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HDBank posts 31% rise in first-half profit, assets exceed VND1 quadrillion

Asia Pacific

HDBank posts 31% rise in first-half profit, assets exceed VND1 quadrillion
Asia Pacific

Asia Pacific

HDBank posts 31% rise in first-half profit, assets exceed VND1 quadrillion

2026-08-03 12:30 Last Updated At:12:42

HCMC, VIETNAM - Media OutReach Newswire - 3 August 2026 - The Ho Chi Minh City Development Joint Stock Commercial Bank (HDBank – HoSE: HDB) reported strong first-half 2026 results, with pre-tax profit rising 31% year-on-year to VND13.2 trillion (US$505 million).

An HDBank transaction office in HCM City. — Photo courtesy of the bank.

An HDBank transaction office in HCM City. — Photo courtesy of the bank.

Total assets increased 12.3% from the beginning of the year to VND1.04 quadrillion (US$39.6 billion) as of June 30, placing HDBank among the few Vietnamese banks with assets exceeding VND1 quadrillion (US$38 billion).

The bank delivered industry-leading profitability, with ROE of 25.4% and ROA of 2.17%. Total operating income rose 8.8% year-on-year to VND22.68 trillion (US$862.8 million), with non-interest income up 23.1%.

Digital transformation helped reduce the cost-to-income ratio to 24.9%. More than 94% of retail transactions are now conducted digitally.

Outstanding loans grew 18.8% to VND698.36 trillion (US$266 billion), with lending focused on manufacturing, SMEs, agriculture, infrastructure, supply chains and consumer finance. Total funding reached VND932.44 trillion (U$35.5 billion), up 12.1%, while customer deposits increased by more than 20%.

HDBank's growth is driven by an integrated ecosystem spanning banking, digital finance, securities, insurance, fund management and consumer finance, alongside aviation, real estate, infrastructure, technology and education. Serving over 34 million direct customers and reaching another 20 million through partners, this network supports strong customer acquisition and cross-selling.

Among its subsidiaries, HD SAISON posted pre-tax profit of more than VND804 billion (US$30.6 million), while HD Securities reported VND1.47 trillion (US$55.9 million), up 286% year-on-year, placing it among Vietnam's 10 most profitable securities firms. Vikki Digital Bank expanded its user base to more than 3.5 million.

HDBank maintained strong financial health, with a Basel II capital adequacy ratio above 14% and a loan-to-deposit ratio of 72%. Basel III liquidity ratios, including the liquidity coverage ratio and net stable funding ratio, remained above 100%.

In Q2, Moody's Ratings upgraded HDBank's outlook to positive, while Fitch Ratings assigned the bank first-time Long-Term Foreign- and Local-Currency Issuer Default Ratings of 'BB-‌'‌, placing it among the highest-rated commercial banks in Vietnam.

HDBank has also secured a US$721 million international syndicated social loan, the largest such loan ever successfully raised by a Vietnamese organisation.

With strong momentum across its core businesses, HDBank is well positioned to achieve and surpass its 2026 pre-tax profit target of over VND30.1 trillion (US$1.1 billion), up 41% from 2025.

Hashtag: #HDBank #HDB

The issuer is solely responsible for the content of this announcement.

** This press release is distributed by Media OutReach Newswire through automated distribution system, for which the client assumes full responsibility. **

BANGKOK, THAILAND – Media OutReach Newswire – 3 August 2026 – At a time when travel for Thai people is no longer simply about 'taking a break', many are choosing to travel to attend events that interest them, whether sporting competitions, music festivals, seaside activities, art events or city festivals. These experiences can transform an ordinary trip into a journey filled with stories, meaning and lasting memories.

Amari Pattaya and OZO North Pattaya invite travellers to extend their Pattaya Marathon 2026 trip into a seaside escape amid the vibrancy of Pattaya — an event city filled with sport, music, cafés and lifestyle activities throughout the year.

Amari Pattaya and OZO North Pattaya invite travellers to extend their Pattaya Marathon 2026 trip into a seaside escape amid the vibrancy of Pattaya — an event city filled with sport, music, cafés and lifestyle activities throughout the year.

This trend reflects the growth of Event Tourism, or activity-based tourism, which is gaining popularity among a new generation of both Thai and international travellers. Events are not merely a reason to travel; they are also a starting point for sharing experiences with like-minded people, feeling the energy of a city at its liveliest and enriching the journey through food, culture, lifestyle, relaxation and memorable moments along the way.

Pattaya is one destination that clearly reflects this new travel trend. Once best known as a familiar seaside getaway near Bangkok, the city has now evolved into a vibrant year-round destination, with everything from sporting competitions, music festivals and beachfront activities to international lifestyle events such as Wonderfruit, Rolling Loud Thailand, the Pattaya International Fireworks Festival, Pattaya Music Festival, Honda LPGA Thailand and the Pattaya Marathon, as well as many other international events that continue to draw Thai and overseas travellers back at different times of the year.

This September, the 33rd Pattaya Marathon 2026, to be held on 26 and 27 September 2026, is another major event that reinforces Pattaya's role as an Event Tourism city. This year, more than 40,000 runners and family members from various countries are expected to travel to take part, filling Pattaya with the atmosphere of travel, connection and the energy of people brought together through sport. Adding to its appeal, the race combines a scenic coastal course with Pattaya's lively urban energy, giving runners the opportunity to enjoy sunrise views over the Gulf of Thailand, refreshing sea breezes and some of the city's most recognisable beachfront landmarks.

But the appeal of travelling to Pattaya for an event does not end on race day. After the run or activity, travellers can extend their trip with many more experiences, from strolling along the beach and visiting cafés in popular neighbourhoods to dining at well-known local restaurants, spending time at a beach club, trying water activities, or relaxing with family and friends in an easily accessible beach city that stays lively throughout the day.

To complement this style of travel, ONYX Hospitality Group welcomes travellers at its two Pattaya hotels: Amari Pattaya and OZO North Pattaya. Both are conveniently located for easy access to the city's vibrant attractions and close to the Pattaya Marathon 2026 starting point, making them ideal for runners, families and travellers who want to turn an event trip into a seaside break.

For those looking to make their holiday experience even more complete, Amari Pattaya presents a new definition of multi-generational family holidays. For families travelling together, the hotel offers a balanced approach that allows members of every generation to enjoy their own lifestyle seamlessly before coming together again to share happy moments as a family.

While some family members may choose to explore Pattaya Beach or enjoy outdoor activities, others can unwind at Maai Spa, a premium spa that blends contemporary Thai wellness practices with the refined inspiration of silk to restore both body and mind.

For larger families travelling with little princes and princesses, children can let their imaginations run free through creative activities at The Treehouse Kids Club and the expansive water park, while grandparents can retreat to the peaceful privacy and exclusive service of Club Napha.

Amari Pattaya also brings the whole family together over memorable meals, from authentic Thai cuisine crafted with carefully selected local ingredients and a selection of Western favourites at Amaya Food Gallery, to authentic Italian cuisine served in the warm ambience of Prego Pattaya Pasta Lab and Bar, a beachfront Italian restaurant where families and friends can gather over fresh pasta, handcrafted dishes and contemporary interpretations of Italian classics in a warm and welcoming setting

Meanwhile, OZO North Pattaya is an ideal choice for travellers who want to make the most of every moment of their trip. Its location close to the beach, major shopping centres, cafés, restaurants and the city's key event venues makes it easy to experience Pattaya's vibrant atmosphere. Guests can start the day with breakfast at EAT, take a stroll by the sea, stop at a café during the day and conveniently round off the evening with Pattaya's nightlife. Back at the hotel, they can relax by the large swimming pool or recharge at the fitness centre before retiring to a room designed for a truly restful night's sleep, ready to welcome a new morning and enjoy the city all over again.

More than just a seaside city near Bangkok, Pattaya today is a destination where travellers can shape their own experiences throughout the day, from relaxing on the beach and enjoying brunch at an inviting café to water activities, art attractions and seaside dining at sunset. This is the appeal of Event Tourism: an event is not merely the reason to travel, but the starting point for a trip filled with people, atmosphere and memorable moments.

For runners, families, groups of friends or anyone look for a seasonal getaway, Pattaya Marathon 2026 could be a good reason to start planning the next trip and use the opportunity to experience a side of Pattaya that goes beyond the beach.

Hashtag: #OnyxHospitalityGroup #AmariPattayaHotel #OZONorthHotel

The issuer is solely responsible for the content of this announcement.

About ONYX Hospitality Group

ONYX Hospitality Group, one of the most respected names in the Asia-Pacific hospitality industry, manages a comprehensive and complementary portfolio of brands — Amari, OZO, Shama and Oriental Residence — designed to meet the diverse needs of both business and leisure travellers across the region. Beyond its accommodation brands, the Group also provides additional hospitality services spanning spa, food and beverage.

With more than six decades of management experience, the company has expanded its innovative solutions across the region while maintaining internationally recognised standards and ensuring operational agility and optimal efficiency. By fostering enduring relationships with like-minded business partners, ONYX Hospitality Group delivers unrivalled experiences in a highly competitive and constantly evolving market, meeting the ever-changing needs of travellers.

More information: www.onyx-hospitality.com

Follow ONYX Hospitality Group at:

Facebook: https://www.facebook.com/ONYXHospitalityGroup

Instagram: https://www.instagram.com/onyxhospitalitygroup/

LinkedIn: https://www.linkedin.com/company/onyx-hospitality-group

** This press release is distributed by Media OutReach Newswire through automated distribution system, for which the client assumes full responsibility. **

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