ClearScore Launches Pre-Approved Credit Cards and Loans in Canada, Giving Borrowers More Certainty and Less Stress

TORONTO--(BUSINESS WIRE)--Dec 15, 2025--

ClearScore, a leading global credit marketplace, today announced its pre-approval feature in Canada. The new offering shows users which loans or credit cards they’ve been pre-approved for before they apply, helping them avoid unnecessary declines and uncertainty.

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According to a TransUnion study, 87 per cent of Canadians believe access to credit is crucial for achieving their financial goals, but over half (52%) feel they don’t have sufficient access to these products. For many Canadians, the credit application process can feel overwhelming due to detailed forms, lengthy approval timelines, and the possibility of a declined application, as each application leaves a mark on credit reports. Through direct integrations with lenders, ClearScore’s marketplace features pre-approved credit offers, giving users certainty with guaranteed rates, credit limits and loan amounts, without harming credit scores. As long as the individual passes standard fraud and affordability checks, and the details they provided match, they’ll receive the loan or credit card.

“When you’re applying for credit, the fear of rejection can be overwhelming, especially when one application could affect your ability to borrow again,” said Justin Basini, Co-Founder and CEO of ClearScore. “By giving Canadians pre-approved offer details upfront, we’re putting control back in the hands of the consumer. Our Pre-Approved Marketplace delivers more transparency, more certainty, and a better, less stressful way to borrow.”

Lenders such as Fig and Karoo are taking the lead by partnering with ClearScore to offer these pre-approved products. This innovation sets a new industry standard that competitors are beginning to follow and reinforces ClearScore's commitment to building a financial ecosystem that prioritizes user needs.

About ClearScore

ClearScore, part of The ClearScore Group, is dedicated to making personal finance clearer, calmer, and easier to understand for 25 million people worldwide. Launched in the UK in 2015, ClearScore has grown to become the #1 platform for accessing financial data, including credit reports, scores, and Open Banking information. Operating across four continents, ClearScore combines user-permissioned data at scale with cutting-edge technology to match consumers with the right financial products at the right time. With over 200 financial services partnerships globally, ClearScore helps partners source customers, boost revenue, and manage risk while empowering users with transparency, fairness, and control over their financial decisions.

(Image provided by ClearScore)

PORT-OF-SPAIN, Trinidad (AP) — The government of Trinidad and Tobago said Monday that it would allow the U.S. military access to its airports in coming weeks as tensions build between the United States and Venezuela.

The announcement comes after the U.S. military recently installed a radar system at the airport in Tobago. The Caribbean country's government has said the radar is being used to fight local crime, and that the small nation would not be used as a launchpad to attack any other country.

The U.S. would use the airports for activity that would be "logistical in nature, facilitating supply replenishment and routine personnel rotations,” Trinidad and Tobago’s Ministry of Foreign Affairs said in a statement. It did not provide further details.

Trinidad’s prime minister previously has praised ongoing U.S. strikes on alleged drug boats in the Caribbean.

Only seven miles separate Venezuela from the twin-island Caribbean nation at their closest point. It has two main airports: Piarco International Airport in Trinidad and ANR Robinson International Airport in Tobago.

Amery Browne, an opposition senator and the country's former foreign minister, accused the government of being deceptive in its announcement.

Browne said Trinidad and Tobago has become “complicit facilitators of extrajudicial killings, cross-border tension and belligerence.”

“There is nothing routine about this. It has nothing to do with the usual cooperation and friendly collaborations that we have enjoyed with the USA and all of our neighbors for decades," he said.

He said the cooperation with the U.S. takes the country “a further step down the path of a satellite state” and that it embraces a “might is right philosophy.”

The U.S. strikes began in September and have killed more than 80 people as the U.S. builds up a fleet of warships near Venezuela, including the largest U.S. aircraft carrier.

In October, a U.S. warship docked in Trinidad's capital as the administration of U.S. President Donald Trump boosts military pressure on neighboring Venezuela and its President Nicolás Maduro.

U.S. lawmakers have questioned the legality of the strikes against vessels in the Caribbean and the eastern Pacific Ocean and recently announced there would be a congressional review of them.

FILE - The USS Gravely destroyer arrives to dock for military exercises in Port-of-Spain, Trinidad and Tobago, Sunday, Oct. 26, 2025. (AP Photo/Robert Taylor, File)