Fitch Assigns First-Ever Rating to CloudWalk in Brazil: AA-(bra) with Positive Outlook

SÃO PAULO--(BUSINESS WIRE)--Aug 27, 2025--

Fitch Ratings has assigned its first-ever rating to CloudWalk, the technology company behind the financial services platforms InfinitePay in Brazil and JIM.com in the United States. The agency awarded a Long-Term National Rating of ‘AA-(bra)’ with a Positive Outlook to the company’s Brazilian operations.

This press release features multimedia. View the full release here: https://www.businesswire.com/news/home/20250827277971/en/

In its report, Fitch highlighted CloudWalk’s rapid growth, serving more than 5 million entrepreneurs across all Brazilian cities, as well as the strength of its funding strategy. The agency also highlighted the company’s strong revenue and profit growth in recent years, as well as the commencement of its international expansion, marked by the launch of JIM.com in the U.S.

The report stated: “CloudWalk’s business model is aligned with its strategic positioning as a technology company, centered on delivering financial services - including acquiring - with intensive use of technological tools. Among these, AI agents integrated into multiple products, including credit, stand out for their ability to enhance operational efficiency and scalability. This strategy has consistently contributed to the company’s revenue growth.”

“Fitch’s recognition reaffirms the strength of our model, which combines accelerated growth, security, and liquidity. We are building the next generation of financial services, powered by AI agents, to scale with speed and efficiency. At the same time, we continue diversifying our funding sources and strengthening our financial infrastructure to support the next cycle of global expansion,” said Pablo de Mello, COO of CloudWalk.

The Positive Outlook reflects Fitch’s expectation that CloudWalk will maintain its trajectory of rising profitability, consistently outperforming the sector average while advancing its strategy of revenue diversification and capital reinforcement.

Self-Driving Finance

With this milestone, CloudWalk takes another step toward consolidating its long-term vision. With dozens of AI agents already integrated across areas such as customer support, fraud prevention, credit, marketing, and data analysis, the company continues to develop products and services with efficiency levels that translate into steady operational revenue growth.

“This concept defines an autonomous financial system, capable of storing money, extending credit, settling payments, and executing strategic tasks without human intervention. It is this vision of Self-Driving Finance that guides every step at CloudWalk and positions us at the forefront of building the next generation of financial services,” added Luis Slva, CloudWalk founder and CEO.

Home of InfinitePay app

WASHINGTON (AP) — The Supreme Court on Tuesday sided with President Donald Trump's administration in a lawsuit over speech restrictions for immigration judges that touched on the rights of federal workers.

The justices overturned a lower-court ruling that had allowed the case to proceed and raised questions about whether a complaint system for federal employees is still working as intended after the Republican president fired some of its top officials.

Immigration judges are federal employees, despite their titles, and had wanted to sue over a policy restricting their public speeches that started in Trump's first term in office and continued under President Joe Biden's Democratic administration. The judges argued it was a free speech issue that belongs in federal court.

The Trump administration disagreed, saying the judges must instead take their dispute to the complaint system for federal employees overseen by the Merit Systems Protection Board.

The court ruled on procedural grounds, but Justice Clarence Thomas, joined by Justice Amy Coney Barrett, wrote to rebuke the 4th U.S. Circuit Court of Appeals for responding to “political controversies of the day.”

Tuesday's decision comes as the court weighs another lawsuit about Trump’s power to fire heads of independent agencies. The outcome is also expected to affect firing power over Merit Systems Protection Board members.

The judges first sued in 2020, and the Supreme Court previously temporarily sided with them on an emergency basis in December. A union said in a statement that the judges were disappointed by the decision but the case is “far from over.”

“Justice cannot endure when judges are intimidated into silence, nor can a nation remain free when the rule of law is subordinate to the whims of political ambition,” the National Association of Immigration Judges said.

Follow the AP's coverage of the U.S. Supreme Court at https://apnews.com/hub/us-supreme-court.

The U.S. Supreme Court is seen Friday, May 15, 2026, in Washington. (AP Photo/Mariam Zuhaib)