Ant International Pushes AI Strategy with AI Platform for Fintechs

SINGAPORE--(BUSINESS WIRE)--Jun 5, 2025--

Ant International, a leading global digital payment, and financial technology provider, today unveils its AI strategy with the launch of Alipay+ GenAI Cockpit, an AI-as-a-Service (AIaaS) platform that empowers fintech companies and super apps to build AI-agentic and ultimately AI-native financial services with enhanced efficiency, security, and flexibility.

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Making AI systemically work for finance remains the holy grail of the current AI revolution. Alipay+ GenAI Cockpit is a platform to help entrepreneurs architect an agentic and ultimately AI-native financial services, combining automated workflows and task orchestration with a dynamic enterprise context, across main fintech tasks, from payment orchestration, customer onboarding, compliance checks, to fraud detection, dispute resolution, as well as evaluation and performance optimization.

“The future of finance will be shaped by agentic AI that not only carry out tasks autonomously in real automated workflows and sophisticated financial business and compliance context with reliability, but also interact, evolve and learn rapidly in orchestration with ever-growing precision,” said Jiangming Yang, Chief Innovation Officer of Ant International.

Alipay+ GenAI Cockpit has been honed on Ant International’s four key business units: wallet gateway service (Alipay+), merchant payment service (Antom), cross-border business account service (WorldFirst), and embedded finance service (global treasury management, digital lending and credit tech solutions). Upon successful completion of trial runs, the first external clients in Southeast Asia and South Asia will start officially deploying the Cockpit in June 2025.

Three-Pronged AI Strategy: Security, Vertical Fintech Expertise, and Platform-level Support for Agentic FinAI

Combining a fintech-specific toolbox and dynamic industry knowledge base alongside business-ready AI innovations, the Cockpit embodies three key directions of Ant International’s AI strategy.

Security Shield for Trusted AI
AI scamming threats using deepfake and other technologies have been growing over 10 folds by the year, with grave implications especially in the financial sector. Statistics show 22% of businesses have encountered AI-generated payment fraud. 1

Ant International invests heavily in AI security solutions to combat external AI scamming attacks and eliminate internal model security risks such as model hallucination or bias. Its AI SHIELD framework manages risks across system architecture designing, data processing, model training, and inferencing. It offers real-time dynamic risk assessment, including detecting adversarial prompts and sensitive data leakage through over 100 recognition models and 600,000 risk lexicons. Today, fraud loss rate in Ant International’s merchant payment service is 5% of industry average.

Deep Vertical Financial Expertise
Alipay+ GenAI Cockpit leverages over 20 leading LLMs, including Ant International’s own Falcon Time-Series Transformer FX Model. However, it has focused on integrating fintech knowledge bases, such as bank transfer rules and dispute resolution policies, to help businesses build specialized fintech agents.

The Cockpit toolbox supports retrieval-augmented generation (RAG), post-training, evaluation, and benchmarking, taking the combination of general-purpose datasets with industry-specific benchmarks developed from Ant International’s financial expertise to help improve model precision.

Built on the Cockpit, Antom Copilot is the world’s first AI agent designed to help merchants boost conversion by streamlining the process of payment method integration, recommending optimal payment channels, and resolving common tasks like code correction and the auto-completion of merchant onboarding documents. It also allows merchants to configure risk management strategy with natural language.

Full-Stack FinAI Platform Support
Cockpit offers a wide selection of pre-built agents covering regular tasks including customer service, content curation for targeted marketing, and AI-assisted coding. One level up, a business can easily customize agents for more specialized scenarios such as travel advisory, tax refunds, cross-border remittance, and loyalty rewards, accelerating time-to-value across business functions.

Further, the Cockpit’s model context protocol (MCP) marketplace supports major MCP servers developed thus far and allows businesses to create their own MCP servers to enable autonomous task completion. It also supports flexible deployment across public clouds and on-premise environments, drawing on strategic partnerships with Google Cloud and other top-tier infrastructure providers.

“The FinAI sector is at its big-bang moment,” said Yang. “We are eager to work with the industry to evolve and expand the toolbox as well as this ecosystem to help financial businesses scale their growth faster and better.”

About Ant International
With headquarters in Singapore and main operations across Asia, Europe, the Middle East and Latin America, Ant International is a leading global digital payment, digitisation and financial technology provider. Through collaboration across the private and public sectors, our unified techfin platform supports financial institutions and merchants of all sizes to achieve inclusive growth through a comprehensive range of cutting-edge digital payment and financial services solutions. To learn more, please visit https://www.ant-intl.com/.

 

Ant International launches Alipay+ GenAI Cockpit, an AI-as-a-Service (AIaaS) platform that empowers fintech companies and super apps to build AI-agentic and ultimately AI-native financial services with enhanced efficiency, security, and flexibility.

For the first time in 20 years, rain is expected to intrude on the Rose Parade in Southern California, a venerable New Year's Day event that attracts thousands of spectators and is watched by millions more on TV.

Storms caused Christmas week flooding, mudslides and other miseries across the region. Now comes a 100% chance of rain Thursday in Pasadena, the National Weather Service said.

“We try not to say that word around here,” joked Candy Carlson, a spokesperson for the Pasadena Tournament of Roses, the organization behind the 137th Rose Parade, which precedes the Rose Bowl College Football Playoff game.

Arctic air is meanwhile expected to blanket much of the eastern two-thirds of the country, the weather service said.

In New York City, forecasters predict temperatures in the low 30s Fahrenheit (around zero degrees Celsius), which is not unusual, when the ball drops in Times Square on New Year’s Eve. Light rain is possible in Las Vegas, where several casinos will be shooting fireworks from rooftops.

During Nashville's Big Bash, a New Year's Eve event at a park, temperatures will be in the low 30s when an illuminated music note drops at midnight in the Tennessee city. New Orleans will be in the mid-40s Fahrenheit (around 7 degrees Celsius) for a free concert and fireworks along the Mississippi River.

At the Rose Parade, it has rained only 10 times in the parade's history — and not since 2006, Carlson said.

Rare wet weather is unlikely to keep floats, marching bands, entertainers and others from participating. Carlson said people riding on floats will have rain gear if necessary, and tow trucks will be standing by in case of mechanical problems.

Spectators will need to prepare, too. Umbrellas are not allowed in parade seating areas that require tickets, though the ban doesn't cover people who simply line up along the nearly 6-mile (10-kilometer) route. Curbside camping — no tents — begins at noon Wednesday. Rain also is predicted that day.

“Last year's parade theme was ‘Best Day Ever!’ and six days later it was the worst," said Lisa Derderian, spokesperson for the city of Pasadena, referring to the devastating Eaton wildfire in Los Angeles County. “We want to start the new year on a high note. Hopefully Mother Nature cooperates with the weather.”

Confetti is released during a confetti test ahead of New Year's Eve celebration in Times Square, Monday, Dec. 29, 2025, in New York. (AP Photo/Yuki Iwamura)

FILE - Marching bands perform along Colorado Blvd. in the 136th Rose Parade, in Pasadena, Calif., Jan. 1, 2025. (AP Photo/Damian Dovarganes, File)