COSTA MESA, Calif.--(BUSINESS WIRE)--Feb 9, 2026--
Expanding its resources to empower consumers to save and manage their financial health, Experian announces the launch of the high-yield Experian Smart Money™ Digital Savings Account designed to help consumers earn faster with variable Annual Percentage Yields (APYs) up to 4.00%, nearly 10 times the national average savings rate iii. At a time when inflation remains stubborn, Experian members can benefit not only from competitive APY rates but also no minimum deposit or direct deposit requirement.
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Helping consumers earn and save faster
Built into the Experian memberships, the high-yield Experian Smart Money Digital Savings Account allows members to enjoy the benefit of competitive interest rates that compound daily helping even small balances grow more quickly. For those building up emergency savings or managing a budget while looking to grow their wealth at the same time, the Experian Smart Money Accounts can help Experian members reach their goals throughout their financial journey.
In fact, saving more is consumers’ top New Year’s resolution, according to Experian research—making the new Round Up iv feature a valuable tool as well. Experian members with both an Experian Smart Money™ Digital Checking Account and Digital Savings Account, along with an eligible paid membership can take advantage of having their debit card purchases from the Experian Smart Money Digital Checking Account rounded up to the nearest dollar. The spare change is transferred to the member’s Experian Smart Money Digital Savings Account for automated savings, making every purchase a driver for growth.
“We know saving is imperative for many people and this will help make it effortless so they can reach their goals faster,” said Sean Healey, General Manager of Digital Products, Experian Consumer Services at Experian. “Experian is committed to giving people smarter ways to manage their money as their financial co-pilot, and now they have even more opportunities to build a financial cushion.”
An Experian membership also delivers access to an Experian credit report, auto insurance comparison shopping service, credit card marketplace, dark web monitoring, credit monitoring, and more. In addition, an AI-powered virtual assistant is available 24/7 that can provide personalized educational information and tools for money management based on a member’s Experian credit profile.
As consumers’ “BFF” – Big Financial Friend – Experian is here for consumers to lean on throughout their financial lives. Learn more at http://www.experian.com/savings.
The Experian Smart Money™ Debit Card is issued by Community Federal Savings Bank (CFSB), pursuant to a license from Mastercard International. Banking services provided by CFSB, Member FDIC. Experian is a Program Manager, not a bank.
About Experian
Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, deliver digital marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data, analytics and software. We also assist millions of people to realise their financial goals and help them to save time and money.
We operate across a range of markets, from financial services to healthcare, automotive, agrifinance, insurance, and many more industry segments.
We invest in talented people and new advanced technologies to unlock the power of data and to innovate. A FTSE 100 Index company listed on the London Stock Exchange (EXPN), we have a team of 25,200 people across 33 countries. Our corporate headquarters are in Dublin, Ireland. Learn more at experianplc.com.
Experian announces the launch of the high-yield Experian Smart Money™ Digital Savings Account.
DUBAI, United Arab Emirates (AP) — Iran stopped communicating with mediators about extending a ceasefire in the war with the U.S. and Israel, two semiofficial Iranian news agencies reported Tuesday, as tensions flared in Israel's separate but related fight against the Iranian-backed militia Hezbollah in Lebanon.
The halt in communication was likely meant to increase pressure on U.S. President Donald Trump over negotiations on the Iran war ceasefire and loosening the Islamic Republic's chokehold on the Strait of Hormuz and the oil, gas and other commodities that normally pass through it. Trump then could potentially push Israeli Prime Minister Benjamin Netanyahu to halt or slow the advance of his forces, which have moved deeper into Lebanon than at any time in over a quarter of a century.
U.S. Secretary of State Marco Rubio did not address the reported cutoff in communications as he testified at a congressional hearing in Washington. Instead, he sounded an optimistic note about the nuclear dimension of the negotiations, while cautioning that there's no guarantee of reaching "a deal that’s acceptable.”
The reports by the Fars and Tasnim news agencies, both believed to be close to Iran’s paramilitary Revolutionary Guard, come as the conflicts in Iran and Lebanon have increasingly become conjoined. Iran insists that any potential truce in the war there must also quell the fighting in Lebanon, where Hezbollah remains one of Iran's chief allies in its self-described “axis of resistance” against Israel.
A regional official involved in the mediation, speaking on condition of anonymity to discuss the talks, told The Associated Press that Iran had not communicated at all on Tuesday after saying that a ceasefire needed to be enforced in Lebanon for negotiations to continue.
Israel and the U.S. maintain the fighting in Lebanon is separate from the Iran war talks.
Meanwhile, year-on-year inflation in Iran reached a level in May unseen since World War II, underlining the economic pain average Iranians are facing. While the U.S. is eager to ease the Islamic Republic's grip on the strait — through which a fifth of all traded oil and natural gas passed in peacetime — Iran faces economic challenges as its oil-backed economy remains under a U.S. naval blockade.
Economic pressure touched off nationwide protests in Iran in 2017 into 2018, when rising food prices sparked demonstrations that killed over 20 people and saw hundreds arrested. The next year, an increase in government-subsidized gasoline prices caused protests that saw over 300 people reportedly killed.
Then came the protests over the collapsing value of Iran's currency, the rial, at the start of this year. They were the most intense demonstrations to shake the Islamic Republic since its 1979 revolution and the chaotic years that followed. Iran's theocracy met January's protests with a crackdown on demonstrators in January that killed over 7,000 people, according to activists' estimates.
Now, even as hard-liners hold gun-handling workshops and organize marriages under the shadow of a ballistic missile to bolster spirits, experts note there could be new demonstrations if people find themselves priced out of feeding their families.
“I have no doubt that if Trump leaves (Iran without a formal peace deal) ... most probably, we will see something like January by the end of summer because of the economic and social situations," analyst Mohsen Jalilvand said in a video published by Iran's Fararu news website.
Iran's Central Bank said the consumer price index, which measures a basket of goods and services, reached 77.2% in May compared with the year before. The rate is 8.5% higher than in April, the bank added. Inflation in daily and general needs — like medicine, taxi fares, tobacco and communication fees — rose 113.8% from the year before.
A private economic think tank in Iran, the Bamdad Institute of Economic Studies, described the current figures as “an unprecedented rate since World War II.” Iran’s Central Bank did not acknowledge the significance of the figures.
The previous record came in 1942. During the war, the British and Soviets invaded Iran and took over its railway, disrupting food supplies. The lack of food, worsened by a poor harvest, sparked hyperinflation and a famine. Hunger and a typhus outbreak killed many.
Airstrikes this year have greatly damaged Iran's businesses and its oil industry, Meanwhile, the U.S. blockade has been targeting Iranian crude oil shipments trying to reach the international market, a key source of hard revenue. Tax revenues have been depressed by businesses struggling even after the fighting paused.
The rial, which traded at 32,000 to $1 in 2015, now trades at over 1.7 million to $1.
“We will definitely have higher prices," Iranian President Masoud Pezeshkian warned in May. "We are fighting, and we must accept this hardship.”
Tehran-based economist Saeed Leilaz, speaking to the AP, warned that annual inflation in Iran could reach 80%.
"Iran’s society cannot tolerate above 25%” annual inflation, he said.
Karimi reported from Tehran, Iran. Magdy reported from Cairo. Associated Press writer Jennifer Peltz contributed from New York.
Smoke rises from an Israeli airstrike that hit Qlaileh village, as it seen from the southern port city of Tyre, Lebanon, Tuesday, June 2, 2026. (AP Photo/Mohammed Zaatari)
A destroyed building that was hit in an Israeli airstrike is seen through a shattered window of the Jabal Amel Hospital, in the southern port city of Tyre, Lebanon, Monday, June 1, 2026. (AP Photo)
A nurse looks through a shattered window of the Jabal Amel Hospital into a destroyed building that was hit Monday in an Israeli airstrike, in the southern port city of Tyre, Lebanon, Tuesday, June 2, 2026. (AP Photo/Mohammed Zaatari)
People gather on paddleboards in shallow water as cargo and service vessels are anchored in the Strait of Hormuz off Bandar Abbas, Iran, Monday, June 1, 2026. (Amirhosein Khorgooi/ISNA via AP)
People walk at Tehran's historic Grand Bazaar, Iran, Monday, June 1, 2026. (AP Photo/Vahid Salemi)
Pedestrians and vehicles cross an intersection around Tehran's historic Grand Bazaar, Iran, Monday, June 1, 2026. (AP Photo/Vahid Salemi)
Men sit at the gate of a mosque at Tehran's historic Grand Bazaar, Iran, Monday, June 1, 2026. (AP Photo/Vahid Salemi)
A woman walks at Tehran's historic Grand Bazaar, Iran, Monday, June 1, 2026. (AP Photo/Vahid Salemi)
People carry packages at Tehran's historic Grand Bazaar, Iran, Monday, June 1, 2026. (AP Photo/Vahid Salemi)
