Fiery Air India crash kills 241 people aboard, leaving 1 survivor, airline says

AHMEDABAD, India (AP) — An Air India plane bound for London crashed in a residential area of Ahmedabad shortly after takeoff Thursday, killing 241 people on board, the airline said. One passenger who was thrown from the plane survived.

At least five medical students in a college hostel were killed when the plane hit the building and burst into flames, according to a medical association officer.

“Most of the bodies have been charred beyond recognition,” said Vidhi Chaudhary, a top state police officer in the city in northwestern India.

Indian Home Minister Amit Shah confirmed that he met the sole survivor at the hospital. A doctor said he had examined the survivor, whom he identified as Vishwashkumar Ramesh.

“He was disoriented with multiple injuries all over his body,” Dr. Dhaval Gameti told The Associated Press. “But he seems to be out of danger.”

Another medic said Ramesh told him that immediately after the plane took off, it began descending and suddenly split in two, throwing him out before a loud explosion.

Black smoke billowed from the site where the plane crashed near the airport in Ahmedabad, a city of more than 5 million and the capital of Gujarat, Prime Minister Narendra Modi's home state.

Firefighters doused the smoking wreckage of the plane, which would have been fully loaded with fuel shortly after takeoff, and adjacent multistory buildings with water. Charred bodies lay on the ground and parts of the fuselage were scattered around the site. Indian army teams were assisting civil authorities to clear debris and help treat the injured.

A video on social media showed the jet slowly descending as if it were landing. As soon as it disappeared from view behind rows of houses, a giant fireball filled the sky. The AP was able to verify the video by matching up the flight path of the plane from the runway with the crash site and the nearby residential area.

At the crash site, the tail cone of the aircraft with damaged stabilizer fins still attached was lodged near the top of one of the buildings.

In a social media post, Modi called the crash “heartbreaking beyond words" and said “my thoughts are with everyone affected.”

Sambit Patra, a lawmaker from Modi’s ruling Bharatiya Janata Party, said Gujarat’s former chief minister, Vijay Rupani, was among the dead.

Divyansh Singh, vice president of the Federation of All India Medical Association, said at least five students from the medical college were killed on the ground and 50 others were injured. Singh said some of them were in critical condition and many people are “feared buried in the debris.”

Air India confirmed in a statement posted on X that 229 passengers and 12 crew members were killed in the crash. The only survivor was a British national of Indian origin. The flight bound for London Gatwick Airport had 169 Indians, 53 Britons, seven Portuguese and one Canadian passenger aboard.

“Our efforts now are focused entirely on the needs of all those affected, their families and loved ones,” the airline said.

This is the first crash of a Boeing 787 Dreamliner, according to the Aviation Safety Network database. Boeing said it was “working to gather more information.”

India’s aviation regulatory body said the aircraft gave a mayday call, signaling an emergency, but then did not respond to the calls made by the airport traffic control.

Aviation consultant John M. Cox, the CEO of Safety Operating Systems, told the AP from Los Angeles that while the first images of the crash were poor, it appeared the aircraft had its nose up and was not climbing, which is one of the things that investigators would look at.

“The 787 has very extensive flight data monitoring — the parameters on the flight data recorder are in the thousands — so once we get that recorder, they’ll be able to know pretty quickly what happened,” he said.

The wide-body, twin-engine aircraft was introduced in 2009, and more than 1,000 have been delivered to dozens of airlines, according to the flightradar24 website.

British Prime Minister Keir Starmer said his government was in constant contact with Indian authorities and encouraged loved ones of passengers on the Air India flight to contact the foreign office.

“Our hearts and our thoughts are absolutely with the friends and families of all those affected who are going to be absolutely devastated by this awful news,” Starmer said.

British Cabinet minister Lucy Powell said the government will provide “all the support that it can” to those affected by the crash.

Britain has very close ties with India. There were nearly 1.9 million people in the country of Indian descent, according to the 2021 U.K. census.

Condolences also poured in from King Charles III, who said he and his wife, Queen Camilla, were “desperately shocked” by the crash.

“Our special prayers and deepest possible sympathy are with the families and friends of all those affected by this appallingly tragic incident across so many nations,” he said in a statement.

The last major passenger plane crash in India was in 2020, when an Air India Express Boeing-737 skidded off a hilltop runway in southern India, killing 21 people.

The worst air disaster in India was on Nov. 12, 1996, when a Saudi Arabian Airlines flight collided midair with a Kazakhstan Airlines Flight near Charki Dadri in Haryana state, killing all 349 on board the two planes.

Boeing has been in recovery mode for more than six years after Lion Air Flight 610, a Boeing 737 Max 8, plunged into the Java Sea off the coast of Indonesia minutes after takeoff from Jakarta, killing all 189 people on board. Five months later, Ethiopian Airlines Flight 302, a Boeing 737 Max 8, crashed after takeoff from Addis Ababa, Ethiopia, killing 157 passengers and crew members.

Shares of Boeing Co. tumbled nearly 9% before trading opened in the U.S.

Roy reported from New Delhi. Associated Press writers Aijaz Hussain and Sheikh Saaliq in Srinagar, India; Pan Pylas, Kelvin Chan and Brian Melley in London; and Annika Wolters, David Rising, Adam Schreck and Lorian Belanger in Bangkok contributed to this report.

Search and rescue teams respond to the scene of a plane crash in Ahmedabad, India, Thursday, June 12, 2025. (AP Photo/Ajit Solanki)

Search and rescue teams respond to the scene of a plane crash in Ahmedabad, India, Thursday, June 12, 2025. (AP Photo/Ajit Solanki)

The tail of the airplane is seen stuck in a building at the site of an airplane that crashed in India's northwestern city of Ahmedabad in Gujarat state, Thursday, June 12, 2025. (AP Photo/Ajit Solanki)

Firefighters work at the site of an airplane that crashed in India's northwestern city of Ahmedabad in Gujarat state, Thursday, June 12, 2025. (AP Photo/Ajit Solanki)

Rescuers work at the site of an airplane that crashed in India's northwestern city of Ahmedabad in Gujarat state, Thursday, June 12, 2025. (AP Photo/Ajit Solanki)

Remains of victims are brought to Civil Hospital after an airplane crashed in India's northwestern city of Ahmedabad in Gujarat state, Thursday, June 12, 2025. (AP Photo/Ajit Solanki)

Rescuers work at the site of an airplane that crashed in India's northwestern city of Ahmedabad in Gujarat state, Thursday, June 12, 2025. (AP Photo/Ajit Solanki)

People stand around debris at the site of an airplane that crashed in India's northwestern city of Ahmedabad in Gujarat state, Thursday, June12, 2025. (AP Photo/Ajit Solanki)

Rescuers work at the site of an airplane that crashed in India's northwestern city of Ahmedabad in Gujarat state, Thursday, June12, 2025. (AP Photo/Ajit Solanki)

People watch smoke rising after an airplane crashed in Ahmedabad, Gujarat state, India, Thursday, June 12, 2025. (Mohan Nakum via AP)

Firefighters work at the site of an airplane that crashed in India's northwestern city of Ahmedabad in Gujarat state, Thursday, June 12, 2025. (AP Photo/Ajit Solanki)

Smoke rises after an airplane crashed in Ahmedabad, Gujarat state, India, Thursday, June 12, 2025. (Mohan Nakum via AP)

Firefighters work at the site of an airplane that crashed in India's northwestern city of Ahmedabad in Gujarat state, Thursday, June12, 2025. (AP Photo/Ajit Solanki)

NEW YORK (AP) — Reviving a campaign pledge, President Donald Trump wants a one-year, 10% cap on credit card interest rates, a move that could save Americans tens of billions of dollars but drew immediate opposition from an industry that has been in his corner.

Trump was not clear in his social media post Friday night whether a cap might take effect through executive action or legislation, though one Republican senator said he had spoken with the president and would work on a bill with his “full support.” Trump said he hoped it would be in place Jan. 20, one year after he took office.

Strong opposition is certain from Wall Street in addition to the credit card companies, which donated heavily to his 2024 campaign and have supported Trump's second-term agenda. Banks are making the argument that such a plan would most hurt poor people, at a time of economic concern, by curtailing or eliminating credit lines, driving them to high-cost alternatives like payday loans or pawnshops.

“We will no longer let the American Public be ripped off by Credit Card Companies that are charging Interest Rates of 20 to 30%,” Trump wrote on his Truth Social platform.

Researchers who studied Trump’s campaign pledge after it was first announced found that Americans would save roughly $100 billion in interest a year if credit card rates were capped at 10%. The same researchers found that while the credit card industry would take a major hit, it would still be profitable, although credit card rewards and other perks might be scaled back.

About 195 million people in the United States had credit cards in 2024 and were assessed $160 billion in interest charges, the Consumer Financial Protection Bureau says. Americans are now carrying more credit card debt than ever, to the tune of about $1.23 trillion, according to figures from the New York Federal Reserve for the third quarter last year.

Further, Americans are paying, on average, between 19.65% and 21.5% in interest on credit cards according to the Federal Reserve and other industry tracking sources. That has come down in the past year as the central bank lowered benchmark rates, but is near the highs since federal regulators started tracking credit card rates in the mid-1990s. That’s significantly higher than a decade ago, when the average credit card interest rate was roughly 12%.

The Republican administration has proved particularly friendly until now to the credit card industry.

Capital One got little resistance from the White House when it finalized its purchase and merger with Discover Financial in early 2025, a deal that created the nation’s largest credit card company. The Consumer Financial Protection Bureau, which is largely tasked with going after credit card companies for alleged wrongdoing, has been largely nonfunctional since Trump took office.

In a joint statement, the banking industry was opposed to Trump's proposal.

“If enacted, this cap would only drive consumers toward less regulated, more costly alternatives," the American Bankers Association and allied groups said.

Bank lobbyists have long argued that lowering interest rates on their credit card products would require the banks to lend less to high-risk borrowers. When Congress enacted a cap on the fee that stores pay large banks when customers use a debit card, banks responded by removing all rewards and perks from those cards. Debit card rewards only recently have trickled back into consumers' hands. For example, United Airlines now has a debit card that gives miles with purchases.

The U.S. already places interest rate caps on some financial products and for some demographics. The Military Lending Act makes it illegal to charge active-duty service members more than 36% for any financial product. The national regulator for credit unions has capped interest rates on credit union credit cards at 18%.

Credit card companies earn three streams of revenue from their products: fees charged to merchants, fees charged to customers and the interest charged on balances. The argument from some researchers and left-leaning policymakers is that the banks earn enough revenue from merchants to keep them profitable if interest rates were capped.

"A 10% credit card interest cap would save Americans $100 billion a year without causing massive account closures, as banks claim. That’s because the few large banks that dominate the credit card market are making absolutely massive profits on customers at all income levels," said Brian Shearer, director of competition and regulatory policy at the Vanderbilt Policy Accelerator, who wrote the research on the industry's impact of Trump's proposal last year.

There are some historic examples that interest rate caps do cut off the less creditworthy to financial products because banks are not able to price risk correctly. Arkansas has a strictly enforced interest rate cap of 17% and evidence points to the poor and less creditworthy being cut out of consumer credit markets in the state. Shearer's research showed that an interest rate cap of 10% would likely result in banks lending less to those with credit scores below 600.

The White House did not respond to questions about how the president seeks to cap the rate or whether he has spoken with credit card companies about the idea.

Sen. Roger Marshall, R-Kan., who said he talked with Trump on Friday night, said the effort is meant to “lower costs for American families and to reign in greedy credit card companies who have been ripping off hardworking Americans for too long."

Legislation in both the House and the Senate would do what Trump is seeking.

Sens. Bernie Sanders, I-Vt., and Josh Hawley, R-Mo., released a plan in February that would immediately cap interest rates at 10% for five years, hoping to use Trump’s campaign promise to build momentum for their measure.

Hours before Trump's post, Sanders said that the president, rather than working to cap interest rates, had taken steps to deregulate big banks that allowed them to charge much higher credit card fees.

Reps. Alexandria Ocasio-Cortez, D-N.Y., and Anna Paulina Luna, R-Fla., have proposed similar legislation. Ocasio-Cortez is a frequent political target of Trump, while Luna is a close ally of the president.

Seung Min Kim reported from West Palm Beach, Fla.

President Donald Trump arrives on Air Force One at Palm Beach International Airport, Friday, Jan. 9, 2025, in West Palm Beach, Fla. (AP Photo/Julia Demaree Nikhinson)

FILE - Visa and Mastercard credit cards are shown in Buffalo Grove, Ill., Feb. 8, 2024. (AP Photo/Nam Y. Huh, File)