SUNNYVALE, Calif.--(BUSINESS WIRE)--Mar 11, 2026--
CloudWalk, the technology company behind JIM.com in the United States and InfinitePay in Brazil, closed 2025 with $990 million in revenue - a 104% increase year-over-year on a foreign exchange neutral basis - while crossing a $1.3 billion annualized revenue run rate in December and achieving $1.8 million in revenue per employee with a lean team of 720 people. Net income totaled $110 million in 2025, up 90% year over year.
This press release features multimedia. View the full release here: https://www.businesswire.com/news/home/20260311778452/en/
Scale usually comes at the cost of speed. CloudWalk scaled and accelerated.
The defining milestone came in July 2025, when the company crossed $1 billion in annualized revenue - just six years after generating $2 million with the launch of InfinitePay in Brazil in 2019. That trajectory represents a 186% compound annual growth rate.
Autonomous AI as the Operating Model
These results come from a different kind of infrastructure. Powered by proprietary large language models pre-trained on its dedicated GPU cluster, a new generation of autonomous AI agents now independently build software, underwrite credit, prevent fraud, close sales, resolve customer issues, and create marketing campaigns - with humans setting policy, handling exceptions, and governing risk.
“Every fintech says they use AI. We are an AI company that happens to do finance,” said Luis Silva, CEO and founder of CloudWalk. “Our agents do not assist employees - they perform the work. And now, through JIM.com, they perform the work for our customers too. That is how we reached a $1.3 billion run rate with only 720 people.”
US Expansion: JIM.com
JIM.com, the first product built entirely on this autonomous AI model, launched in the United States in early 2025. It solves one urgent problem for micro-merchants and gig workers: instant access to their money. The app turns any smartphone into a payment terminal with immediate settlement and one of the most competitive flat-fee structures in the market.
Adoption accelerated quickly through word of mouth, reaching tens of thousands of merchants across all 50 states within months. But JIM.com is not a payments app. It is the first autonomous financial agent that works for the seller, not the other way around. When a payment declines, the agent diagnoses and resolves it before the seller picks up the phone. When cash flow is at risk, the agent acts before the merchant even knows. When a seller needs a website, the agent builds and publishes it from transaction data alone. “There is no dashboard. No manual. No learning curve. The agent runs the business and the merchant runs their life,” said Silva.
Brazil: Over 6.3 Million Sellers
In Brazil, InfinitePay grew from 3 million to over 6.3 million active sellers in 2025 and became the most downloaded finance app in the Brazilian App Store in December. CloudWalk secured a full credit institution license from the Central Bank, gaining complete autonomy over credit operations and unlocking investment products. Fitch Ratings assigned the company its first rating: AA-(bra) with Positive Outlook.
The Road Ahead
CloudWalk is building Self-Driving Finance - an autonomous financial system where AI agents manage payments, credit, settlement, and strategic decisions with minimal human intervention. With operations in the United States and Brazil, and a model that compounds efficiency as it scales, the company is positioned for its next phase of global expansion.
“Most companies slow down as they grow. We doubled revenue with just 720 people,” said Silva. “The model is proven. Now it scales.”
Luis Silva, CEO of CloudWalk
LEGE-CAP FERRET, France (AP) — Fire crews and planes wrestled Monday to bring a monster wildfire under control in southwest France before a forecast jump in temperatures complicates the massive firefighting effort against a blaze that has burned an area four times the size of Paris.
Interior Minister Laurent Nunez said the fire had stopped growing, a first glimmer of hope since the inferno forced a staggering 220,000 people to flee in the region around the city of Bordeaux.
But with woodlands still smoldering, the minister cautioned that the battle isn't yet won.
“It hasn’t progressed during the night,” Nunez said. “We have to remain very concentrated, very determined, to go at any moment.”
He spoke after French President Emmanuel Macron held a crisis meeting Monday focused on the blaze in the Gironde region and wildfires that crews continue to tackle elsewhere.
The Gironde prefecture said the situation overnight remained “globally stable” — a change from previous days when officials said flames had crept to within 15 kilometers (10 miles) of the outskirts of Bordeaux, a historic city of 268,000 people, and generated self-feeding firestorms with lightning bolts that ignited more blazes.
No new evacuations were announced Monday. But with France about to enter its peak August tourist season, Gironde authorities worked to keep vacationers away, banning holiday camps for children and for people with disabilities. Nunez also urged people to avoid the region, popular for its Atlantic beaches and some of France's largest woodlands.
In the adjacent southwestern Landes region, where hundreds of firefighters have been making progress against another virulent but smaller fire, the prefecture said some rain fell overnight and described the conditions as “favorable” for firefighting but also cautioned that they could change.
With thousands of firefighters on the ground and rotations of water- and retardant-dropping aircraft, it became a race against time before an expected heat wave that could make fighting flames more difficult. The national weather service forecast temperatures above 35 C (95 F) in the southwest on Tuesday and likely higher on Wednesday.
“We know temperatures are going to climb again, that we'll enter a phase of intense heat and so we really have to remain very cautious,” Nunez said. “As long as the fire isn't contained, the situation remains unfavorable.”
Crews using earth movers tore up strips of forest and scrubland to create barren spaces, intended to stop fires from spreading. Farmers were keeping fire crews supplied with water, transporting it to them in tanks.
Around a dozen countries have provided planes, helicopters, firefighters and other assistance to both France and Spain, which is also fighting unprecedented blazes. All told, fires in the two countries have forced more than 330,000 people to flee.
Macron didn't immediately comment after the government crisis meeting he presided over. In a weekend post on X, he pledged long-term support for fire-hit communities, saying: “We will rebuild, we will repair and we will be present for as long as necessary.”
In Spain, wildfires have burned out of control around Madrid and in the Valencia region. Authorities evacuated 79,000 people and confined 30,000 others to their homes.
In both Spain and France, the exceptional scale of the fires — fueled by heat waves that hit especially hard and early this year, making forests and scrubland tinder-dry — are driving calls for stronger action against climate change.
“What we are experiencing is not a series of isolated incidents. It is the consequence of a climate emergency that is making wildfires even more violent, heat waves more frequent,” Spanish Prime Minister Pedro Sánchez said.
A fire raging in hilly, rural terrain in Ávila, west of Madrid, has become Spain’s largest on record, scorching 500 square kilometers (193 square miles), the government said. That's five times the size of Barcelona.
“Look at how the valley is burned. Look at the houses, the people," said David Gonzalez, a 48-year-old gardener who used his van to run supplies to firefighters in Ávila.
"We are feeling lot of anger and helplessness. It’s something inhuman,” he said.
Fires have burned 1,530 square kilometers (590 square miles) this year in Spain — six times the area scorched by blazes in the first half of 2025, said Sara Aagesen, the ecology minister.
The minister said that another heat wave forecast from Tuesday — which would be Spain’s fourth so far this year — could ratchet up the fire danger. Spain’s weather agency forecast temperatures above 40 C (104 F).
A wildfire driven by strong winds broke out on Sunday afternoon near Peschici, in Italy’s southern Puglia region, burning pine forest and scrub and forcing the evacuation of about 300 tourists from beaches and campgrounds, authorities said.
The Coast Guard evacuated tourists by sea to nearby Vieste, where authorities opened temporary shelters.
Three Canadair water-bombing planes and fire crews on the ground continued Monday to battle the blaze, which revived memories of devastating wildfires that hit the same coastal area in 2007.
Leicester reported from Paris. Associated Press writers Joseph Wilson in Barcelona, Iain Sullivan in El Tiemblo, Spain, and Giada Zampano in Rome contributed.
Firefighters suppress a blaze in a forest as wildfires rage near Le Las, outside Bordeaux, France, Monday, July 27, 2026. (AP Photo/Emma Da Silva)
Firefighters tackle a blaze as wildfires rage near Le Las, outside Bordeaux, France, Monday, July 27, 2026. (AP Photo/Emma Da Silva)
A De Havilland Canada DHC-8-400 Dash 8 operated by the French civil defense agency drops fire retardant as wildfires rage near Marcheprime, outside Bordeaux, France, Monday, July 27, 2026. (AP Photo/Emma Da Silva)
Firefighters battle a wildfire in San Martin de Valdeiglesias, west of Madrid, Spain, Sunday, July 26, 2026. (AP Photo/Manu Fernandez)
A firefighter gestures next to burning trees as a wildfire rages near Marcheprime, outside, Bordeaux, France, Sunday, July 26, 2026. (AP Photo/Emma Da Silva)
Firefighters battle a wildfire near Marcheprime, outside, Bordeaux, France, Sunday, July 26, 2026. (AP Photo/Emma Da Silva)
Firefighters battle a wildfire near Marcheprime, outside, Bordeaux, France, Sunday, July 26, 2026. (AP Photo/Emma Da Silva)
A woman caresses her pet dog at an emergency shelter set up in the Bordeaux Exhibition Centre in Bordeaux, France, for those that had to leave their homes outside town due to the raging wildfires, Sunday, July 26, 2026. (AP Photo/Caroline Blumberg)
A fire engine drives through smoke of a wildfire raging near Marcheprime, outside, Bordeaux, France, Sunday, July 26, 2026. (AP Photo/Emma Da Silva)
