Highnote Collaborates with Visa on Agentic Commerce for AI-Initiated Payments

SAN FRANCISCO--(BUSINESS WIRE)--May 27, 2026--

Highnote, the unified platform for modern issuing, acquiring, credit, ledger, and money movement, today announced the launch of its Agentic Commerce capabilities, built with Visa Intelligent Commerce, enabling businesses to securely power AI-initiated payments with programmable controls, tokenized credentials, and dynamic authorization.

This press release features multimedia. View the full release here: https://www.businesswire.com/news/home/20260527124566/en/

The launch enables businesses to extend payment capabilities to AI agents, allowing software to initiate and execute transactions within predefined rules, spend controls, and approval structures. Initial use cases include invoice and accounts payable automation, vendor payments, operational spend management, and AI-assisted procurement, helping businesses move from manual purchasing processes to automated execution.

“AI is quickly moving from insight to action,” said John MacIlwaine, CEO at Highnote. “Businesses want AI to do more than recommend or analyze. They want it to initiate and execute real financial workflows. The challenge is making those transactions secure, controlled, and operational at scale. That’s exactly what Highnote is built to do.”

Built on Highnote’s unified platform and leveraging Visa’s tokenization and payment capabilities, the solution enables businesses to provision programmable payment credentials, apply real-time authorization logic, and orchestrate execution across AI-initiated transactions. Highnote is connecting to Visa Intelligent Commerce through Intelligent Commerce Connect, enabling agents to initiate and merchants to accept agentic transactions through a single integration.

“Agentic commerce is already changing how businesses operate,” said Ivy Lee, VP, Head of Agentic for CMS, Visa. “Through Visa Intelligent Commerce, we’re enabling B2B workflows where agents can initiate and complete transactions at scale. Visa provides the underlying infrastructure that makes this possible – handling the complexity so businesses and developers can focus on building differentiated experiences, not payments.”

Agentic commerce introduces a new operating model where software participates directly in purchasing and payment decisions within defined controls and authorization policies. Highnote’s Agentic Commerce capabilities provide companies with a structured framework for enabling AI-driven transactions with real-time visibility and decisioning across the payment lifecycle.

The launch expands Highnote’s ability to support emerging AI-driven financial operations, including intelligent procurement, dynamic payment routing, supplier optimization, recurring operational spend, and industry-specific autonomous payment experiences. Visa is working alongside Highnote to help enable this next wave, supporting new use cases as they emerge on the same infrastructure foundation.

To learn more, visit: https://highnote.com/solutions/agentic-commerce

About Highnote

Highnote is the unified platform for embedded finance, built for modern issuing, acquiring, credit, ledger, and real-time money movement. Built for You, Highnote gives companies the ability to design financial products around their customers, their workflows, and their growth strategies. With an integrated ledger, full program management, and a purpose-built architecture, Highnote enables enterprises to launch faster, operate with greater control, and continuously evolve their financial experiences. Headquartered in San Francisco, Highnote is redefining the standard for modern financial products. Visit highnote.com for more information.

Highnote launches Agentic Commerce capabilities, built with Visa Intelligent Commerce, enabling businesses to securely power AI-initiated payments with programmable controls, tokenized credentials, and dynamic authorization.

KYIV, Ukraine (AP) — Russian planes dropped eight powerful glide bombs in a span of 90 minutes on residential districts of the southern Ukrainian city of Zaporizhzhia, killing one person and wounding dozens of others, regional chief Ivan Fedorov said Monday.

Russia has used glide bombs to smash Ukrainian towns and cities since it invaded its neighbor more than four years ago. The weapons are Soviet-era bombs retrofitted with guidance systems and can carry up to 3,000 kilograms (6,600 pounds) of explosives, leaving huge craters. Ukraine has no effective countermeasures against them.

The Sunday evening onslaught on Zaporizhzhia killed a 71-year-old woman and wounded 31 people, including a 16-year-old girl, as the bombs damaged 22 apartment buildings in four districts of the city, Fedorov said.

Other large-scale damage of civilian areas of Ukraine has resulted from Russian ballistic missiles, and late Sunday President Volodymyr Zelenskyy made yet another urgent plea to other countries to send Ukraine more U.S.-made Patriot air defense systems.

Only Patriot interceptors can reliably stop ballistic missiles, but they are in short supply due to the Iran war.

“The world has Patriot missiles. What matters now is for our partners to make the political decision to provide the necessary packages,” Zelenskyy said on social media. “The United States knows what we need. Europe knows what we need. Anti-ballistic missiles must protect people — not sit in stockpiles.”

U.S. President Donald Trump last week appeared to back off from his earlier commitment to give Ukraine a license to make Patriots itself. He said Friday that the licensing matter is still under discussion and said he hasn’t made a final decision.

Zelenskyy has suggested an alternative to Trump whereby Elon Musk allows Ukraine to use Starlink satellites to target ballistic missile launch sites inside Russia. Officials haven't publicly said whether that is being considered. At this point do we just assume that everyone knows who Elon Musk is? Or does he need a descriptor? Tech entrepreneur or similar?

Russia attacked Ukraine with 181 long-range strike drones overnight from Sunday to Monday, according to the Ukrainian air force. It said air defenses jammed and intercepted 163 drones, but 14 caused damage at 13 locations.

The Russian Defense Ministry said its forces struck four bulk carriers carrying cargo for the Ukrainian armed forces, including three in waters of the Black Sea and one in the port of Mykolaiv, but provided no further information.

Meanwhile, three people were killed and two were wounded in Kyiv's overnight attack on Ukraine’s illegally annexed Crimea, the peninsula’s Russian-installed head Sergei Aksyonov said. He gave no further details.

Ukrainian also drones struck another major warehouse belonging to Wildberries, Russia’s biggest online shopping company, as part of a campaign that has hit more than a dozen of the retailer’s distribution hubs and caused severe disruption to its business.

A Wildberries warehouse in the Vladimir region east of Moscow caught fire in the latest attack, the company said Monday.

Three people were injured, Vladimir Gov. Alexander Avdeyev said.

The Russian Defense Ministry on Monday reported that its air defenses overnight intercepted 131 Ukrainian drones over a number of Russian regions, as well as annexed Crimea and the Black Sea.

Follow the AP’s coverage of the war in Ukraine at https://apnews.com/hub/russia-ukraine

A burned car is seen after a Russian missile attack in Kyiv, Ukraine, Saturday, Aug. 1, 2026. (AP Photo/Dan Bashakov)