SUNNYVALE, Calif.--(BUSINESS WIRE)--Mar 11, 2026--
CloudWalk, the technology company behind JIM.com in the United States and InfinitePay in Brazil, closed 2025 with $990 million in revenue - a 104% increase year-over-year on a foreign exchange neutral basis - while crossing a $1.3 billion annualized revenue run rate in December and achieving $1.8 million in revenue per employee with a lean team of 720 people. Net income totaled $110 million in 2025, up 90% year over year.
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Scale usually comes at the cost of speed. CloudWalk scaled and accelerated.
The defining milestone came in July 2025, when the company crossed $1 billion in annualized revenue - just six years after generating $2 million with the launch of InfinitePay in Brazil in 2019. That trajectory represents a 186% compound annual growth rate.
Autonomous AI as the Operating Model
These results come from a different kind of infrastructure. Powered by proprietary large language models pre-trained on its dedicated GPU cluster, a new generation of autonomous AI agents now independently build software, underwrite credit, prevent fraud, close sales, resolve customer issues, and create marketing campaigns - with humans setting policy, handling exceptions, and governing risk.
“Every fintech says they use AI. We are an AI company that happens to do finance,” said Luis Silva, CEO and founder of CloudWalk. “Our agents do not assist employees - they perform the work. And now, through JIM.com, they perform the work for our customers too. That is how we reached a $1.3 billion run rate with only 720 people.”
US Expansion: JIM.com
JIM.com, the first product built entirely on this autonomous AI model, launched in the United States in early 2025. It solves one urgent problem for micro-merchants and gig workers: instant access to their money. The app turns any smartphone into a payment terminal with immediate settlement and one of the most competitive flat-fee structures in the market.
Adoption accelerated quickly through word of mouth, reaching tens of thousands of merchants across all 50 states within months. But JIM.com is not a payments app. It is the first autonomous financial agent that works for the seller, not the other way around. When a payment declines, the agent diagnoses and resolves it before the seller picks up the phone. When cash flow is at risk, the agent acts before the merchant even knows. When a seller needs a website, the agent builds and publishes it from transaction data alone. “There is no dashboard. No manual. No learning curve. The agent runs the business and the merchant runs their life,” said Silva.
Brazil: Over 6.3 Million Sellers
In Brazil, InfinitePay grew from 3 million to over 6.3 million active sellers in 2025 and became the most downloaded finance app in the Brazilian App Store in December. CloudWalk secured a full credit institution license from the Central Bank, gaining complete autonomy over credit operations and unlocking investment products. Fitch Ratings assigned the company its first rating: AA-(bra) with Positive Outlook.
The Road Ahead
CloudWalk is building Self-Driving Finance - an autonomous financial system where AI agents manage payments, credit, settlement, and strategic decisions with minimal human intervention. With operations in the United States and Brazil, and a model that compounds efficiency as it scales, the company is positioned for its next phase of global expansion.
“Most companies slow down as they grow. We doubled revenue with just 720 people,” said Silva. “The model is proven. Now it scales.”
Luis Silva, CEO of CloudWalk
MONTMELO, Spain (AP) — This was supposed to be George Russell ’s chance to shoot for the Formula 1 title.
Coming into the season as Mercedes’s presumptive lead driver, with his team producing the best car after a rulebook overhaul, Russell looked perfectly positioned to compete for the world championship after winning the year’s opening race in Australia.
That was when his second-year teammate Kimi Antonelli blew past him and took the Formula 1 circuit by storm.
Antonelli has made F1 history on several counts this season. At age 19, he became the youngest pole-sitter en route to his first win in China, followed by becoming F1’s youngest points leader after a win in Japan.
The bushy-haired Italian just kept going, sweeping the alliterative triple of Miami, Montreal and Monaco to make it five in a row and tie the longest winning streak ever managed by F1 victory leader Lewis Hamilton.
He will now try to make it six of six at the newly renamed Barcelona-Catalunya Grand Prix — the race formerly known as the Spanish GP — on Sunday.
And while he's perfectly aware that he is now the driver to beat, Antonelli is trying not to let it get to him.
“About the championship, I am not really worrying about it," he said on Thursday at the Montmelo track. "I know the opportunity that is on the table and I want to make the most out of it, but at the same time I don’t want to drive a race thinking about about it.
"I want to enjoy the weekend as much as possible and drive as fast as possible and we will see at the end of the season where we are.”
While F1 discovered its new star driver, Russell found himself floundering for the first time with Mercedes, where he had managed to better Hamilton before the British driver left for Ferrari two years ago. That huge move opened the door for Antonelli to join the Silver Arrows.
The 28-year-old Russell, who is liked for his schoolboy charm and chatter on team radio that has included gems such as “Yabba Dabba Doo” and “get the kettle on,” now faces his most difficult moment since joining Mercedes four years ago.
Last season, Russell outperformed Antonelli, scoring two victories and earning 319 points, the fourth-most points of the grid, while his new partner was seventh with 150 points and no victories.
Now, Antonelli’s winning run has him leading the championship with 156 points after six races. Hamilton, who is enjoying a resurgence at Ferrari, is next with 90. Russell is third with 88.
“The pressure feels off, to be honest. I’m just going to try and enjoy every race, not even thinking about a championship,” Russell said on Thursday. “It’s so far out of reach right now that it’s just go and enjoy the races and have fun, drive fast and do what I know I’m capable of doing and what I’ve done for my whole career in Formula 1.”
Could Barcelona, an old-school, permanent, high-speed track that drivers know well from their years of racing and testing here, give Russell the chance he needs?
He topped the first practice session for the race on Friday, when the field featured seven reserve drivers, including Frederik Vesti, who stepped in for Antonelli.
Russell has never been on the podium here in seven tries with Mercedes and Williams, even if he has come close with three fourth-place finishes, including the past two years. That is partly because he has never had a top-three finish in qualifying either, so a strong Saturday will be key.
Another triumph by Antonelli would have him match Russell’s career victory haul of six races won.
Russell said he has come to the conclusion that he needs to stop overthinking, obsessing about data, and get back to “driving by instinct.”
“I don’t want to chase the dream, I want it to come toward me. And it will come towards me if I take it race by race,” he said.
From 1991 until last year, the race at the circuit located half an hour by car from Barcelona (on a normal day without F1 fan traffic) was called the Spanish Grand Prix.
Now it is called the Barcelona-Catalunya Grand Prix, while the Spanish GP name has been given to the new race to be held for the first time in Madrid in September.
The future of the Barcelona race was in doubt until F1 announced a deal struck in February to continue holding it, but every other year while it alternates with the Belgium GP. The Barcelona race will be held in 2028, 2030 and 2032.
AP auto racing: https://apnews.com/hub/auto-racing
Red Bull driver Max Verstappen of the Netherlands prepares at pit during the first free practice for the Spain F1 Grand Prix at the Barcelona Catalunya racetrack in Montmelo, near Barcelona, Spain, Friday, June 12, 2026. (AP Photo/Joan Monfort)
Ferrari driver Lewis Hamilton of Britain adjusts his headphones at pit during the first free practice for the Spain F1 Grand Prix at the Barcelona Catalunya racetrack in Montmelo, near Barcelona, Spain, Friday, June 12, 2026. (AP Photo/Joan Monfort)
Britain's George Russell steers his Mercedes during the first free practice for the Spain F1 Grand Prix at the Barcelona Catalunya racetrack in Montmelo, near Barcelona, Spain, Friday, June 12, 2026. (AP Photo/Fatima Shbair)
Mercedes driver Andrea Kimi Antonelli of Italy stands at pit during the first free practice for the Spain F1 Grand Prix at the Barcelona Catalunya racetrack in Montmelo, near Barcelona, Spain, Friday, June 12, 2026. (AP Photo/Joan Monfort)
Italy's Andrea Kimi Antonelli steers his Mercedes during the Formula One Monaco Grand Prix race at the Monaco racetrack, Sunday, June 7, 2026. (Yves Herman, Pool Photo via AP)
Mercedes driver Andrea Kimi Antonelli of Italy attends a press conference ahead of the Spanish Formula One Grand Prix at the Barcelona Catalunya racetrack in Montmelo, near Barcelona, Spain, Thursday, June 11, 2026. (AP Photo/ Fatima Shbair)
Mercedes driver Andrea Kimi Antonelli of Italy leaves after a press conference ahead of the Spanish Formula One Grand Prix at the Barcelona Catalunya racetrack in Montmelo, near Barcelona, Spain, Thursday, June 11, 2026. (AP Photo/ Fatima Shbair)
