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Study Estimates Fintech Lending AdaKami Contributes Up to USD 649 Million to Indonesia's GDP

Business

Study Estimates Fintech Lending AdaKami Contributes Up to USD 649 Million to Indonesia's GDP
Business

Business

Study Estimates Fintech Lending AdaKami Contributes Up to USD 649 Million to Indonesia's GDP

2026-03-18 23:19 Last Updated At:23:35

JAKARTA, Indonesia, March 18, 2026 /PRNewswire/ -- Fintech lending plays an important role in Indonesia's economy by expanding financing access for households and micro-entrepreneurs. Through digital platforms, it strengthens household resilience, supports microbusiness growth, and stimulates economic circulation across sectors.

A recent study by Institute for Economic and Social Research, Faculty of Economics and Business, Universitas Indonesia (LPEM FEB UI) finds AdaKami, a fintech lending platform licensed and supervised by the Financial Services Authority (OJK), contributed between IDR 6.95 – 10.96 trillion (USD 411 – 649 million) to Indonesia's Gross Domestic Product (GDP) in 2024 through the multiplier effect of its loan disbursement. AdaKami has operated in Indonesia since 2018.

The study shows AdaKami's loan disbursement stimulates economic circulation by supporting household spending and business activities, generating added value across at least 185 economic sectors. The financing is estimated to support employment for 47,000 – 78,000 people across 17 sectors, including trade, education, and agriculture.

"Loan disbursement generates a ripple effect through increased household consumption and business activity, stimulating sectors such as retail, transportation, manufacturing, and primary industries. This demand ultimately drives economic activity and production," said Mohamad Dian Revindo, Deputy Head of LPEM FEB UI.

Beyond consumption support, the research highlights fintech lending's growing role in enabling microbusiness growth. Among AdaKami users who borrowed for business purposes, 53.1% used financing to increase inventory, while 28.1% reported revenue growth.

The study also indicates strong demand for accessible financing. Around 24.5% users stated that without formal financing, they would rely on savings or sell assets to meet their needs, suggesting fintech lending helps bridge financing gaps faced by many households and micro-entrepreneurs.

Encouragingly, the research finds AdaKami users demonstrate high financial literacy. 89.2% of respondents understood loan interest rates, fees, and tenors, indicating awareness of borrowing costs and financial obligations.

AdaKami Chief of Public Affairs Karissa Sjawaldy said the findings highlight how responsible fintech lending supports economic resilience and delivers broader benefits to communities.

"We believe inclusive financing access, when managed prudently and responsibly, can deliver benefits to communities. This motivates us to continue providing  sustainable services while enhancing literacy so users can manage their finances responsibly and support long-term economic growth," Karissa said.

The study also found AdaKami's financing helps households meet urgent needs and maintain consumption levels, underscoring fintech lending's growing role in Indonesia's formal financial ecosystem.

Media Correspondence:
Silvia Caroline
Corporate Communications
silvia01@adakami.id

** This press release is distributed by PR Newswire through automated distribution system, for which the client assumes full responsibility. **

Study Estimates Fintech Lending AdaKami Contributes Up to USD 649 Million to Indonesia's GDP

Study Estimates Fintech Lending AdaKami Contributes Up to USD 649 Million to Indonesia's GDP

Software enhancements strengthen compliance support with better traceability, audit readiness, and operational efficiency

SANTA CLARA, Calif., March 18, 2026 /PRNewswire/ -- Picarro Inc., a global leader in high-precision gas concentration analytical solutions, today announced the launch of the PI2124 Analyzer, an advanced solution for vaporized hydrogen peroxide (VHP) monitoring in pharmaceutical and other regulated manufacturing environments. The new analyzer continuously measures VHP at levels as low as 3 ppb and features software enhancements that improve data integrity, audit readiness, and operational efficiency, strengthening compliance support and day-to-day workflows.

VHP is widely used in pharmaceutical and medical device manufacturing for isolator and equipment decontamination. Reliable measurement of residual VHP concentrations is critical for verifying aeration clearance, maintaining safe production conditions, and documenting compliance with quality and regulatory expectations.

"Accurate measurement is only part of the equation in regulated manufacturing environments," said Milos Markovic, Vice President of Analytical Instruments at Picarro. "The PI2124 Analyzer provides precise, real-time measurements of VHP while also improving how measurement data is recorded, reviewed, and documented. Customers that adopt the PI2124 can leverage the new software capabilities while preserving validated hardware, improving compliance workflows without disrupting existing installations."

The PI2124 Analyzer: Enabling Precise, Real-time VHP Monitoring Across Aeration, Production, and Process Development for Pharmaceuticals

The PI2124 Analyzer provides continuous, real-time measurement of VHP, delivering actionable insight across critical phases of isolator operation:

  • Aeration Cycle Monitoring
    During post-decontamination aeration, continuous VHP measurements can be used to verify clearance to site-defined ppb-level targets before production begins. Instead of relying solely on fixed aeration times, operators can use real-time concentration data to dynamically determine the aeration endpoint, helping minimize unnecessary downtime while maintaining product integrity.
  • Production Campaign Monitoring
    Continuous monitoring can also be used during production campaigns to detect unexpected VHP sources, such as off gassing from materials or components inside isolators. Measurement data provides documented evidence that VHP concentrations remain within safe and acceptable limits throughout production and supports investigation if excursions occur.
  • Process Development and Optimization
    Historical VHP concentration data can support development and optimization of aeration cycles for sensitive products, materials, and isolator configurations. Comparing concentration profiles across cycles and campaigns helps evaluate process consistency and enables data-driven improvements to sterilization processes.

See Picarro at ISPE Aseptic Conference

Picarro will debut the PI2124 Analyzer at the ISPE Aseptic Conference, March 23-24, 2026 in Washington, D.C. Visit booth #507 for a live demo.

About Picarro

For more than 25 years, Picarro has provided solutions that precisely measure, monitor, and analyze hazardous pollutants, greenhouse gases, trace gases, and stable isotopes, empowering the world with timely, trusted, and actionable intelligence. Our solutions are used for industrial applications ranging from natural gas distribution, fenceline monitoring, commercial sterilization, and pharmaceutical manufacturing, as well as for scientific research. For more information about Picarro solutions, visit www.picarro.com.

Media Contact:

Monica Marmie
Senior Marketing Manager
Picarro, Inc.
mmarmie@picarro.com

 

Software enhancements strengthen compliance support with better traceability, audit readiness, and operational efficiency

SANTA CLARA, Calif., March 18, 2026 /PRNewswire/ -- Picarro Inc., a global leader in high-precision gas concentration analytical solutions, today announced the launch of the PI2124 Analyzer, an advanced solution for vaporized hydrogen peroxide (VHP) monitoring in pharmaceutical and other regulated manufacturing environments. The new analyzer continuously measures VHP at levels as low as 3 ppb and features software enhancements that improve data integrity, audit readiness, and operational efficiency, strengthening compliance support and day-to-day workflows.

VHP is widely used in pharmaceutical and medical device manufacturing for isolator and equipment decontamination. Reliable measurement of residual VHP concentrations is critical for verifying aeration clearance, maintaining safe production conditions, and documenting compliance with quality and regulatory expectations.

"Accurate measurement is only part of the equation in regulated manufacturing environments," said Milos Markovic, Vice President of Analytical Instruments at Picarro. "The PI2124 Analyzer provides precise, real-time measurements of VHP while also improving how measurement data is recorded, reviewed, and documented. Customers that adopt the PI2124 can leverage the new software capabilities while preserving validated hardware, improving compliance workflows without disrupting existing installations."

The PI2124 Analyzer: Enabling Precise, Real-time VHP Monitoring Across Aeration, Production, and Process Development for Pharmaceuticals

The PI2124 Analyzer provides continuous, real-time measurement of VHP, delivering actionable insight across critical phases of isolator operation:

  • Aeration Cycle Monitoring
    During post-decontamination aeration, continuous VHP measurements can be used to verify clearance to site-defined ppb-level targets before production begins. Instead of relying solely on fixed aeration times, operators can use real-time concentration data to dynamically determine the aeration endpoint, helping minimize unnecessary downtime while maintaining product integrity.
  • Production Campaign Monitoring
    Continuous monitoring can also be used during production campaigns to detect unexpected VHP sources, such as off gassing from materials or components inside isolators. Measurement data provides documented evidence that VHP concentrations remain within safe and acceptable limits throughout production and supports investigation if excursions occur.
  • Process Development and Optimization
    Historical VHP concentration data can support development and optimization of aeration cycles for sensitive products, materials, and isolator configurations. Comparing concentration profiles across cycles and campaigns helps evaluate process consistency and enables data-driven improvements to sterilization processes.

See Picarro at ISPE Aseptic Conference

Picarro will debut the PI2124 Analyzer at the ISPE Aseptic Conference, March 23-24, 2026 in Washington, D.C. Visit booth #507 for a live demo.

About Picarro

For more than 25 years, Picarro has provided solutions that precisely measure, monitor, and analyze hazardous pollutants, greenhouse gases, trace gases, and stable isotopes, empowering the world with timely, trusted, and actionable intelligence. Our solutions are used for industrial applications ranging from natural gas distribution, fenceline monitoring, commercial sterilization, and pharmaceutical manufacturing, as well as for scientific research. For more information about Picarro solutions, visit www.picarro.com.

Media Contact:

Monica Marmie
Senior Marketing Manager
Picarro, Inc.
mmarmie@picarro.com

 

** This press release is distributed by PR Newswire through automated distribution system, for which the client assumes full responsibility. **

Picarro Launches PI2124 Hydrogen Peroxide Analyzer to Improve VHP Monitoring in Pharmaceutical Manufacturing

Picarro Launches PI2124 Hydrogen Peroxide Analyzer to Improve VHP Monitoring in Pharmaceutical Manufacturing

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