Integrating Cryptocurrencies and Traditional Financial Assets for Orderly Wealth Succession Among Hong Kong High-Net-Worth Families
HONG KONG, Nov. 16, 2026 /PRNewswire/ -- Futu Trustee, a wholly owned trust subsidiary of Nasdaq-listed Futu Holdings Limited (Nasdaq: FUTU), today announced the launch of its Digital Asset Family Trust. Tailored primarily for Hong Kong tax resident high-net-worth families and family offices—with a minimum combined asset threshold of US$3 million—the service incorporates mainstream cryptocurrencies and traditional financial assets within a single trust legal framework to coordinate asset holding, custody integration, day-to-day management and cross-generational succession.
As digital assets such as Bitcoin (BTC) and Ether (ETH) gradually become part of high-net-worth families' asset portfolios, the challenges of assets being scattered across different wallets and platforms, with private keys and operational knowledge concentrated in one individual's hands, are becoming increasingly apparent. Should the holder suffer an accident or become incapacitated, family members often face continuity risks: they may not know where the assets are held, lack authority to access them or not know how to manage them. Building on Hong Kong's maturing digital asset regulatory ecosystem, Futu Trustee aims to help clients incorporate digital wealth into their overall family planning early.
The Digital Asset Family Trust is designed around two core practical priorities for high-net-worth clients:
- Unified Governance of Equities and Cryptocurrencies: Clients may incorporate accepted mainstream digital assets such as BTC and ETH alongside Hong Kong and US equities, ETFs and other traditional financial assets within one trust framework, with connections to Hong Kong licensed securities firms, banks and licensed virtual asset trading platforms as needed, reducing repeated cross-platform coordination (relevant securities, banking and virtual asset platform services are independently provided by the respective licensed entities).
- Retained Investment Authority with Segregated Controls: Under permitted reserved powers or authorisations pursuant to the trust deed and Hong Kong law, clients may continue to participate in or direct investment matters within a permitted scope (or express intentions via a letter of wishes for the trustee's reference in appointing an appropriately licensed investment adviser in accordance with the trust terms). Trading authority is strictly separated from withdrawal authority, with all withdrawals and distributions required to follow trust procedures, balancing flexibility and asset security.
Ben Lin, Chief Executive Officer of Futu Trustee, said: "For many Hong Kong residents, digital wealth is more than figures on a screen—it represents years of investment judgment and accumulation. While many clients know clearly how to manage their digital assets, they may not have had the opportunity to explain their accounts, authorisations and succession wishes in a way their families can easily understand. By launching the Digital Asset Family Trust, we aim to provide clear holding structures, professional custody and continuity mechanisms, helping clients put in place a more considered long-term arrangement for themselves and their families."
About Futu Trustee
Futu Trustee holds a Hong Kong TCSP licence (TC006475) and specialises in providing compliant wealth succession solutions, including corporate ESOP trusts and family trusts.
For more information about Futu Digital Asset Trust, please visit its official website https://www.fututrustee.com/digital-asset-trust
To discuss our trust services, please contact info@fututrustee.com
Important Notice This service is a trust arrangement for private wealth and succession structuring, not a collective investment scheme under the Securities and Futures Ordinance (Cap. 571), and has not been reviewed or authorised by the Hong Kong SFC. Digital asset prices are highly volatile; clients may lose all of their principal. Asset acceptance is subject to our due diligence requirements, and related arrangements do not guarantee asset safety, investment, tax or succession outcomes. Irrevocable trusts involve changes to asset ownership; please seek independent professional advice before signing. This service is not available to Mainland China tax residents. For reference only; this release does not constitute investment advice, any solicitation, or legal or tax advice. All services and terms are subject to formal documentation and case-by-case assessment.
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Futu Trustee Launches "Digital Asset Family Trust"
