U.S. household debt delinquency worsened in the fourth quarter of 2025, according to a report issued by the Federal Reserve Bank of New York on Tuesday.
At the end of December 2025, 4.8 percent of outstanding debt was in some stage of delinquency, up 0.3 percentage points from the third quarter, said the latest Quarterly Report on Household Debt and Credit.
Transitions into early delinquency were mixed, with mortgages and student loans increasing while all other debt types held steady.
Meanwhile, transitions into serious delinquency ticked up for credit card balances, mortgages and student loans, while auto loan and home equity line of credit delinquency decreased slightly.
With household debt levels growing modestly, mortgage delinquencies continued to increase in the last quarter of 2025, said Wilbert van der Klaauw, an economic research advisor at the New York Fed.
Delinquency rates for mortgages are in line with historical levels, with worsening delinquency rates concentrated in lower-income areas and in areas with declining home prices, he added.
Total U.S. household debt increased by 191 billion U.S. dollars from the third quarter, hitting 18.78 trillion dollars at the end of 2025, according to the report.
U.S. household debt delinquency worsened slightly in Q4 2025
Iran's Foreign Minister Seyed Abbas Araghchi on Sunday said Ukraine's attack on an Iranian commercial ship in the Caspian Sea "cannot go unanswered."
In a post on the social media platform X, Araghchi accused Ukrainian President Volodymyr Zelensky of ordering "a blatant UN Charter violation done at Israel's behest to drag Europe into its war."
He said he had "made clear that what the freeloader in Kyiv did CANNOT GO UNANSWERED" in phone calls with European Union foreign policy chief Kaja Kallas and Russian Foreign Minister Sergei Lavrov on Saturday and Sunday respectively.
According to the Iranian foreign ministry, the attack took place at 3:00 local time on Saturday (2330 GMT on Friday) and led to the vessel's explosion as well as a sailor's death.
The semi-official Mehr news agency on Sunday reported that three sailors were also injured in the attack.
Citing the Governor of Iran's northern Gilan province Hadi Haghshenas, it said that the steel-laden vessel was en route from Russia's Astrakhan Port to Iran's Anzali Port in Gilan when it came under attack.
The ship's bridge was destroyed, leaving it unable to continue its voyage, Haghshenas said, adding that the incident would be pursued through domestic and international legal channels.
Zelensky said on Saturday that his country's forces had hit a Russian warship and vessels used for transporting Iran-linked military cargo in the Caspian Sea.
Iran's FM says Ukraine's attack on Iranian ship "cannot go unanswered"
