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China moves to shorten payment terms for small businesses facing cash crunch

China

China

China

China moves to shorten payment terms for small businesses facing cash crunch

2026-09-15 16:37 Last Updated At:18:57

Smaller businesses in China, long squeezed by overdue payments, have gained a boost in support as the government moves to expand access to finance and pushes listed companies to shorten payment periods.

Chinese government departments pledged to step up these measures on Monday at a State Council policy briefing. Officials at the briefing outlined priorities for tackling payment delays faced by small and medium-sized enterprises (SMEs).

Officials from the People's Bank of China (PBOC) and the China Securities Regulatory Commission (CSRC) said they will further increase financing support for SMEs and urge listed companies to improve information disclosure to create market constraints.

"For companies issuing bonds in the interbank market, we will strengthen disclosure of accounts payable information and continue to support companies in replacing accounts payable through loans and bond issuance. For companies that have significantly reduced arrears and payment periods, we will provide financing facilitation in bond issuance and other areas," said Cao Yuanyuan, head of the Department of Financial Markets at the PBOC.

"We will refine disclosure requirements to encourage listed companies to shorten payment terms and ensure timely payments to SMEs. Additionally, we are increasing visits to listed companies to help listed SMEs recover outstanding payments and ease cash flow pressures," said Guo Ruiming, director of the Listed Company Regulation Department at the CSRC.

An official from the State-owned Assets Supervision and Administration Commission (SASAC) of the State Council said a meeting of central government enterprises will be held this week to push the companies to strictly regulate payment behavior.

"Central government enterprises must take the lead in avoiding payment defaults and delays. We will ensure that such arrears are cleared on a rolling basis. They must also lead by example in issuing fewer commercial bills and making more cash payments. We have launched a QR-code complaint platform for arrears owed by central enterprises on the official SASAC website. We will urge these enterprises to verify, process and respond to complaints rapidly across all channels, whether online or offline, in strict accordance with laws, regulations and contractual agreements," said Pei Renquan, head of the Financial Management and Operations Evaluation Bureau at the SASAC.

According to another official from the State Administration for Market Regulation (SAMR), the administration has launched a 2026 special enforcement action against unfair competition.

"For large enterprises that abuse their dominant position to deliberately lengthen payment periods by blurring the starting point for payment periods, delaying inspection and acceptance of goods and services, including project settlement, or using commercial bills or electronic vouchers to covertly extend payment deadlines, we will impose penalties in accordance with laws and regulations once verified," said Zhou Weijun, director of the Credit Supervision and Management Department at the SAMR.

China moves to shorten payment terms for small businesses facing cash crunch

China moves to shorten payment terms for small businesses facing cash crunch

Border crossings at Heihe Port in northeast China's Heilongjiang Province are continuing to rise a year after China introduced its visa-free policy for Russian citizens.

The number of inbound and outbound passenger trips through the port since the beginning of 2026 has hit a record high of 1 million as of Monday, an increase of 56 percent year on year.

The visa-free policy has encouraged Russian visitors to extend one-day trips to several days to experience more of local life in Chinese border cities.

"This is my fourth trip to Suifenhe since the visa-free policy took effect. Border clearance is much faster now. In the past, I could only come here for some simple shopping. Now I can travel here with my friends," said Ilina, a Russian tourist.

Bilingual service desks, smart translation terminals, self-service clearance facilities and advance online completion of entry cards have been introduced at the port, speeding up border checks.

"We have set up a Chinese-Russian bilingual service team at the inspection site, equipped it with multilingual smart translation devices, and displayed Russian-language instructions for filling out entry forms on screens outside the joint inspection hall. These measures have helped shorten waiting time and improve the border clearance experience," said Miao Lei, Deputy Head of Duty Team One at Heihe Entry-Exit Border Inspection Station.

The surge in cross-border travel has boosted local consumption and tourism, with catering and service industries in border cities witnessing tangible growth.

"All our employees can speak Russian, and our menus are bilingual. Communication is smoother, so our customers have a better experience. Russian customers now stay for four or five days, and we have more repeat customers," said Zhang Wei, Manager of Lena Restaurant in Heihe, Heilongjiang Province.

Cross-border passenger trips through Russia-China port hit 1 mln since beginning of 2026

Cross-border passenger trips through Russia-China port hit 1 mln since beginning of 2026

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