There’s Nothing Like Platinum: American Express Unveils Updated U.S. Consumer and Business Platinum Cards, Each with Over $3,500 in Annual Value

NEW YORK--(BUSINESS WIRE)--Sep 18, 2025--

American Express today unveiled major enhancements to its U.S. Consumer and Business Platinum Cards. Available immediately, the updated Platinum Cards now offer expanded lifestyle and business benefits, access to over $3,500 in annual value, and a limited-edition mirror card design. These enhancements build on the existing benefits Consumer and Business Platinum Card ® Members already enjoy, offering even more value in relevant categories across travel, dining, entertainment, shopping, wellness, and business solutions.

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U.S. Consumer Platinum Card ® Members can now access over $3,500 in annual lifestyle benefits, including new credits on eligible purchases with Resy, lululemon, Uber One Membership, and enhancements to existing hotel and digital entertainment credits. U.S. Business Platinum Card ® Members can now access over $3,500 in premium business and travel value annually, including a new hotel credit and credits on eligible purchases with Dell Technologies and Adobe, earn 2X Membership Rewards ® points on key business purchases (points cap applies), and unlock additional statement credits that can be used in the following year worth up to $3,600 after spending $250,000 in a calendar year.

New and existing U.S. Consumer and Business Platinum Card ® Members can choose a new limited-edition mirror card design, in addition to existing card designs. Card Members will also have a new, innovative experience in the Amex App to easily enroll in benefits, track benefit usage, explore Resy restaurants, and view upcoming travel. U.S. Consumer Platinum Card ® Members will also have access to enroll in exclusive Amex Offers from brands like Canada Goose, TUMI, and more, while U.S. Business Platinum Card ® Members will have access to enroll in exclusive Amex Offers from brands like Hertz, Walmart Business, Squarespace, and more.

“There is really nothing like Platinum Membership – we offer more value than ever, and with the scale of our lounge, dining and hotel programs, we make it easy for our Card Members to access this value,” said Howard Grosfield, Group President, U.S. Consumer Services at American Express. “Platinum delivers unmatched benefits, unforgettable experiences, and world-class service – powered by our award-winning digital capabilities.”

“For over 30 years, American Express has been a trusted partner to small businesses. With more premium travel benefits and rewards on everyday business expenses, the Business Platinum Card is built to offer more value than ever before,” said Raymond Joabar, Group President, Global Commercial Services at American Express. “The Card reflects how business owners work today, offering easy-to-use cash flow management tools and No Preset Spending Limit designed to help them run and grow their companies with confidence.”

U.S. Consumer and Business Platinum Card ® Members can continue to enjoy access to over 1,550 airport lounges, including 30 Centurion Lounges, Resy benefits at some of the most sought-after restaurants in the U.S., guaranteed 4 p.m. late check-out at more than 1,800 Fine Hotels + Resorts ® properties booked through Amex Travel™, and many more premium experiences. These are all backed by American Express’ award-winning customer satisfaction, which was recently ranked number one in Customer Satisfaction among Credit Card Companies for the sixth year in a row. 1

The new annual fee for each of the U.S. Consumer and Business Platinum Cards is $895 2. For Card Members who opened accounts before September 18, 2025, the new annual fee will go into effect at their next renewal date on or after December 2, 2025 (U.S. Business Platinum) or January 2, 2026 (U.S. Consumer Platinum).

THE BEST MEMBERSHIP JUST GOT BETTER

U.S. Consumer Platinum Card®

The U.S. Consumer Platinum Card ® is better than ever with new benefits and more value added to existing benefits, while keeping all existing benefits.

These benefits come in addition to those Card Members already enjoy, including $200 Uber Cash ($15 monthly, plus $20 bonus in December), $200 Airline Fee Credit for incidental fee purchases at one selected qualifying Airline, $100 Saks Fifth Avenue Credit ($50 semi-annually), $300 Equinox Credit, Walmart+ Monthly Membership Credit ($12.95 monthly), $209 CLEAR+ Credit, and 5X Membership Rewards ® points for every dollar spent (up to $500k annually) on eligible flights and every dollar spent on prepaid hotels booked through Amex Travel™, as well as other benefits. Backed by American Express’ world-class service and support, the Platinum Card ® was recently ranked number one in this year’s J.D. Power 2025 U.S. Credit Card Satisfaction Study in the Rewards – Annual Fee category 6.

Terms and limitations apply to all benefits. Get complete details on the U.S. Consumer Platinum Card ® changes.

U.S. Business Platinum Card®

American Express pioneered the premium business card, and the U.S. Business Platinum Card ® provides a Membership experience that helps Card Members do business more efficiently and effectively. With benefits that support businesses as they grow, award-winning global service, and more business and travel value than ever before, the Card now offers:

These benefit updates are in addition to existing benefits that help Card Members run and grow their businesses, such as the $360 Indeed Credit (up to $90 quarterly) and $120 Wireless Credit (up to $10 monthly), and travel for business, such as the $200 Hilton Credit (up to $50 quarterly), $209 CLEAR+ Credit, and $200 Airline Fee Credit for incidental fee purchases at one selected qualifying airline. The Business Platinum Card ® will continue to offer flexible Card features for cash flow management, like No Preset Spending Limit, where the amount Card Members can spend adapts based on factors like purchase, payment and credit history, and Pay Over Time, which gives Card Members the option to carry a balance with interest on eligible charges or pay the balance in full each month.

To help streamline employee expenses, Card Members can also request Employee Business Platinum Cards for an additional $400 per Card annually. They offer employees access to 30 Centurion Lounges, 10 complimentary Delta Sky Club visits when flying an eligible Delta flight, complimentary Marriott Bonvoy ® Gold Elite status, and complimentary Hilton Honors Gold status. There is also an Employee Business Expense Card option with no annual fee offering limited benefits.

American Express has ranked #1 in Card Member Satisfaction among Small Business Credit Card Companies for four years running. 8

Terms and limitations apply to all benefits. Get complete details on the U.S. Business Platinum Card ® changes.

Best-in-Class Travel & Dining Benefits for Both U.S. Consumer and Business Platinum Card®Members

Platinum sets the standard for premium lifestyle, offering an array of best-in-class travel and dining benefits, including:

Terms and limitations apply to all benefits. Get complete details on the U.S. Consumer Platinum Card ® changes and complete details on the U.S. Business Platinum Card ® changes.

New Amex App Experience

U.S. Consumer and Business Platinum Card ® Members now have access to a new Amex app experience exclusively designed for Platinum. It offers new Card Members a seamless way to set up and manage their account and explore the full suite of Membership benefits. New and existing Basic Card Members can also enroll in and track select benefits and statement credits, explore Resy restaurants, and view upcoming travel. Get more details on this new experience.

American Express Card Acceptance: American Express is accepted at an estimated 160 million merchant locations worldwide and has grown its merchant locations by nearly 5x since 2017 12.

U.S. Consumer Platinum Card ® and U.S. Business Platinum Card ®Press Kit

ABOUT AMERICAN EXPRESS

American Express (NYSE: AXP) is a global payments and premium lifestyle brand powered by technology. Our colleagues around the world back our customers with differentiated products, services and experiences that enrich lives and build business success.

Founded in 1850 and headquartered in New York, American Express’ brand is built on trust, security, and service, and a rich history of delivering innovation and Membership value for our customers. With over a hundred million merchant locations across our global network, we seek to provide the world’s best customer experience every day to a broad range of consumers, small and medium-sized businesses, and large corporations.

For more information about American Express, visit americanexpress.com, americanexpress.com/en-us/newsroom/, and ir.americanexpress.com.

1 American Express received the highest score among credit card issuers in the J.D. Power 2020-2022 (National segment) and 2023-2025 U.S. Credit Card Satisfaction Studies. 2025 study measures customer satisfaction with consumer’s primary credit card, excluding co-branded cards. Visit jdpower.com/awards for more details.
2Rates and fees (U.S. Consumer Platinum), Rates and fees (U.S. Business Platinum)
3 As of July 2025
4 As of March 2025
5 As of April 2025
6 The Platinum Card ® by American Express Card received the highest score in the Bank Rewards Credit Card with an Annual Fee segment of the J.D. Power 2025 U.S. Credit Card Satisfaction Study, which profiles the experiences of customers from the largest credit card issuers. Visit jdpower.com/awards for more details.
7 As of July 2025
8 American Express received the highest score in the J.D. Power 2021-2024 Small Business Credit Card Satisfaction Studies, which measure small business owners’ and decision makers’ satisfaction with their primary credit card they use for their business. Visit jdpower.com/awards for more details.
9 As of July 2025
10 As of March 2025
11 As of July 2025
12 As of June 2025, including an estimated 43 million merchants that accept American Express through payments facilitators and 34 million merchants that accept American Express through digital wallets in China. 2017-2025 growth does not include merchant locations through payment facilitators.

Location: U.S.

The U.S. Consumer Platinum Card®

The U.S. Consumer and Business Platinum Cards

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President Donald Trump speaks during an event to honor the 2025 Stanley Cup Champion Florida Panthers in the East Room of the White House, Thursday, Jan. 15, 2026, in Washington. (AP Photo/Alex Brandon)