SAN FRANCISCO--(BUSINESS WIRE)--Jan 7, 2025--
Lively, Inc., a top-rated health and lifestyle benefits platform* known for launching the modern Health Savings Account (HSA), today announces the release of its 2025 HSA Outlook report. As Americans continue to navigate economic volatility, financial stress is on the rise. HSAs, which offer tax-free savings, investing, and spending on health-related expenses, have long been a strategy for account holders to save for both the short and long term. This report helps companies and individuals understand what to look for in a provider, including easy-to-use features, built in account holder education, and accessible investing options, in order to best meet their needs in the year ahead.
This press release features multimedia. View the full release here: https://www.businesswire.com/news/home/20250107152832/en/
“HSAs have long been a strategy to help offset the high cost of healthcare. Making healthcare more affordable and accessible is at the core of our mission at Lively and I’m proud that we’re making strides towards that goal,” said Alex Cyriac, co-founder and CEO of Lively.
Lively found that:
“At Lively we believe in empowering account holders with the information and options that enable them to make the most of their HSA balances and have more money available for the care they need, when they need it. As Americans contend with rising prices, we’re proud to help them build flexibility and financial security,” said Shobin Uralil, co-founder and COO of Lively.
Read the full report:
https://reports.livelyme.com/2025/hsa-overview/
About Lively
Lively is the health and lifestyle benefits platform that works the first time, every time. Our solutions are designed to take the guesswork out of managing benefits and drive efficiency for you and your teams. Our innovative platform is grounded by your everyday needs and circumstances. By combining robust features with unparalleled service, we make maximizing your benefits as simple as it should be.
Lively currently offers HSA, FSA, HRA, COBRA, Direct Bill, Commuter, Lifestyle Spending Accounts, and Medical Travel Accounts.
https://livelyme.com/
*Lively’s HSA is top-rated according to Morningstar’s 2023 Health Savings Account Landscape, G2, Trustpilot, and Lively's Customer Satisfaction survey.
Lively's HSA Outlook report shares critical insight for brokers, consultants, and benefits leaders. (Graphic: Business Wire)
WASHINGTON (AP) — President Donald Trump asserted on Wednesday that Iran is “negotiating on fumes” and insisted November's midterm elections won't factor in shaping his approach to the nearly three-month-old conflict that's spurred unease across the global economy.
Speaking at the start of a Cabinet meeting at a precarious moment for talks aimed at ending the war, Trump expressed confidence that a deal is near. Over the weekend, he even declared that his administration and Tehran had “largely negotiated” a settlement, but the negotiations were still in flux.
The president is looking for a settlement that will reopen the Strait of Hormuz and provide him a credible argument that Iran’s nuclear capability has been diminished enough to declare victory, winding down a conflict that's been politically unpopular for Republicans.
But as things stand, Trump also risks finding that closure to his war of choice comes with an unsatisfactory ending.
The emerging deal puts off many critical issues to be resolved later and has already exposed the Republican president to fierce criticism — even from some of his own supporters — that Iran's hard-line leaders will emerge from the conflict battered but emboldened. It all comes to a head just as the midterm elections to determine control of Congress come into focus and as Republicans worry that rising costs and fuel prices are darkening the American electorate's mood.
But Trump on Wednesday dismissed the idea that the upcoming elections would carry any weight in shaping his Iran strategy.
“They thought they were gonna outwait me. You know, 'We’ll outwait him. He’s got the midterms,'” Trump said. “I don’t care about the midterms.”
Trump acknowledged there's still work to do, but he spoke with a measure of certainty that the two sides would get there.
“They want very much to make a deal,” Trump said. “So far, they haven’t gotten there. We’re not satisfied with it, but we will be — either that or we’ll have to just finish the job.”
Talks were further complicated after U.S. forces carried out what the Pentagon called “defensive” strikes on missile launch sites and minelaying boats in southern Iran on Monday. The U.S. said it acted with “restraint” in light of the weekslong ceasefire, while Iran decried the action as a sign of “bad faith and unreliability.”
While Trump insists a deal is within reach, there appears to be daylight between the U.S. and Iran on several key issues. The president is also facing scrutiny from Republican allies, including Sens. Roger Wicker of Mississippi, Lindsey Graham of South Carolina and Ted Cruz of Texas, who have said the terms seem too favorable to Tehran.
They're balking at aspects of the deal that have emerged publicly that they say too closely resemble the nuclear agreement reached with Iran by Democratic President Barack Obama, which Trump scrapped during his first term.
Under the potential deal, Tehran would agree to give up its stockpile of highly enriched uranium — a key Trump demand — in return for sanctions relief. That's according to two regional officials and one senior Trump administration official, all of whom spoke on the condition of anonymity to discuss the sensitive negotiations.
One regional official, with direct knowledge of the negotiations, said how Iran would give up the uranium would be subject to further talks during a 60-day period. Some would likely be diluted, while the rest would be transferred to a third country, the official said.
Trump said that he “wouldn’t be comfortable” with either Russia or China taking Iran’s stockpile of highly enriched uranium. The two countries have the closest relations with Tehran, and nuclear analysts have said they could be a potential acceptable third party to the Iranian Republic to take possession of the enriched uranium as part of a potential deal.
Iran has 440.9 kilograms (972 pounds) of uranium that is enriched up to 60% purity, a short, technical step from weapons-grade levels of 90%, according to the International Atomic Energy Agency. Iran has not publicly committed to giving up its uranium.
Another key issue unresolved is whether the ceasefire will also cover Israel’s operations against Hezbollah, the Iranian-backed militant group in Lebanon. Iran has insisted that Lebanon must be covered by any ceasefire agreement negotiated with the United States.
The administration appears to leave some wiggle room on the Lebanon question. The emerging memorandum of understanding calls for a ceasefire between the U.S. and its allies against Iran and its proxies, such as Hezbollah, but also underscores Israel's right to act against imminent threats and in self-defense.
Prime Minister Benjamin Netanyahu on Tuesday announced that the Israeli military is “deepening its operation” in Lebanon. Overnight, Israel's military clashed with the Iran-backed militant Hezbollah group along a strategic river in southern Lebanon as Israeli troops pushed farther north.
Jonathan Conricus, a former spokesperson for the Israel Defense Forces, said Israel expects that Iran would quickly move to direct any sanctions relief to restore its military capability and boost proxy groups, including Hezbollah and Hamas in Gaza.
“We’re not done fighting, because the Iranian regime isn’t done,” said Conricus, who is a senior fellow with the Foundation for Defense of Democracies, a hawkish Washington think tank.
Trump on Wednesday also reinforced his call for a deal to end the Iran war to include a requirement for several additional countries, including Kuwait, Saudi Arabia, Qatar and Pakistan, to join the Abraham Accords, the U.S.-brokered agreements from Trump’s first term aimed at normalizing diplomatic and economic relations with Israel.
“We’re, you know, requesting strongly that they join,” Trump said.
Trump’s optimism that the other Middle Eastern and majority-Muslim countries could soon sign on to the accords might be overly ambitious.
For example, Saudi Arabia, the most significant power in the Arab world and long seen as the biggest prize for the normalization effort, has insisted that establishing a guaranteed path to a Palestinian state remains a precondition. It's something that Israel vehemently opposes.
Trump pushed for the Abraham Accords during a call with leaders of Mideast allies over the weekend.
Barbara Leaf, a retired U.S. ambassador to the United Arab Emirates and senior State Department official during President Joe Biden's Democratic administration, said officials from Gulf countries who were on the call told her that Trump's pitch was greeted by “stunned silence.” A person familiar with the call disputed that characterization and said that some regional allies responded positively to the president’s call to join the accords. The person spoke on the condition of anonymity about the private conversation.
Leaf, a distinguished diplomatic fellow at the Middle East Institute, said that Middle Eastern allies of the United States recognize that Iran will likely use any money from sanctions relief to bolster its military capabilities. Still, they have been supportive of Trump’s efforts to end the conflict.
“They see no other way out,” Leaf said of American allies in the region. “And they see no other way out because of many of these early mistakes that the president and the administration made in conducting the war.”
AP writers Matthew Lee, Michelle L. Price and Darlene Superville in Washington, Bill Barrow in Atlanta, Samy Magdy in Cairo and Melanie Lidman in Jerusalem contributed to this report.
President Donald Trump, center right, attends a Cabinet meeting in the Cabinet Room, at the White House, Wednesday, May 27, 2026, in Washington. (AP Photo/Jacquelyn Martin)
President Donald Trump speaks during a Cabinet meeting at the White House, Wednesday, May 27, 2026, in Washington. (AP Photo/Jacquelyn Martin)
President Donald Trump, next to Secretary of State Marco Rubio, left, and Secretary of Defense, Pete Hegseth, right, speaks during a Cabinet meeting at the White House, Wednesday, May 27, 2026, in Washington, as Acting Attorney General Todd Blanche, front left, and Vice President JD Vance, front right, look on. (AP Photo/Jacquelyn Martin)
President Donald Trump, next to Secretary of State Marco Rubio, speaks during a Cabinet meeting at the White House, Wednesday, May 27, 2026, in Washington. (AP Photo/Jacquelyn Martin)
President Donald Trump speaks during a Cabinet meeting at the White House, Wednesday, May 27, 2026, in Washington. (AP Photo/Jacquelyn Martin)
President Donald Trump departs Walter Reed National Military Medical Center, Tuesday, May 26, 2026, in Bethesda, Md. (AP Photo/Alex Brandon)
