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BRI Books Rp41,2 Trilion Profit, Reinforces Its Strategic Role in Driving the People's Economy

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BRI Books Rp41,2 Trilion Profit, Reinforces Its Strategic Role in Driving the People's Economy
Business

Business

BRI Books Rp41,2 Trilion Profit, Reinforces Its Strategic Role in Driving the People's Economy

2025-11-04 09:49 Last Updated At:10:05

JAKARTA, Indonesia, Nov. 4, 2025 /PRNewswire/ -- PT Bank Rakyat Indonesia (Persero) Tbk (IDX: BBRI) reported a net profit of IDR 41.2 trillion in Q3 2025. President Director Hery Gunardi presented the results at the Q3 Financial Performance Press Conference in Jakarta (30/10).

Hery noted that BRI's performance benefited from stable macroeconomic conditions. "BRI sees growth potential driven by lower funding costs, better liquidity, and rising loan demand," he said.

BRI's total assets grew 8,2% YoY reached IDR 2,123.4 trillion; loans rose 6.3% YoY to IDR 1,438.1 trillion; and third-party funds increased 8,2% YoY to IDR 1,474.8 trillion. The Current Account-Savings Account ratio improved to 67.6%, with capital and asset quality remaining strong (Capital Adequacy Ratio 25.4% and Non-Performing Loan ratio 3.08%).

Digital banking continues to grow, with BRImo users rising 19.4% YoY to 44.4 million and transaction volume up 25.6% to IDR 5,067.1 trillion. Qlola grew 35.4% YoY, while merchant and QRIS transactions increased 20.8% and 133.1% YoY, respectively.

In support of national efforts to strengthen community welfare and economic resilience, BRI has taken part in the government's agenda for inclusive economic growth and MSME empowerment. Through the People's Business Credit (KUR) program, BRI disbursed IDR 130.2 trillion to 2.8 million borrowers. BRI also backed the Free Nutritious Meal Program by supports 3,854 community kitchens with IDR 104.4 billion.

In addition, BRI contributed to improving social welfare and access to financing through the Three Million Homes Program, providing IDR 15.07 trillion in housing loans for 110,000 low-income families. The Bank also distributed IDR 2.25 trillion in Wage Subsidy Assistance (BLT) to 3.7 million beneficiaries and supported the Merah Putih Village Cooperative Program.

Alongside government initiatives, BRI's empowerment programs continue to strengthen local economies. Through the Ultra Micro Holding, the ecosystem now serves 34.5 million borrowers and 185 million savings accounts. The BRILink Agent network has expanded to 1.2 million agents across 66,000 villages, facilitating transactions worth IDR 1,293.5 trillion and bridging financial access in remote areas. Meanwhile, the BRILian Village program has grown to 4,909 villages, fostering community-based development; KlasterkuHidupku continues to strengthen 41,715 business clusters; and LinkUMKM empowers 13.6 million MSMEs by providing digital market access. More information about BANK BRI at www.bri.co.id.

** The press release content is from PR Newswire. Bastille Post is not involved in its creation. **

BRI Books Rp41,2 Trilion Profit, Reinforces Its Strategic Role in Driving the People's Economy

BRI Books Rp41,2 Trilion Profit, Reinforces Its Strategic Role in Driving the People's Economy

LAS VEGAS, Jan. 17, 2026 /PRNewswire/ -- At CES 2026, Flowtica was not the loudest presence on the show floor. Over the course of the week, however, the Singapore-based AI company became one of the most closely watched, drawing sustained attention from media, investors, and industry observers.

That attention has now translated into availability. Following its appearance as a CES 2026 Innovation Award Honoree, Flowtica has officially opened sales of Flowtica Scribe, its AI recording pen that quietly stood out in a field dominated by phone-dependent and screen-heavy solutions.

Flowtica Scribe did not make its first public appearance at CES. The product launched on Kickstarter several months earlier, where it attracted thousands of users and established early validation. CES marked a different stage for the company. The focus shifted away from introduction and toward closer examination, with many observers asking whether the idea could hold up beyond early enthusiasm.

Throughout the exhibition, Flowtica's booth at Eureka Park became a steady meeting point for investors and journalists. Conversations rarely centered on specifications or feature lists. Instead, discussions focused on a more fundamental question: whether AI recording tools are beginning to converge on forms that genuinely fit into professional life.

Flowtica's answer was visible in its choice of form. By embedding AI into a pen, an object already accepted in boardrooms, consultations, investor meetings, and sales conversations, the company avoided many of the social and practical frictions that continue to limit phone-based recorders. The result was a device that felt less like a new category of gadget and more like a natural extension of existing behavior.

This restraint is deliberate. Flowtica Scribe is designed to remain unobtrusive, with no screen and no demand for user attention during conversations. Recording, organization, and interpretation take place quietly in the background, allowing users to remain focused on the discussion itself. Among on-site observers, this approach positioned Flowtica as one of the more pragmatic entrants in an increasingly crowded AI recording market.

Hardware, however, represents only part of Flowtica's differentiation. The company places equal emphasis on what happens after recording ends. Its AI functions as a continuously evolving insight system that can operate autonomously while remaining responsive to clear user guidance when needed. Over time, it adapts to individual working rhythms and priorities, shifting the emphasis from capturing everything to identifying what truly matters.

Rather than simply storing conversations, Flowtica helps determine which moments should be retained, revisited, and translated into next actions. Key insights are designed to integrate naturally with existing productivity tools, including calendars and task systems, allowing them to fit into established workflows rather than compete with them.

As interest in Flowtica Scribe built during CES, one question surfaced repeatedly. When would the product be available beyond the show floor?

With sales now officially open through Flowtica's website, the company moves from exhibition attention to real-world deployment. For Flowtica, this moment appears less like a conclusion and more like a transition, from being observed to being used.

As the AI recording market continues to mature, competition is shifting away from novelty and early adoption toward durability. The defining question is no longer whether a system can record conversations, but whether it can remain useful over time.

Flowtica enters this next phase with an approach that is measured and quietly confident, placing its bet not on spectacle, but on long-term relevance.

** The press release content is from PR Newswire. Bastille Post is not involved in its creation. **

The AI Recording Pen That Turned Heads at CES Is Finally for Sale

The AI Recording Pen That Turned Heads at CES Is Finally for Sale

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