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Etiqa Insurance Singapore Launches Enrich Index Income that Combines Index-Linked Growth Potential with Capital Protection at Maturity

Asia Pacific

Etiqa Insurance Singapore Launches Enrich Index Income that Combines Index-Linked Growth Potential with Capital Protection at Maturity
Asia Pacific

Asia Pacific

Etiqa Insurance Singapore Launches Enrich Index Income that Combines Index-Linked Growth Potential with Capital Protection at Maturity

2026-08-04 10:15 Last Updated At:10:26

New endowment plan offers potential yearly cash benefits, downside resilience and access to the Barclays Regime-Aware Dynamic Asset Rotation (“Barclays RADAR”) 6% RC Indices.

SINGAPORE – Media OutReach Newswire – 4 August 2026 – Etiqa Insurance Singapore has launched Enrich Index Income, a new non-participating endowment plan, which provides dual benefits of insurance protection and index exposure with capital guaranteed at maturity, allowing one's cash value to grow over the long term with peace of mind.

Customers can get non-guaranteed yearly cash benefits linked to the performance of the Barclays RADAR 6% RC SGD Index or Barclays RADAR 6% RC USD Index. Barclays RADAR 6% RC Index is an investment approach that diversifies allocation across U.S. equities, bonds and commodities, with dynamic adjustments to weather through changing market conditions. Customers can choose to receive the non-guaranteed yearly cash benefits as income or accumulate them through reinvestment to support longer term financial goals.

"Today's investors are seeking solutions that can help them grow their wealth without exposing their savings to the full impact of market volatility. Enrich Index Income is designed for customers who want to participate in market opportunities while maintaining greater peace of mind through capital guaranteed at maturity. The flexibility to receive potential yearly cash benefits or reinvest them allows customers to enhance long term financial confidence, according to their financial goals and aspirations. This reflects our commitment to making financial planning simpler, more accessible and more relevant to the needs of modern investors" said Claudia Soh, acting CEO and CFO of Etiqa Insurance Singapore.

"Investors today are navigating an increasingly complex and rapidly changing market landscape. The Barclays RADAR 6% RC Index, available in both Singapore dollar and US dollar, is designed to simplify investing through an innovative, regime-aware framework that dynamically allocates across equities, bonds and commodities as market conditions evolve. By aiming to seek an optimal allocation for the prevailing market environment, the index aims to balance growth potential with risk management. We are pleased to leverage our expertise in index investing through our partnership with Etiqa Insurance Singapore, helping investors pursue their long-term financial goals with greater confidence." said Stephane Goursat, Head of EQD Institutional Sales, Asia at Barclays.

Enrich Index Income enables customers to:

  • Participate in index-linked growth potential through Barclays RADAR 6% RC Index.
  • Receive potential non-guaranteed yearly cash benefits when the underlying index delivers positive performance.
  • Enjoy capital guaranteed at maturity to help protect customers' principal over the policy term.
  • Benefit from a 0% floor rate, ensuring yearly cash benefits are never negative due to adverse market performance.
  • Have the flexibility to pay via a single premium or over three years.
  • Have the flexibility to receive yearly cash benefits as income or reinvest them to support long-term wealth accumulation.
  • Access protection benefits including death, accidental death and terminal illness coverage.
  • Purchase with no medical assessment required

Enrich Index Income is part of Etiqa Insurance Singapore's robust suite of wealth, investment, protection, and legacy planning solutions designed to help customers accumulate wealth, protect health, and transfer legacy.

For more information, please visit https://www.etiqa.com.sg/personal/savings-retirement/enrich-index-income

Terms apply. Protected up to specified limits by SDIC.

Hashtag: #EtiqaInsuranceSingapore

The issuer is solely responsible for the content of this announcement.

About Etiqa Insurance Pte. Ltd (Etiqa Insurance Singapore)

Protecting customers since 1961, Etiqa Insurance Singapore is a licensed life and general insurance company regulated by the Monetary Authority of Singapore (MAS) and governed by the Insurance Act 1966.

The company is the Singapore operating entity of the Etiqa Insurance Group, one of ASEAN's leading insurance and Takaful providers, offering life and general insurance as well as family and general Takaful products through its network of agents, branches, offices, and bancassurance network across the region.

Etiqa Insurance Singapore is rated 'A' by Fitch Ratings, reflecting the group's favourable business profile and "Very Strong" capitalisation. The company is owned by Maybank, the fourth-largest banking group in Southeast Asia.

** This press release is distributed by Media OutReach Newswire through automated distribution system, for which the client assumes full responsibility. **

Latest Avenir release gives organizations more direct access to the travel content, data and service needed to manage modern travel programs

SINGAPORE – Media OutReach Newswire – 4 August 2026 – Direct Travel, one of the world's largest travel management companies, today announced the next evolution of Avenir, its advanced travel management platform designed to give organizations the most direct access to travel content, data, service, and an expanding set of capabilities that help them manage, optimize, and strengthen their travel programs and the experience for travelers.


Business travel has never offered more opportunity or more complexity. New content sources, evolving distribution models, AI, and an expanding ecosystem of travel technologies are creating tremendous new possibilities, but they are also fragmenting how organizations access travel content, data, and service. As information becomes dispersed across multiple systems, travel managers face growing challenges delivering consistent experiences, gaining timely insights, and effectively managing their programs.

Avenir was built to change that. Rather than requiring travel managers to work across disconnected systems, Avenir brings together the content, data, insights, tools, and expertise organizations need to manage modern travel programs through a single experience. The result is fewer obstacles between travel managers and the information they need, making it easier to access insights, manage travel programs, and support travelers throughout their journeys.

At the core of Avenir is Spotnana's next generation cloud-based travel infrastructure, providing the modern booking and servicing infrastructure for enterprise travel. Direct Travel brings that technology to life through global implementation, enterprise travel expertise, and outstanding service, creating an enterprise ready solution for organizations around the world.

Avenir is built to grow beyond traditional travel management through an expanding ecosystem of connected capabilities. Rather than requiring organizations to adopt additional standalone tools, Avenir will provide more direct access to the services and technologies they need through a single experience. This release marks the first step with the introduction of Juno for guest travel. By connecting guest travel with managed travel, organizations gain more complete visibility across total travel activity and richer insights to support better decisions.

"As technology continues to reshape business travel, our focus has remained the same: helping travel program owners run better travel programs and deliver better experiences for their travelers," said Christal Bemont, Chief Executive Officer of Direct Travel. "Avenir gives organizations more direct access to the content, data, and service they need to manage modern travel programs. By removing many of the obstacles between travel managers and the information they need, we help them spend less time navigating systems and more time making strategic decisions that improve their programs."

The latest release introduces several new capabilities designed to help travel program owners work more efficiently and make more informed decisions.

One place to manage your travel program

Avenir now provides a single destination for reporting, travel resources, program insights, and integrated partner capabilities through one secure login, reducing the need to move between multiple systems.

Ask better questions. Get better answers.

Avenir is built on a modern, AI-ready data foundation that brings together trusted travel data from across the program into a secure, governed environment. Rather than relying on static reports, travel managers can ask questions in natural language through Ask Avenir and receive trusted answers, build reports on demand, and analyze complex travel spend in minutes. Combined with new dashboards, trend analysis, proactive insights, and actionable recommendations, Avenir helps organizations identify opportunities, make more informed decisions, and continuously improve their travel programs.

A more intelligent travel experience

Avenir is evolving to deliver AI throughout the travel experience by combining Direct Travel's own AI innovations with the power of Spotnana's new multi-agent AI architecture and an expanding ecosystem of specialized AI capabilities. As Spotnana introduces new AI experiences for travelers, travel managers, and travel advisors, Direct Travel will bring those capabilities to customers through Avenir while continuing to automate routine workflows and simplify servicing.

At the same time, Avenir's open architecture allows organizations to take advantage of focused AI solutions from trusted partners. Whether interacting with the platform through natural language, receiving intelligent recommendations, or using specialized assistants like Otto for focused travel experiences, customers will benefit from AI that works together through a single connected platform.

Built for what's next

Avenir's open architecture creates a connected foundation that allows Direct Travel to continuously expand the platform with new capabilities and best in class partner solutions. As customer needs evolve, organizations will gain access to additional experiences across travel management, analytics, automation, meetings and events, expense, duty of care, and other connected services without replacing the technology at the core of their travel program.

"Avenir has become our one-stop shop for understanding our travel program," said Lisa Kaffenberger, People & Culture Travel Manager, BDO. "Whether I need to track a ticket from beginning to end or get answers to questions that once required hours of manual reporting, it's all right there. It's not just another application. It's becoming the foundation for how we manage our travel program by making the information we need easier to access, and we're excited to see where it goes next."

"In APAC, the real friction in travel management isn't a lack of data - it's an access problem. Avenir cuts through regional complexity by turning fragmented spreadsheets and guest travel into a single system of record, giving leaders immediate, trusted intelligence to optimize spend rather than react to it," added Ali Hussain, Managing Director – Asia Pacific of Direct Travel.

The new release is another step in Direct Travel's strategy to give organizations more direct access to the content, data, expertise, and technology they need to build smarter, more connected travel programs.

To learn more about Avenir, visit www.dt.com/avenir.

Hashtag: #DirectTravel; #Avenir #Corporatetravel #travelmanagement #businesstravel #technology #marine #innnovativesolutions




The issuer is solely responsible for the content of this announcement.

About Direct Travel, Inc.

Direct Travel is one of the world's largest travel management companies, focused on delivering exceptional, innovative solutions to every client and traveler. With a long history of proven market expertise, we blend advanced technology, superior service and expert insight to drive tangible value and meaningful savings across Corporate Travel, Leisure Travel, Meetings & Events and specialty travel businesses.

Through Avenir, our next-generation platform developed with leading technology partners, we provide the industry's broadest inventory and a modern, real-time shopping experience that empowers travelers and simplifies program management. What truly sets us apart is the human care behind the technology, delivered by an experienced, passionate team dedicated to anticipating needs and delivering exceptional service at every step.

For more information about Direct Travel, visit

** This press release is distributed by Media OutReach Newswire through automated distribution system, for which the client assumes full responsibility. **

Direct Travel Introduces the Next Evolution of Avenir

Direct Travel Introduces the Next Evolution of Avenir

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