ramadan buffet is priced at RM205+ for adults, with a special RM165+ rate for children, senior citizens, and early bird purchases made before 31 January 2026. Adding further value, guests can also enjoy the "Buy 10 Free 1" promotion, making it ideal for large family iftar gatherings, corporate events, and group bookings.

A Celebration of Culture, Community and Culinary Excellence

"These festive promotions reflect our commitment to celebrating Malaysia's rich cultural diversity through food and meaningful experiences," said Kevin Lee, General Manager of Birkin International Hotel. "Whether welcoming the Lunar New Year with prosperity and joy or breaking fast together during Ramadan, we aim to create memorable moments for our guests."

Advance reservations are strongly recommended, and all promotions are subject to availability. Prices are subject to prevailing Sales and Service Tax (SST).

For reservations and enquiries, please contact +6012-558 7295, or email reservations@birkinhotels.com.

About Birkin International Hotel

Birkin International Hotel (BIH) is a new coastal haven located in Klebang, Melaka, offering guests the perfect blend of seaside serenity and the cultural charm of heritage Melaka. Guided by the principles of excellence, innovation, and social responsibility, BIH delivers unforgettable experiences while fostering strong community ties.

** The press release content is from PR Newswire. Bastille Post is not involved in its creation. **

Birkin International Hotel Celebrates Chinese New Year and Ramadan 2026 with Signature Festive Buffets and Traditional Flavours

Birkin International Hotel Celebrates Chinese New Year and Ramadan 2026 with Signature Festive Buffets and Traditional Flavours

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