SUNNYVALE, Calif.--(BUSINESS WIRE)--Mar 30, 2026--
There’s a paradox in personal finance: the more financial management tools someone downloads, the less they understand their own money. Spreadsheets require discipline. Banking apps deliver charts that no one interprets. Reports arrive too late. The result is always the same: the uncomfortable feeling that money is slipping away without explanation.
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Pierre, an AI assistant that talks to your money, flips this logic. Instead of asking you to organize your finances, it does it for you -- and tells you what matters in a simple conversation. No confusing charts. No categories to fill in. No effort.
Launched in July 2025, Pierre has already processed more than 64 million transactions, exchanged over 1 million messages across 175,000 conversations, and transformed how thousands of Brazilians relate to their money. The problem was never a lack of data -- but a lack of translation and understanding.
Most financial apps make the same mistake: they deliver more information to people who already don’t know what to do with the data they have. Pierre starts from a different principle: no one wants to become a financial analyst of their own life. But people do want three fundamental things: to know if they’re doing okay, to be alerted when something is wrong, and to get help making decisions.
“A user messaged me saying Pierre found R$380 in subscriptions she didn’t even remember existed,” says Lucas Porto, Pierre’s founder. “She didn’t have to open a spreadsheet, cross-check statements, or review invoices. Pierre simply told her. And that changes the relationship with money, because the person feels like someone is taking care of it.”
Three agents working while you live your life
Pierre operates with a multi-agent architecture: specialized intelligences that monitor, analyze, and act in coordination, without the user needing to ask. They are: Albert, who watches day-to-day activity, detects unusual charges and out-of-pattern spending, and alerts you instantly. Marie, who analyzes behavior every two weeks - identifying trends before they become problems. And Galileo, who delivers the monthly view, with projections, rebalancing, and strategy.
Users can also create custom agents: one that monitors the dollar and suggests portfolio adjustments, another that sends an automatic monthly report, another that alerts when delivery spending exceeds a limit. With this, financial management stops being a task and becomes something that simply happens.
Why it works: more confidence, less effort
The instinct of the personal finance industry is to flood users with data: more charts, more categories, more dashboards. Pierre does the opposite: it clears the user’s view and delivers something more valuable: the peace of mind of knowing that someone competent is watching.
It’s counterintuitive, but that’s exactly why it works. It follows the same logic as, for example, the map in a ride-hailing app reducing the anxiety of waiting, not because the car arrives faster, but because uncertainty disappears.
CloudWalk accelerates scale
Acquired in August last year by CloudWalk, the company behind JIM.com in US, and InfinitePay in Brazil, Pierre gained the infrastructure to evolve faster and direct access to one of Brazil’s largest financial ecosystems. The integration enables deeper functionality, greater personalization, and the potential to bring this intelligence to millions of Brazilians who today live with the silent anxiety of not understanding their own money.
Pierre, personal finance AI agent.
Salvador Perez and the Kansas City Royals have been baseball's best at utilizing their robot challenges through the first weekend of the Automated Ball-Strike System.
Perez topped all catchers by going 4-0 on challenges, while San Francisco's Heliot Ramos and Cincinnati's Eugenio Suárez were the only batters who went 2-0 — Suárez won his appeals on consecutive pitches. Three-time MVP Mike Trout of the Los Angeles Angels is 3-1 on challenges.
Atlanta’s Ronald Acuña Jr. was the only batter who went 0-2.
Kansas City and Arizona were the only perfect teams, with the Royals 4-0 and Arizona 3-0. Houston was 0-6 and St. Louis was 0-3.
Many teams have tried to save their challenges for high-leverage situations.
“1-1 counts. Counts that are going to end the at-bat. Those are big challenge times,” said Phillies manager Rob Thomson, whose team went 4-3.
Challenges had a 53.7% success rate through 47 games. There were 175 challenges, an average of 3.7 per game.
Catchers succeeded on 59 of 92 challenges for a 64% rate, but batters on 33 of 78 for a 42% rate. There were just five challenges by pitchers, with Baltimore's Ryan Helsley and the Athletics' Hogan Harris winning, and the Los Angeles Dodgers' Edwin Díaz, Houston's Roddery Muñoz and Philadelphia's Zach Pop losing.
Cincinnati batters went 6-0, while Braves batters were 0-4.
“We have guidelines that we think are strategic and give us a good idea of when we want to challenge," said Chicago White Sox manager Will Venable, whose team is 4 for 9. "A mid-at-bat challenge is different than a potential strikeout or walk.
C.B. Bucknor had the poorest ABS results among umpires when six of eight challenges of his calls were successful during Cincinnati's 6-5, 11-inning win on Saturday. All six overturned calls involved strikes being changed to balls. The two confirmed calls involved a ball and a strike.
Boston's Alex Cora was ejected in that game by Bucknor for arguing a checked swing call.
“I feel bad for them because everybody has a bad day," Thomson said of the umpires. "The last thing you want to see is somebody get embarrassed. I don’t care who it is, player, coach, umpire. I don’t want to ever see anybody get embarrassed playing this game.”
Minnesota’s Derek Shelton became the first manager ejected for arguing an ABS call on Sunday. He was tossed in the ninth inning of a game against Baltimore after complaining that Helsley waited too long to signal for a review.
Under the ABS system that started this season, teams can appeal strike zone decisions to a system based on 12 Hawk-Eye cameras that measure whether any part of the ball crosses the strike zone with accuracy of about one-sixth of an inch.
“I kind of believe there’s going to be a change with the percentage of the ball that’s touching," Milwaukee manager Pat Murphy said. "When the ball just nicks it, should that be a strike?”
AP Sports Writers Dan Gelston and Steve Megargee contributed to this report.
AP MLB: https://apnews.com/hub/mlb
A call is overturned to a walk by the Automated Ball-Strike (ABS) Challenge System, displayed on the stadium screens, after Cincinnati Reds' Will Benson challenged at pitch result during the seventh inning of a baseball game against the Boston Red Sox in Cincinnati, Saturday, March 28, 2026. (AP Photo/Carolyn Kaster)
Los Angeles Angels designated hitter Mike Trout reacts after striking out as the ABS replay shows on the screen during the first inning of a baseball game against the Houston Astros in Houston, Sunday, March 29, 2026. (AP Photo/Ashley Landis)
Automated Ball-Strike Challenge System (ABS) confirms a call after Cincinnati Reds catcher Tyler Stephenson challenged (pitch result), call on the field, Boston Red Sox's Jarren Duran walks during the sixth inning of a baseball game in Cincinnati, Sunday, March 29, 2026. (AP Photo/Carolyn Kaster)
Kansas City Royals' Salvador Perez high-fives teammates in the dugout after hitting a solo home run in the seventh inning of a baseball game against the Atlanta Braves, Saturday, March 28, 2026, in Atlanta. (AP Photo/Colin Hubbard)