SUNNYVALE, Calif.--(BUSINESS WIRE)--Mar 11, 2026--
CloudWalk, the technology company behind JIM.com in the United States and InfinitePay in Brazil, closed 2025 with $990 million in revenue - a 104% increase year-over-year on a foreign exchange neutral basis - while crossing a $1.3 billion annualized revenue run rate in December and achieving $1.8 million in revenue per employee with a lean team of 720 people. Net income totaled $110 million in 2025, up 90% year over year.
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Scale usually comes at the cost of speed. CloudWalk scaled and accelerated.
The defining milestone came in July 2025, when the company crossed $1 billion in annualized revenue - just six years after generating $2 million with the launch of InfinitePay in Brazil in 2019. That trajectory represents a 186% compound annual growth rate.
Autonomous AI as the Operating Model
These results come from a different kind of infrastructure. Powered by proprietary large language models pre-trained on its dedicated GPU cluster, a new generation of autonomous AI agents now independently build software, underwrite credit, prevent fraud, close sales, resolve customer issues, and create marketing campaigns - with humans setting policy, handling exceptions, and governing risk.
“Every fintech says they use AI. We are an AI company that happens to do finance,” said Luis Silva, CEO and founder of CloudWalk. “Our agents do not assist employees - they perform the work. And now, through JIM.com, they perform the work for our customers too. That is how we reached a $1.3 billion run rate with only 720 people.”
US Expansion: JIM.com
JIM.com, the first product built entirely on this autonomous AI model, launched in the United States in early 2025. It solves one urgent problem for micro-merchants and gig workers: instant access to their money. The app turns any smartphone into a payment terminal with immediate settlement and one of the most competitive flat-fee structures in the market.
Adoption accelerated quickly through word of mouth, reaching tens of thousands of merchants across all 50 states within months. But JIM.com is not a payments app. It is the first autonomous financial agent that works for the seller, not the other way around. When a payment declines, the agent diagnoses and resolves it before the seller picks up the phone. When cash flow is at risk, the agent acts before the merchant even knows. When a seller needs a website, the agent builds and publishes it from transaction data alone. “There is no dashboard. No manual. No learning curve. The agent runs the business and the merchant runs their life,” said Silva.
Brazil: Over 6.3 Million Sellers
In Brazil, InfinitePay grew from 3 million to over 6.3 million active sellers in 2025 and became the most downloaded finance app in the Brazilian App Store in December. CloudWalk secured a full credit institution license from the Central Bank, gaining complete autonomy over credit operations and unlocking investment products. Fitch Ratings assigned the company its first rating: AA-(bra) with Positive Outlook.
The Road Ahead
CloudWalk is building Self-Driving Finance - an autonomous financial system where AI agents manage payments, credit, settlement, and strategic decisions with minimal human intervention. With operations in the United States and Brazil, and a model that compounds efficiency as it scales, the company is positioned for its next phase of global expansion.
“Most companies slow down as they grow. We doubled revenue with just 720 people,” said Silva. “The model is proven. Now it scales.”
Luis Silva, CEO of CloudWalk
WASHINGTON (AP) — Seat belts and a flight attendant call button from the doomed United Airlines Flight 93. A purse filled with keys and a wallet recovered from the World Trade Center site. The telephone that sat on U.S. Solicitor General Ted Olson's desk when his wife, Barbara, called from a hijacked airplane.
The Smithsonian's National Museum of American History is honoring the 25th anniversary of the Sept. 11, 2001, attacks this week with displays of dozens of rarely seen objects that tell the story of that day in often searingly personal terms.
The exhibit, which runs through Saturday, comes as the museum is under growing scrutiny by President Donald Trump and Republicans in Congress over the manner in which it tells American history.
The Smithsonian began collecting items just months after the attacks and regularly displays some of them throughout the sprawling museum along the National Mall. But this week's exhibit is unique as the items are displayed on tables, rather than seen through glass. The museum's director, Anthea Hartig, said some of the items being shown this week are “so fragile they'll probably never go on display.”
The goal, she said, is to help visitors “both never forget, but also kind of reconnect" as a new generation emerges that didn't experience the attacks.
“This has truly slipped into history rather than being part of our memory landscape,” she said.
Some of the items, including a beeper belonging to an employee who worked on the 97th floor of the South Tower, harken back to office life at the turn of the century. A candy dispenser from the Pentagon includes melted chocolate.
The museum has faced conservative criticism since the White House released a report on Independence Day branding the museum's leadership as radical activists. Hartig faced two days of congressional hearings in July, where Republicans argued the museum should present a more unifying version of American history, prompting concern from historians that lawmakers and the White House were more interested in revisionism than accurate history.
Trump later ordered his administration to install signs in front of the museum telling visitors that some of the exhibits are inaccurate. More than a month later, such signs have not been installed.
In an interview, Hartig said the scrutiny didn't influence how the Sept. 11 exhibit came together.
“This museum exists as a repository, as a place of memory,” she said. “And so the current political moment is like many other political moments that we document. There’s different opinions and contestation over how we do our work.”
More change could be ahead after Lonnie Bunch announced his plans to step down as the leader of the Smithsonian Institution. The Smithsonian operates outside the executive branch and Bunch's successor will be chosen by a Board of Regents that includes Vice President JD Vance, Supreme Court Chief Justice John Roberts, a bipartisan group of lawmakers and so-called citizen regents.
Hartig acknowledged that “leadership transitions are always complicated.”
But, she said, “I wake up every day confident in Americans' ability to embrace the complexities of their past.”
Pieces of the metal fuselage recovered from the wreckage of United Airlines Flight 93 in Shanksville, Pa., are displayed at the Smithsonian's National Museum of American History in Washington, Thursday, Sept. 10, 2026. (AP Photo/J. Scott Applewhite)
A log book recovered from the wreckage of United Airlines Flight 93 in Shanksville, Pa., is put on temporary display at the Smithsonian's National Museum of American History in Washington, Thursday, Sept. 10, 2026. (AP Photo/J. Scott Applewhite)
The Smithsonian's National Museum of American History, the nation's official repository for September 11 materials, displays artifacts from New York, the Pentagon and the Flight 93 crash site in Shanksville, Pa., in Washington, Thursday, Sept. 10, 2026. (AP Photo/J. Scott Applewhite)
Seatbelts recovered from the wreckage of United Airlines Flight 93 in Shanksville, Pa., are displayed at the Smithsonian's National Museum of American History in Washington, Thursday, Sept. 10, 2026. (AP Photo/J. Scott Applewhite)
A badly damaged flag recovered from the World Trade Center debris is displayed at the Smithsonian's National Museum of American History, the nation's official repository for September 11 materials, in Washington, Thursday, Sept. 10, 2026. (AP Photo/J. Scott Applewhite)
