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Qupital Unveils World’s First AI-Driven On-Chain E-Commerce Lending Protocol, Accelerating Web3 Global Trade Finance

Asia Pacific

Qupital Unveils World’s First AI-Driven On-Chain E-Commerce Lending Protocol, Accelerating Web3 Global Trade Finance
Asia Pacific

Asia Pacific

Qupital Unveils World’s First AI-Driven On-Chain E-Commerce Lending Protocol, Accelerating Web3 Global Trade Finance

2026-10-06 09:00 Last Updated At:11:36

Combining real-time AI credit monitoring with Ethereum smart contracts and USDC settlement, Asia’s digital trade finance leader addresses a US$2.5 trillion SME trade financing funding gap opportunity.

HONG KONG SAR – Media OutReach Newswire – 6 October 2026 – Qupital, Asia's leading AI-driven fintech platform specializing in cross-border e-commerce trade finance, today announced the official launch of the world's first AI-driven on-chain e-commerce lending protocol. The breakthrough solution shifts day-to-day trade loan operations into an automated, highly transparent framework powered by smart contracts and proprietary AI credit monitoring.

Key Innovations of the Protocol

  • Instant, 24/7 Global Liquidity: Complements existing banking channels by deploying USDC directly to e-commerce merchants via smart contracts, enabling real-time capital access synchronized with global e-commerce velocity.

  • AI-Guarded Risk Control: Integrates Qupital's proprietary AI engine with automated payment gateway APIs to monitor sales performance and capture settlement cashflows directly, drastically reducing credit risk. Merging AI intelligence with on-chain execution for trade finance. Powering digital trade through automated, smart-contract-driven liquidity vaults unlocks unprecedented operational efficiency and dynamic risk control without human intervention.

  • Automated Capital Efficiency: Replaces manual back-office drawdown verification and settlement calls with smart contracts, accelerating capital turnover and reducing operational overhead.

  • Real-Time Proof of Reserves & Auditability: Every active loan is tokenized on-chain to Qupital's Treasury Vault, providing institutional lenders and partners with 1:1 real-time balance sheet verification.

"Agentic commerce and instant global settlement require financing infrastructure that operates around the clock. While traditional banking channels remain a core pillar of our trade finance operations, utilizing blockchain rails allows us to streamline distribution and accelerate settlement times. Integrating our proprietary AI risk engine directly into on-chain frameworks eliminates operational friction, minimizes non-performing loans, and expands our global footprint." — Winston Wong, Co-Founder & CEO of Qupital

Having processed over US$9.5 billion in cumulative trade financing while maintaining industry-leading credit performance, Qupital's move on-chain sets a new institutional standard for tokenized trade finance. The company already has an active pipeline of USD 100 million in financing to be fulfilled on-chain.

Building on its recently announced Series C financing, Qupital continues to execute on its long-term growth roadmap. The launch of the protocol further diversifies Qupital's capital execution options and accelerates its entry into new global markets. By bringing real-world quality trade assets on-chain, Qupital directly addresses the multi-trillion-dollar SME financing gap, delivering accessible, frictionless capital to digital enterprises that are underserved by traditional banks and financial institutions worldwide.

Hashtag: #Qupital



The issuer is solely responsible for the content of this announcement.

About Qupital

Qupital is a Series C stage fintech platform and Asia's leader in data-driven financing solutions for digital businesses. Headquartered in Hong Kong, Qupital empowers e-commerce businesses trading on global platforms including Amazon, JD.com, Tmall, TikTok Shop, and Pinduoduo. As the first platform in Asia to securitize e-commerce merchant loans, Qupital combines industry-leading credit performance and sustained profitability with backing from global financial institutions including HSBC and MUFG, as well as strategic investors including M Capital, Alibaba, MindWorks Capital, Greater Bay Area Homeland Development Fund, and the Innovation and Technology Ventures Fund of the Hong Kong SAR Government.

** This press release is distributed by Media OutReach Newswire through automated distribution system, for which the client assumes full responsibility. **

NEW TAIPEI CITY, TAIWAN – Media OutReach Newswire – 6 October 2026 – Jazz Hipster Corporation, an ODM specializing in high-end audio systems, today announced a new high-resolution wireless audio platform that advances the wireless audio signal path to 24-bit/96kHz, moving beyond the 48kHz design baseline long used in the market. Designed for active speakers, the platform supports both 2-way and 3-way product configurations on a single core architecture. Brand customers can now request a technical evaluation, with customer projects potentially entering mass production as early as the end of this year.

Jazz Hipster Brings High-Resolution Audio Standards to the Active Speaker Market with a 96kHz Wireless Audio Platform

Jazz Hipster Brings High-Resolution Audio Standards to the Active Speaker Market with a 96kHz Wireless Audio Platform

Built on Wi-Fi 6, the platform supports high-resolution audio and streaming services over an existing home wireless network. For stereo and other active speaker configurations with up to four channels, the audio signal path supports resolutions of up to 24-bit/96kHz. End-to-end transmission latency is kept within 20 milliseconds to maintain audio-video synchronization when watching television or other video content. The platform also integrates a USB-C digital input for direct connection to computers, streaming players, mobile devices, and other high-resolution audio sources.

High-resolution streaming has become commonplace at the source, yet wireless transmission remains a persistent industry bottleneck. Most wireless active speakers on the market still use 48kHz as their transmission design baseline. High-resolution files supplied by streaming services are often downsampled during wireless transmission, creating a gap between advertised specifications and the actual listening experience.

The platform also forms part of Jazz Hipster's broader home entertainment audio architecture. Brands entering the market with active speakers can build on the same technical foundation to develop wireless subwoofers, surround speakers, and home theater systems. In multichannel configurations, the architecture can distribute up to 12 audio channels and supports Dolby Atmos speaker layouts. For consumers, this means they can start with a pair of active bookshelf speakers and expand their systems without replacing existing equipment.

"The active speaker market is undergoing a major shift," said Ben Hsu, Senior Product Manager at Jazz Hipster. "Traditional combinations of passive speakers and separate amplifiers are gradually giving way to integrated active designs, with streaming serving as a key driver. This presents brands with a dilemma: product lines need to become increasingly segmented, while engineering resources are not growing at the same pace. We believe that over the next three years, competition in active speakers will center on platforms rather than individual models. The key will be whether a single architecture can support both stereo configurations that prioritize the highest sound quality and home theater configurations with the greatest number of channels."

For brand customers, supporting two product paths on a single architecture means that expanding a product line does not require duplicating development work. Brands can enter the market with a relatively straightforward 2-way design, then extend their offerings to 3-way bookshelf speakers without changing the core platform architecture or the scope of software integration. This allows development resources to focus on acoustic tuning and product voicing. A single app can also serve the entire product range.

Jazz Hipster has timed the platform launch ahead of the autumn trade show season to align with brand customers' year-end mass production schedules. A technical brief is now available on request, covering the platform architecture, 2-way and 3-way applications, connectivity specifications, and key considerations for evaluating adoption. For product information and details on requesting an evaluation, visit https://jazzhipster.com/solutions.

Hashtag: #JazzHipster

The issuer is solely responsible for the content of this announcement.

About Jazz Hipster

Founded in 1981, Jazz Hipster Corporation is an ODM partner specializing in the development and manufacturing of high-end audio systems. With more than 40 years of audio engineering and manufacturing experience, the company focuses on streaming audio, Dolby Atmos, wireless audio, all-in-one audio systems, digital signal processing, acoustic integration, and precision manufacturing, helping global brands create the next generation of high-end audio solutions. Visit .

** This press release is distributed by Media OutReach Newswire through automated distribution system, for which the client assumes full responsibility. **

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