MANILA, PHILIPPINES - Media OutReach Newswire - 28 May 2026 - Skyro, a digital-first consumer finance platform, disbursed PHP 15.8 billion (over $280 million) and doubled the number of loans issued in the Philippines in 2025. This represents a 2.6-fold increase in loan disbursements year-on-year and places the company among the fastest-growing consumer lenders in the country.
Over the two-year period from 2023 to 2025, cumulative growth reached approximately 5.9-fold in number loans issuedand 8.7-fold in disbursement value. Skyro's loan portfolio includes POS (point-of-sale) installment loans, cash loans, and сredit lines.
Skyro co-founder, Nasim Aliev:
"We are proud to deliver multiple-fold growth in our loan portfolio, significantly outpacing the overall expansion of consumer lending in the Philippines. Since launching in 2022, Skyro has focused on offering a simple, convenient and mobile-first solution at the point of sale, building a business that is clearly in strong demand. Our core mission is to empower people by providing accessible financing. The priority remains delivering innovative, AI-powered digital finance tools that enhance the customer experience."
Skyro co-founder, Arsen Liametov:
"We've been tripling our revenue every year since 2022. Our success in unsecured lending in the Philippines provides a strong foundation for expansion into additional fintech products and new jurisdictions across developing markets. Backed by Skyro's multinational team of over 600 fintech professionals with experience across more than 20 markets, we bring a broad perspective that strengthens our ability to scale our business model internationally."
Over the past year, Skyro's customer base doubled and remains on a strong upward growth trajectory. At the same time, its loan portfolio was significantly de-risked, primarily dueto Skyro's AI-driven scoring system. The number of registered users on the Skyro platform reached 6.3 million at the end of 2025. The average loan size grew by nearly 30% year-on-year, driven by a shift toward larger-ticket products.
Skyro's merchant partner network expanded significantly in 2025, with particularly strong growth in the online channel. The number of online partners grew by 405%, reflecting an active push into e-commerce POS lending. The offline network added 631 new merchant locations, growing by 50%. By the end of 2025, Skyro had partnered with more than 2,000 merchants, including those operating nearly 9,000 brick-and-mortar stores.
Hashtag: #Skyro
The issuer is solely responsible for the content of this announcement.
About SKYRO
Skyro is a high-growth, digital-first fintech group delivering scalable, responsible financial access across high-potential emerging markets. Powered by proprietary data science, AI-driven credit decisioning, and alternative-data scoring, the company combines a mobile-native experience with modular fintech architecture to serve underserved client segments at scale.
In just three years, Skyro has grown to serve over one million active customers in the Philippines, underpinned by a robust credit portfolio exceeding $200 million. The company's strategic ambition is to establish itself as the preeminent full-spectrum financial services group across dozens of emerging markets worldwide.
** This press release is distributed by Media OutReach Newswire through automated distribution system, for which the client assumes full responsibility. **
Automated AI Credit Approval Delivers Efficient Loan Experience, Unlocking the Potential of Digital Inclusive Finance
HONG KONG SAR - Media OutReach - 28 May 2026 - X Wallet, Hong Kong's leading smart financial services platform, is delighted to announce the official appointment of renowned Asian entertainer, artist, and entrepreneur Mr. Edison Chen as its brand ambassador for 2026 to 2027. To mark the occasion, X Wallet unveils its new cross-generational visual campaign. The centerpiece of this campaign lies in the cutting-edge use of "AI Reborn1" technology, which flawlessly recreates Edison's iconic on-screen persona from the early 2000s. When the "Millennial Edison" engages in a time-defying dialogue with "the Mature and Stylish Edison in 2026," it not only sparks collective cultural resonance across the public but also simultaneously echoes X Wallet's hallmark AI-powered smart loan approval technology.
[Edison Chen: "Time and Money, Achieved in One Step!" — X Wallet 2026 AI Generation Campaign]
When Trendsetter Tells a FinTech "Encounter": The Intrinsic Resonance of Dual AI Empowerment
This campaign has garnered widespread attention across both the marketing and technology industries. According to the X Wallet team, collaborating with Edison Chen goes far beyond a conventional commercial endorsement; it stems from a profound alignment of core development philosophy. Edison's distinct personal style, along with his trend-setting foresight and relentless drive for breakthroughs, perfectly mirrors X Wallet's ongoing mission to revolutionize traditional lending experiences through innovative financial technology.
The deeper synergy lies in dual AI empowerment:
- Visual Dimension: Through "AI Reborn," Edison's look, vocal traits, and signature facial expressions from the early 2000s are meticulously reconstructed, making the impossible a reality and seamlessly enabling a cross-generational dialogue.
- FinTech Dimension: Seamlessly integrated with X Wallet's proprietary AI approval system, the campaign highlights the platform's ability to eliminate cumbersome manual reviews, delivering a fully automated, lightning-fast loan approval experience. The theme of "Dialogue Between Past And Future" symbolizes X Wallet's commitment to unlocking infinite possibilities for users through advanced AI innovation.
Redefining "Fast and Autonomous" for the New Generation
In the newly released commercial, Edison embodies decisiveness and confidence — qualities modern individuals aspire to when facing life's choices. X Wallet aims to inspire the market with the empowering message: "Take control of your finances, embrace life's challenges without fear." Powered by advanced AI, users can submit applications via the X Wallet app, enjoying a seamless, convenient experience without the need for physical presence. This perfectly aligns with Hong Kong's fast-paced digital lifestyle, encapsulated in the campaign's core message: "Time and Money, Yours at Once."
Mr. Mercer Ng, Marketing Director of X Wallet, remarked: "Edison has always been a cross-generational icon of trend culture. By leveraging cutting-edge AI technology to recreate his dashing persona from the millennial era across time and space, we are not only embarking on a daring visual aesthetic and artistic experiment but also reaffirming X Wallet's unwavering determination to pioneer innovation in financial technology.
We are immensely honored to collaborate with Edison on this year's trio of brand-conceptual blockbusters. Beyond the sensorially stunning main theme campaign, the public will also witness Edison's uniquely stylish performance in the 'mini-theater' ad series for X Wallet's two core products—'X Cash.AI' and 'X Loan'.
Just as the three commercials convey, technology shatters all conventional rules and boundaries. X Wallet's smart AI lending solutions are engineered to unlock maximum financial flexibility for our customers across both time and space. Looking ahead, we will continue to deepen the application of AI technology within inclusive finance, delivering a smoother and secure smart credit experience to the public."
X Wallet's new annual campaign will roll out across Hong Kong's prime commercial districts, including MTR stations, major social platforms, and streaming services, accompanied by limited-time promotional offers.
- Disclaimer on "AI Reborn Technology and Image Rights"
The "AI Reborn" technology used in X Wallet's 2026 campaign, encompassing the visual likeness, voice, and associated rights of Mr. Edison Chen during his youth, has been fully and formally authorized and confirmed by Mr. Edison Chen himself and the respective lawful copyright owners. The AI-generated imagery and audio are intended solely for X Wallet's brand image and annual promotional campaigns, and do not represent any political, social, or third-party stance. Any unauthorized third party is strictly prohibited from intercepting, reproducing, modifying, distributing, or utilizing these materials in any form for secondary AI model training or commercial purposes.
- Disclaimer on "Lightning-Fast Loan Approval"
According to internal statistics from 1 January 2026 to 31 March 2026, the average approval time for the X Cash.AI Loan was within 5 seconds. Approval time refers to the duration from the submission of a completed application to the completion of the A.I. system's assessment. Actual time required may vary depending on individual circumstances. The Company reserves the right of final approval; terms and conditions apply.
Hashtag: #XWallet
The issuer is solely responsible for the content of this announcement.
About X Wallet
Founded in 2014, Zero Finance is a Hong Kong-based FinTech enterprise specializing in inclusive finance and digital wealth management. The group integrates big data and AI algorithms into lending services, driving digital transformation in personal and commercial smart finance.
Its flagship mobile application, X Wallet, provides fully automated digital credit solutions tailored for the Hong Kong market. Powered by its proprietary AI-based smart approval system, the platform uses advanced data computation to deliver instantaneous automated credit assessments. Engineered around the diverse financial needs of users, X Wallet features two core intelligent credit products: "XLoan," which offers an ultra-fast experience paired with extended repayment terms, loan amount up to HK$1 Million1; and "X Cash.AI," a highly flexible, fully app-driven solution characterized by zero human intervention, empowering users with instant approval2, 24/7 on-demand borrowing and repayment3 alongside customizable credit lines.
Zero Finance is a member of the Hong Kong Professional Lenders Association and has received multiple industry accolades, including the e-Brand Awards – The Best FinTech App and Excellence Awards – Excellence in Innovative FinTech App.
Official Website: https://www.xwallet.hk/en/
1 Approval subject to individual circumstances and Company discretion.
2 Avg. A.I. approval time within 5s (based on internal stats 1/1/26–31/3/26). Actual time depends on individual circumstances. Final approval subject to the Company's discretion.
3Excludes maintenance; actual time varies by case. Final approval subject to individual circumstances and Company discretion. T&Cs apply.
Licensed Company Information:
Zero Finance Hong Kong Limited | Money Lender License No.: 0666/2025
Customer Service Hotline: 2531 0333
Warning: You have to repay your loans. Don't pay any intermediaries.
Subsidiary of Zero Fintech Group Limited (00093.HK).
HONG KONG SAR - Media OutReach - 28 May 2026 - X Wallet, Hong Kong's leading smart financial services platform, is delighted to announce the official appointment of renowned Asian entertainer, artist, and entrepreneur Mr. Edison Chen as its brand ambassador for 2026 to 2027. To mark the occasion, X Wallet unveils its new cross-generational visual campaign. The centerpiece of this campaign lies in the cutting-edge use of "AI Reborn1" technology, which flawlessly recreates Edison's iconic on-screen persona from the early 2000s. When the "Millennial Edison" engages in a time-defying dialogue with "the Mature and Stylish Edison in 2026," it not only sparks collective cultural resonance across the public but also simultaneously echoes X Wallet's hallmark AI-powered smart loan approval technology.
[Edison Chen: "Time and Money, Achieved in One Step!" — X Wallet 2026 AI Generation Campaign]
When Trendsetter Tells a FinTech "Encounter": The Intrinsic Resonance of Dual AI Empowerment
This campaign has garnered widespread attention across both the marketing and technology industries. According to the X Wallet team, collaborating with Edison Chen goes far beyond a conventional commercial endorsement; it stems from a profound alignment of core development philosophy. Edison's distinct personal style, along with his trend-setting foresight and relentless drive for breakthroughs, perfectly mirrors X Wallet's ongoing mission to revolutionize traditional lending experiences through innovative financial technology.
The deeper synergy lies in dual AI empowerment:
- Visual Dimension: Through "AI Reborn," Edison's look, vocal traits, and signature facial expressions from the early 2000s are meticulously reconstructed, making the impossible a reality and seamlessly enabling a cross-generational dialogue.
- FinTech Dimension: Seamlessly integrated with X Wallet's proprietary AI approval system, the campaign highlights the platform's ability to eliminate cumbersome manual reviews, delivering a fully automated, lightning-fast loan approval experience. The theme of "Dialogue Between Past And Future" symbolizes X Wallet's commitment to unlocking infinite possibilities for users through advanced AI innovation.
Redefining "Fast and Autonomous" for the New Generation
In the newly released commercial, Edison embodies decisiveness and confidence — qualities modern individuals aspire to when facing life's choices. X Wallet aims to inspire the market with the empowering message: "Take control of your finances, embrace life's challenges without fear." Powered by advanced AI, users can submit applications via the X Wallet app, enjoying a seamless, convenient experience without the need for physical presence. This perfectly aligns with Hong Kong's fast-paced digital lifestyle, encapsulated in the campaign's core message: "Time and Money, Yours at Once."
Mr. Mercer Ng, Marketing Director of X Wallet, remarked: "Edison has always been a cross-generational icon of trend culture. By leveraging cutting-edge AI technology to recreate his dashing persona from the millennial era across time and space, we are not only embarking on a daring visual aesthetic and artistic experiment but also reaffirming X Wallet's unwavering determination to pioneer innovation in financial technology.
We are immensely honored to collaborate with Edison on this year's trio of brand-conceptual blockbusters. Beyond the sensorially stunning main theme campaign, the public will also witness Edison's uniquely stylish performance in the 'mini-theater' ad series for X Wallet's two core products—'X Cash.AI' and 'X Loan'.
Just as the three commercials convey, technology shatters all conventional rules and boundaries. X Wallet's smart AI lending solutions are engineered to unlock maximum financial flexibility for our customers across both time and space. Looking ahead, we will continue to deepen the application of AI technology within inclusive finance, delivering a smoother and secure smart credit experience to the public."
X Wallet's new annual campaign will roll out across Hong Kong's prime commercial districts, including MTR stations, major social platforms, and streaming services, accompanied by limited-time promotional offers.
- Disclaimer on "AI Reborn Technology and Image Rights"
The "AI Reborn" technology used in X Wallet's 2026 campaign, encompassing the visual likeness, voice, and associated rights of Mr. Edison Chen during his youth, has been fully and formally authorized and confirmed by Mr. Edison Chen himself and the respective lawful copyright owners. The AI-generated imagery and audio are intended solely for X Wallet's brand image and annual promotional campaigns, and do not represent any political, social, or third-party stance. Any unauthorized third party is strictly prohibited from intercepting, reproducing, modifying, distributing, or utilizing these materials in any form for secondary AI model training or commercial purposes.
- Disclaimer on "Lightning-Fast Loan Approval"
According to internal statistics from 1 January 2026 to 31 March 2026, the average approval time for the X Cash.AI Loan was within 5 seconds. Approval time refers to the duration from the submission of a completed application to the completion of the A.I. system's assessment. Actual time required may vary depending on individual circumstances. The Company reserves the right of final approval; terms and conditions apply.
The "AI Reborn" technology used in X Wallet's 2026 campaign, encompassing the visual likeness, voice, and associated rights of Mr. Edison Chen during his youth, has been fully and formally authorized and confirmed by Mr. Edison Chen himself and the respective lawful copyright owners. The AI-generated imagery and audio are intended solely for X Wallet's brand image and annual promotional campaigns, and do not represent any political, social, or third-party stance. Any unauthorized third party is strictly prohibited from intercepting, reproducing, modifying, distributing, or utilizing these materials in any form for secondary AI model training or commercial purposes.
According to internal statistics from 1 January 2026 to 31 March 2026, the average approval time for the X Cash.AI Loan was within 5 seconds. Approval time refers to the duration from the submission of a completed application to the completion of the A.I. system's assessment. Actual time required may vary depending on individual circumstances. The Company reserves the right of final approval; terms and conditions apply.
Hashtag: #XWallet
The issuer is solely responsible for the content of this announcement.
About X Wallet
Founded in 2014, Zero Finance is a Hong Kong-based FinTech enterprise specializing in inclusive finance and digital wealth management. The group integrates big data and AI algorithms into lending services, driving digital transformation in personal and commercial smart finance.
Its flagship mobile application, X Wallet, provides fully automated digital credit solutions tailored for the Hong Kong market. Powered by its proprietary AI-based smart approval system, the platform uses advanced data computation to deliver instantaneous automated credit assessments. Engineered around the diverse financial needs of users, X Wallet features two core intelligent credit products: "XLoan," which offers an ultra-fast experience paired with extended repayment terms, loan amount up to HK$1 Million1; and "X Cash.AI," a highly flexible, fully app-driven solution characterized by zero human intervention, empowering users with instant approval2, 24/7 on-demand borrowing and repayment3 alongside customizable credit lines.
Zero Finance is a member of the Hong Kong Professional Lenders Association and has received multiple industry accolades, including the e-Brand Awards – The Best FinTech App and Excellence Awards – Excellence in Innovative FinTech App.
Official Website: https://www.xwallet.hk/en/
1 Approval subject to individual circumstances and Company discretion.
2 Avg. A.I. approval time within 5s (based on internal stats 1/1/26–31/3/26). Actual time depends on individual circumstances. Final approval subject to the Company's discretion.
3Excludes maintenance; actual time varies by case. Final approval subject to individual circumstances and Company discretion. T&Cs apply.
Licensed Company Information:
Zero Finance Hong Kong Limited | Money Lender License No.: 0666/2025
Customer Service Hotline: 2531 0333
Warning: You have to repay your loans. Don't pay any intermediaries.
Subsidiary of Zero Fintech Group Limited (00093.HK).
** This press release is distributed by Media OutReach Newswire through automated distribution system, for which the client assumes full responsibility. **
X Wallet Announces Edison Chen as New Brand Ambassador: AI Reborn Technology Revives the Millennium-Era Icon, Opens a Cross-Generational Dialogue
X Wallet Announces Edison Chen as New Brand Ambassador: AI Reborn Technology Revives the Millennium-Era Icon, Opens a Cross-Generational Dialogue
