LONDON--(BUSINESS WIRE)--May 22, 2025--
Quant, a global leader in fintech and innovation, today announces the rollout of Quant Flow, an industry-first programmable money and banking infrastructure now available via a white-label solution to banks, institutions and corporates across Europe, the Middle East, and APAC.
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Quant Flow was developed in response to the growing demand for smarter forms of commercial bank money and the need to modernise financial infrastructure, driven by rising regulatory pressure and competition from stablecoins, central bank digital currencies (CBDCs), neobanks and fintechs.
Quant Flow delivers automation and intelligence directly into money at the account level. For banks, this means they can respond to market demand, address regulation, innovate with new forms of money and defend profitability – all without the need for costly system overhauls.
For corporates, it enables them to harness programmable money to effortlessly connect to existing banking, business and financial applications. It also offers them the ability to design custom payment flows and automate financial processes to drive growth and eradicate inefficiencies through real-time programmable actions.
“Money today may look digital on the surface, but beneath the apps, most financial systems still rely on decades-old static rails. Quant Flow changes that. It brings intelligence to money itself - turning it into a programmable instrument embedded with code, not spreadsheets. This gives banks fintech-level agility without compromising on resilience, compliance or core stability,” saysGilbert Verdian, CEO and Founder of Quant.
Quant Flow enables banks to:
With Quant Flow, banks can also offer their corporate business clients more control and insight over their finances. From smart automation to real-time dashboards, businesses can move from reactive to proactive financial decision-making that drives growth.
Key benefits of programmable money for corporates and businesses include:
David Yates, former President of Mastercard, Western Union and First Data and Vocalink Chair says:
“The world is digital—yet money remains stuck in the past. Quant Flow redefines how money works—it’s intelligent, automated and efficient. Banks can deliver features that traditional systems can’t match, and businesses can transform their financial operations by transforming simple transactions into next-generation workflows. Programmable money is the next generation of finance – and it’s here today.”
“Quant Flow marks a fundamental shift in the way we think about money,” concludes Verdian. “We’re not simply adding features, we’re creating an intelligent financial operating system fit for the digital economy. For banks, businesses, and the broader industry, this is a move from transactional finance to programmable finance, and it’s built to transform.”
Learn more about Quant Flow here:https://quant.network/quant-flow/
About Quant
Quant is a fintech company pioneering the future of money. Founded in 2018, Quant transforms traditional financial infrastructure into programmable, digital money that works intelligently for banks, businesses, and individuals. Its flagship platform, Quant Flow, enables seamless orchestration of money across systems, powering automation, innovation, and real-time value.
Quant’s technology - developed in collaboration with the Bank of England, the Regulated Liability Network, and the European Central Bank is trusted by global banks to unlock new revenue, improve customer experience, and lead the shift to smart, programmable finance.
Notes for editor
Quant Flow integrates natively with ISO 20022 standards, KYC/AML technologies, and global compliance frameworks like CESOP. It fully supports both fiat currency systems and stablecoin infrastructures, allowing organisations to innovate with confidence across jurisdictions.
Quant. The Money Engine
Gilbert Verdain, CEO of Quant
