Highnote Collaborates with Visa on Agentic Commerce for AI-Initiated Payments

SAN FRANCISCO--(BUSINESS WIRE)--May 27, 2026--

Highnote, the unified platform for modern issuing, acquiring, credit, ledger, and money movement, today announced the launch of its Agentic Commerce capabilities, built with Visa Intelligent Commerce, enabling businesses to securely power AI-initiated payments with programmable controls, tokenized credentials, and dynamic authorization.

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The launch enables businesses to extend payment capabilities to AI agents, allowing software to initiate and execute transactions within predefined rules, spend controls, and approval structures. Initial use cases include invoice and accounts payable automation, vendor payments, operational spend management, and AI-assisted procurement, helping businesses move from manual purchasing processes to automated execution.

“AI is quickly moving from insight to action,” said John MacIlwaine, CEO at Highnote. “Businesses want AI to do more than recommend or analyze. They want it to initiate and execute real financial workflows. The challenge is making those transactions secure, controlled, and operational at scale. That’s exactly what Highnote is built to do.”

Built on Highnote’s unified platform and leveraging Visa’s tokenization and payment capabilities, the solution enables businesses to provision programmable payment credentials, apply real-time authorization logic, and orchestrate execution across AI-initiated transactions. Highnote is connecting to Visa Intelligent Commerce through Intelligent Commerce Connect, enabling agents to initiate and merchants to accept agentic transactions through a single integration.

“Agentic commerce is already changing how businesses operate,” said Ivy Lee, VP, Head of Agentic for CMS, Visa. “Through Visa Intelligent Commerce, we’re enabling B2B workflows where agents can initiate and complete transactions at scale. Visa provides the underlying infrastructure that makes this possible – handling the complexity so businesses and developers can focus on building differentiated experiences, not payments.”

Agentic commerce introduces a new operating model where software participates directly in purchasing and payment decisions within defined controls and authorization policies. Highnote’s Agentic Commerce capabilities provide companies with a structured framework for enabling AI-driven transactions with real-time visibility and decisioning across the payment lifecycle.

The launch expands Highnote’s ability to support emerging AI-driven financial operations, including intelligent procurement, dynamic payment routing, supplier optimization, recurring operational spend, and industry-specific autonomous payment experiences. Visa is working alongside Highnote to help enable this next wave, supporting new use cases as they emerge on the same infrastructure foundation.

To learn more, visit: https://highnote.com/solutions/agentic-commerce

About Highnote

Highnote is the unified platform for embedded finance, built for modern issuing, acquiring, credit, ledger, and real-time money movement. Built for You, Highnote gives companies the ability to design financial products around their customers, their workflows, and their growth strategies. With an integrated ledger, full program management, and a purpose-built architecture, Highnote enables enterprises to launch faster, operate with greater control, and continuously evolve their financial experiences. Headquartered in San Francisco, Highnote is redefining the standard for modern financial products. Visit highnote.com for more information.

Highnote launches Agentic Commerce capabilities, built with Visa Intelligent Commerce, enabling businesses to securely power AI-initiated payments with programmable controls, tokenized credentials, and dynamic authorization.

WASHINGTON (AP) — The Supreme Court cleared the way Monday for the Trump administration to resume border wall construction in the Big Bend region of Texas, a blow to bipartisan opponents who had argued the project is a waste of money that threatens the unique landscape.

The border wall is a signature project of President Donald Trump, who has long vowed to build a wall from the Pacific Ocean to the Gulf of Mexico.

Republicans in Congress last summer funded the project with $46 billion, and Customs and Border Protection has been rapidly erecting 12 miles of border barriers a week across the entire border.

The government has pushed forward by issuing sweeping waivers to bypass regulations. Those rules are aimed at protecting the environment, but have historically slowed down major construction projects.

In Texas’s Big Bend region, bipartisan opposition has rallied to fight back against the project, which would include 30-foot-tall steel walls in some areas as well as vehicle barriers and new roads.

They’ve argued that the barriers are a waste of money that threaten the local economy and lifestyle in an area of historically low illegal immigration. They say the job could be better done using only surveillance technology like drones.

A judge in Texas sided with opponents, finding that Congress likely had not clearly authorized such broad waivers for an area with the southern border’s lowest rate of migrant apprehensions. She ordered an immediate stop to all construction-related activity in the area, which includes Big Bend National Park as well as land up and down river in state and private hands.

The Trump administration filed an emergency appeal, saying there are illegal border crossings and drug seizures in Big Bend. More traffic could also be funneled there if there’s a gap in the wall, federal attorneys argued.

The Supreme Court agreed that the law sharply limits judges’ powers to intervene when the federal government decides speedy border barrier construction is necessary. The majority paused the lower court decision as the case plays out. Justice Ketanji Brown Jackson dissented.

The Center for Biological Diversity sued over the construction, along with Friends of the Ruidosa Church and a river guide in the Big Bend area. Laiken Jordahl, national public lands advocate at the Center for Biological Diversity, said it was the first time the government had waived a broad set of environmental laws inside a national park.

“This horrific decision clears the way for contractors to bulldoze pristine desert and dynamite canyon walls before the courts have even decided whether this destruction is legal. They’re signing off on the permanent destruction of the wildest place in Texas, and the theft of a great American river from all of us," Jordahl said.

Other opponents include Republican Sen. John Cornyn of Texas, who wrote an op-ed arguing against the project published Monday in the San Antonio Express-News.

FILE - A portion of border wall is under construction in the Big Bend region, Sept. 23, 2026, near Sierra Blanca, Texas. (AP Photo/John Locher, File)