MINNEAPOLIS--(BUSINESS WIRE)--Jul 8, 2026--
U.S. Bank today announced the launch of Enhanced Payments, a new bundled solution that helps small business owners move money quickly and more affordably – directly within U.S. Bank online banking and the bank’s mobile app.
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Enhanced Payments brings advanced money movement capabilities into the existing digital banking experience, helping businesses save time and reduce costs. Businesses can complete international wires digitally rather than at a branch and move money quickly with convenient options such as same-day ACH and instant payments. With lower per-transaction fees, secure anytime/anywhere access, and multiple payment options – including ACH, wires, and instant payments – the bundled solution gives business owners more control and clarity over their cash flow.
The launch is part of a broader U.S. Bank strategy to deliver seamless, fully integrated solutions within a dedicated online banking ecosystem for business owners. This online banking experience offers owners the ability to closely track all of their accounts, move money, and conduct other activities all within one digital interface.
Alongside Enhanced Payments, U.S. Bank is rolling out new features for all online banking business users. These updates include transaction limits tailored to growing small businesses and tools to help owners choose the money movement option that works best for them.
“We are thrilled to launch Enhanced Payments as we continue to expand a digital ecosystem that supports the banking needs of small business owners,” said Shruti Patel, chief product officer for business banking at U.S. Bank. “By integrating advanced money movement capabilities directly into online banking, we’re helping clients move money quickly and conveniently. This solution not only saves time and reduces costs, but it also gives business owners the flexibility and clarity they need to manage payments with confidence as they grow.”
Enhanced Payments is offered as a $25-per-month subscription that provides significant discounts on per transaction fees. For example, domestic wires cost $16 per transaction for subscribers, compared with $30 per transaction for non-subscribers using online banking.
The introduction of Enhanced Payments builds on U.S. Bank’s ongoing effort to bring together interconnected products that create a seamless, one-stop experience for business clients. Recent innovations include:
To learn more about Enhanced Payments, see usbank.com/enhancedpayments.
About U.S. Bank
Headquartered in Minneapolis, U.S. Bancorp is the parent company of U.S. Bank National Association, the fifth-largest commercial bank in the United States. Our three major business lines serve 15 million clients globally, and our team of nearly 70,000 people invest our hearts and minds to power human potential every day. Ranked 110th on the Fortune 500, we are deeply respected for our culture and long-term stewardship and admired for our diversified business mix and product capabilities.
Enhanced Payments brings advanced money movement capabilities into the existing digital banking experience at U.S. Bank, helping businesses save time and reduce costs.
NEW YORK (AP) — Nearly 1,000 people in Michigan have been diagnosed with a parasitic infection that can cause weeks of watery diarrhea, making it the largest such outbreak in state history and one of the nation’s largest in years.
No deaths have been reported and the source of the cyclospora infections hasn't been identified. Meanwhile, investigations into similar illnesses have been going on in 28 other states, including in Ohio, where people just across the Michigan border are also becoming sick.
Michigan officials first announced the outbreak last week, when they were aware of more than 170 cases — all in the southeastern corner of the state — since June 22. Michigan usually identifies only about 50 cases each year.
On Wednesday, the state reported the number had grown to 992, including about 40 hospitalizations. Just across the state line, Lucas County, Ohio, reported 306 cases as of Wednesday. Northwest Ohio has seen more than 400 cases.
Cyclospora surges can be tricky to investigate, and food poisoning sources can be hard to establish. But “there is clearly a linked outbreak happening right now," Dr. Natasha Bagdasarian, Michigan’s chief medical executive, told The Associated Press on Wednesday.
Here's what to know about the current situation:
Cyclospora is a microscopic, spherical parasite that commonly causes watery diarrhea “with frequent and sometimes explosive bowel movements,” according to the U.S. Centers for Disease Control and Prevention. The illness, called cyclosporiasis, is not usually life threatening and is typically treated with antibiotics. Outbreaks tend to occur most often in the late spring and summer.
The heat-loving parasite infects the bowels and spreads through feces. In the past, people have been infected by consuming fruits or vegetables that were exposed to feces-contaminated irrigation water.
It’s less common than a number of other kinds of foodborne illnesses, including salmonella and E. coli. For years, few U.S. cyclospora outbreaks were reported each year. But the number started rising about a decade ago, with a particularly notable spike in 2018 and 2019. Experts attribute the increases to climate change and better detection.
Comprehensive data on cyclospora outbreaks is lacking. But available information shows only a small number of documented outbreaks in the last 20 years have surpassed 1,000 cases. That short list includes a 1997 outbreak tied to Guatemalan raspberries that sickened more than 1,000 in the U.S. and Canada, and a 2019 outbreak linked to Mexican basil that sickened more than 2,400.
There are several reasons it's challenging to know the exact toll, said Melanie Firestone, a University of Minnesota foodborne illness researcher. Some tests used to check for types of food poisoning are not geared to detect cyclospora, “so there is a lot of underreporting when it comes to this,” she said.
Other challenges: Technicians aren't able to grow the parasite in labs, making it hard to draw evidence from contaminated produce. And it can be hard to figure out what food sick people had in common, because sometimes it’s a single ingredient that might be common in multiple recipes — like basil or cilantro.
Also, it's possible that food distributors may channel contaminated foods to both grocery stores and restaurants, making it hard to discern where tainted food came from. Investigations can take months and sometimes never find a clear source.
Cases seem to be surging in and around southeastern Michigan. But it's not considered a national health emergency.
There's no evidence that the parasite has evolved to become more infectious, said Dianna Blau, the CDC's acting parasitic diseases branch chief.
Thousands of cyclospora illnesses are reported in the U.S. each year and it's not yet clear how unusual this year will be, she added. That said, the case total so far is four times higher than at the same point last year, according to current CDC national data, which lags dramatically from what's being reported by the states.
Michigan appears to be suffering the worst of it, but the state's aggressiveness in investigating and reporting cases may be “part of the reason why this looks like a Michigan problem,” Bagdasarian said.
People who have diarrhea that hasn’t gone away on its own within a few days should see a health provider and discuss the possibility of cyclospora, officials say.
The best way to prevent infection with a parasite is to avoid food or water that may have been contaminated.
Fresh produce should be thoroughly washed before being eaten. But be aware that cyclospora can really stick to some foods, so washing may not eliminate the risk of infection.
As Michigan officials investigate the potential source, they recommend consumers purchase whole heads of lettuce rather than prewashed, bagged lettuce or salad mixes, and remove the outer two to three leaves before washing the remaining leaves under running water.
They also say to cook vegetables when possible.
The Associated Press Health and Science Department receives support from the Howard Hughes Medical Institute’s Department of Science Education and the Robert Wood Johnson Foundation. The AP is solely responsible for all content.
This undated photo taken through a microscope provided by the CDC shows Cyclospora cayetanensis oocysts found in a fresh stool sample which had been prepared with a formalin solution and stained with safranin. (CDC via AP)
