WASHINGTON (AP) — More than 7 million student loan borrowers who have been enrolled in a Biden-era repayment plan will receive notices beginning Friday with instructions to seek a new plan to repay their debt, the Education Department said.
Borrowers enrolled in the SAVE plan, which was struck down by a federal court earlier this month, have been in forbearance since July 2024 as a legal battle played out in courts.
Starting on July 1, loan servicers will begin issuing notices giving borrowers 90 days to select a new repayment plan, department officials said.
Under President Donald Trump, a Republican, “The days of unlawful loan forgiveness are behind us,” Under Secretary of Education Nicholas Kent said.
“Let me be clear, the Trump administration’s perspective is that when a student takes out a loan, they are responsible for repaying it,” Kent told The Associated Press.
The SAVE plan was among several initiatives launched by President Joe Biden, a Democrat, to reduce Americans' student debt burden. It provided more lenient terms than other repayment plans, reducing loan payments to as little as 5% of a borrower's discretionary income and offering forgiveness for borrowers who made payments for at least 10 years and originally borrowed $12,000 or less.
While the court challenges played out, borrowers enrolled in the plan have not been required to make payments. But debt balances began accruing interest following a court ruling last summer that blocked implementation of the SAVE plan, meaning some students will see increases in the amount they owe.
Earlier this month, the U.S. Court of Appeals for the 8th Circuit struck down the SAVE plan. The Education Department's notices to borrowers beginning Friday will direct them to enroll in a plan and resume making payments as soon as this summer.
Borrowers will be contacted by their loan servicers in stages, with a new group receiving word every two weeks. Those who had been enrolled in the SAVE plan the longest will be the first to receive notices.
The Associated Press’ education coverage receives financial support from multiple private foundations. The AP is solely responsible for all content. Find the AP’s standards for working with philanthropies, a list of supporters and funded coverage areas at AP.org.
FILE - The U.S. Department of Education building is seen in Washington, Dec. 3, 2024. (AP Photo/Jose Luis Magana, File)
VAUX-DE-CERNAY, France (AP) — Deep divisions were apparent over the Iran war as top diplomats from the Group of Seven countries met Friday in France following U.S. President Donald Trump’s repeated complaints that allies have ignored or rejected requests for help confronting Tehran's retaliation, including the closure of the Strait of Hormuz to most international shipping.
U.S. Secretary of State Marco Rubio joined his G7 counterparts a day after Trump lobbed his latest round of insults at NATO countries, making it even more difficult for America's top diplomat to try to sell the U.S. strategy for the Iran conflict. Four weeks into the war that the U.S. and Israel launched, the allies also face concerns about instability in the oil markets and uncertainty over potential negotiations to end the crisis.
Most of America’s closest allies have greeted the Iran war with deep skepticism, which was on display as the G7 foreign ministers gathered at a historic 12th-century abbey in Vaux-de-Cernay, outside Paris, even as they urged a diplomatic solution.
French Minister of the Armed Forces Catherine Vautrin said the war “is not ours,” adding that France's position is strictly defensive.
“The aim is truly this diplomatic approach, which is the only one that can guarantee a return to peace,” she said on Europe 1 and CNews. “Many countries are concerned, and it is absolutely essential that we find a solution.”
British Foreign Secretary Yvette Cooper said Britain also favored a diplomatic path, acknowledging differences with the United States.
“We have taken the approach of supporting defensive action, but also we’ve taken a different approach on the offensive action that has taken place as part of this conflict,” she said.
German Foreign Minister Johann Wadephul said he made “our position clear, namely that there is certainly a readiness on Germany’s part to play a role after the end of hostilities when it comes to ensuring the security of shipping in the Strait of Hormuz.”
He said his interest is “to broaden what we have as a common basis” regarding the conflict in the Middle East.
Trump has complained that NATO countries were not stepping up to help against Iran and that they and other allies have rejected his calls to take a role in securing the Strait of Hormuz, where Iran’s chokehold has disrupted oil shipments and pushed up energy prices.
“We are very disappointed with NATO because NATO has done absolutely nothing,” Trump said during a Cabinet meeting Thursday.
Of the G7 nations — besides the U.S. — Britain, Canada, France, Germany and Italy are members of the trans-Atlantic military alliance. Japan is the only one that is not.
“We’re there to protect NATO, to protect them from Russia. But they’re not there to protect us,” Trump added.
Russia's war in Ukraine also was a major topic at the G7 meeting, with U.S.-brokered talks persisting but making no breakthroughs and allies concerned that the new conflict in the Middle East will divert U.S. attention from a commitment to Ukraine.
Wadephul, the German foreign minister, said he made clear at the meeting that “there must be no cuts when it comes to maintaining Ukraine’s defense capability.”
Rubio said in a post on X with a photo of him meeting with other G7 diplomats that he “reiterated that President Trump is committed to reaching a ceasefire and negotiated settlement to the Russia-Ukraine war as soon as possible.”
Rubio, who chatted briefly with Ukrainian Foreign Minister Andrii Sybiha, also still has work to do to smooth things over with allies like those in Europe that have faced criticism or outright threats from Trump and others in his Republican administration.
The Europeans are still smarting over Trump's earlier demands to take over Greenland from NATO ally Denmark and are concerned about U.S. support for Ukraine in its war with Russia. The conflict in the Middle East has added another point of tension.
“Frankly, I think countries around the world, even those that are out there complaining about this a little bit, should actually be grateful that the United States has a president that’s willing to confront a threat like this,” Rubio said Thursday.
France is hosting the G7 meeting near Versailles and has been highly skeptical of the war. Besides Vautrin's comments on Friday, the chief of the French defense staff, Gen. Fabien Mandon, complained this week that U.S. allies had not been informed about the start of hostilities.
“They have just decided to intervene in the Near and Middle East without notifying us,” Mandon said, lamenting that the U.S. "is less and less predictable and doesn’t even bother to inform us when it decides to engage in military operations."
However, 35 countries joined military talks hosted by Mandon on how to reopen the Strait of Hormuz “once the intensity of hostilities has sufficiently decreased,” France’s Defense Ministry said.
Shortly before leaving Washington, Rubio told reporters that with Iran threatening global shipping, countries that care about international law “should step up and deal with it.”
He also said he was not concerned about G7 unhappiness with the Iran war.
“I’m not there to make them happy,” he said. “I get along with all of them on a personal level, and we work with those governments very carefully, but the people I’m interested in making happy are the people of the United States. That’s who I work for. I don’t work for France or Germany or Japan.”
Petrequin reported from Paris. Associated Press writers Lorne Cook in Brussels, John Leicester in Paris and Geir Moulson in Berlin contributed to this report.
France's Foreign Affairs Minister Jean-Noel Barrot, right, welcomes U.S. Secretary of State Marco Rubio during a G7 Foreign Ministers' meeting at the Vaux-de-Cernay Abbey in Cernay-la-Ville outside Paris, Friday, March 27, 2026. (Brendan Smialowski/Pool Photo via AP)
U.S. Secretary of State Marco Rubio arrives to attend a G7 Foreign Ministers' meeting at the Vaux-de-Cernay Abbey in Cernay-la-Ville outside Paris, Friday, March 27, 2026. (Brendan Smialowski/Pool Photo via AP)
Brazil's Foreign Minister Mauro Vieira, left, and U.S. Secretary of State Marco Rubio talk during the G7 Foreign Ministers' meeting with partner countries in Cernay-la-Ville outside Paris, France, Friday, March 27, 2026. (AP Photo/Michel Euler)
From left: Ukraine's Foreign Minister Andriy Sybiga, EU High Representative and Vice-President for Foreign Affairs and Security Policy Kaja Kallas, Britain's Foreign Secretary Yvette Cooper, Saudi Arabia's Foreign Minister Faisal bin Farhan, Germany's Foreign Minister Johann Wadephul, Italy's Foreign Minister Antonio Tajani, Canada's Foreign Minister Anita Anand, France's Foreign Affairs Minister Jean-Noel Barrot, South Korea's Foreign Minister Cho Hyun, India's Foreign Minister Subrahmanyam Jaishankar, Japan's Foreign Minister Toshimitsu Motegi, Brazil's Foreign Minister Mauro Vieira and U.S. Secretary of State Marco Rubio pose for a photo during the G7 Foreign Ministers' meeting with partner countries in Cernay-la-Ville outside Paris, France, Friday, March 27, 2026. (AP Photo/Michel Euler)
France's Foreign Affairs Minister Jean-Noel Barrot, right, greets U.S. Secretary of State Marco Rubio as he arrives at the G7 Foreign Ministers' meeting with partner countries in Cernay-la-Ville outside Paris, France, Friday, March 27, 2026. (AP Photo/Michel Euler)
From bottom centre to left: EU High Representative and Vice-President for Foreign Affairs and Security Policy Kaja Kallas, Germany's Foreign Minister Johann Wadephul, South Korea's Foreign Minister Cho Hyun, Britain's Foreign Secretary Yvette Cooper, India's Foreign Minister Subrahmanyam Jaishankar, U.S. Secretary of State Marco Rubio, France's Foreign Affairs Minister Jean-Noel Barrot, Canada's Foreign Minister Anita Anand, Saudi Arabia's Foreign Minister Faisal bin Farhan, Italy's Foreign Minister Antonio Tajani, Brazil's Foreign Minister Mauro Vieira and Japan's Foreign Minister Toshimitsu Motegi attend talks during a G7 Foreign Ministers' meeting with Partner Countries in Cernay-la-Ville outside Paris, Friday, March 27, 2026. (Stephanie Lecocq/Pool Photo via AP)
From left: U.S. Secretary of State Marco Rubio, France's Minister for Europe and Foreign Affairs Jean-Noel Barrot and Canada's Foreign Minister Anita Anand attend a working session on the second day of the G7 Foreign Ministers' Meeting in Cernay-la-Ville near Paris, March 27, 2026. (Stephanie Lecocq/Pool Photo via AP)
Secretary of State Marco Rubio speaks to reporters before boarding a plane at Joint Base Andrews, Md., Thursday, March 26, 2026. (Brendan Smialowski/Pool Photo via AP)
Secretary of State Marco Rubio speaks to reporters before boarding a plane at Joint Base Andrews, Md., Thursday, March 26, 2026. (Brendan Smialowski/Pool Photo via AP)
U.S. Secretary of State Marco Rubio arrives at Paris-Le Bourget Airport, in Le Bourget, France, early Friday, March 27, 2026, to take part in the G7 foreign ministers' meeting. (Brendan Smialowski/Pool Photo via AP)
President Donald Trump speaks during a Cabinet meeting at the White House, Thursday, March 26, 2026, in Washington. From left are Secretary of State Marco Rubio, Trump and Secretary of Defense Pete Hegseth. (AP Photo/Alex Brandon)
U.S. Secretary of State Marco Rubio arrives at Paris-Le Bourget Airport, in Le Bourget, France, early Friday, March 27, 2026, to take part in the G7 foreign ministers' meeting. (Brendan Smialowski/Pool Photo via AP)
