Citi Launches the Citi Strata Elite Credit Card

NEW YORK--(BUSINESS WIRE)--Jul 28, 2025--

Today, Citi announced the Citi Strata Elite℠ Card—a new premium credit card offering 12x points on Hotels, Car Rentals, and Attractions booked on the Citi Travel ® platform; 6x points on Air Travel booked on Citi Travel; 6x points at Restaurants, every Friday & Saturday from 6 p.m. to 6 a.m. ET; and more travel, dining and entertainment benefits. Plus, with the Citi Strata Elite Card, cardmembers can unlock nearly $1,500 in value each year—with valuable lifestyle benefits cardmembers will want to use and even more perks for those who fly with American Airlines.

This press release features multimedia. View the full release here: https://www.businesswire.com/news/home/20250728494474/en/

“The new Citi Strata Elite Card is the smart choice for savvy premium cardmembers who want to earn high rewards on travel and dining while still earning generously on every dollar spent,” said Pam Habner, Head of U.S. Branded Cards & Lending at Citi. “You shouldn’t need a math degree and a spreadsheet to track your credit card benefits! We have curated flexible lifestyle benefits that we know our customers will want to use—because we asked them what they value. And, this is the only branded credit card that has American Airlines benefits built right into the card.”

The Citi Strata Elite Card rewards cardmembers with ThankYou ® Points for the things they care about most, with the ability to earn:

With Citi Strata Elite, cardmembers can feel confident knowing they’ve chosen the card that can maximize their rewards earn. Citi Strata Elite cardmembers will also enjoy access to the following premium benefits and protections:

Valuable Lifestyle Benefits Cardmembers Will Want to Use
Citi research i found 75% of premium cardmembers indicate that customization—like opting for perks—is a very or extremely important part of the equation. Citi Strata Elite offers:

Even More Perks for Those Who Fly with American Airlines
In addition to being a Splurge Credit option, American Airlines has partnered with Citi to offer additional benefits:

“American is deepening its partnership with Citi to deliver even more benefits that combine the best of American and Citi’s rewards offerings,” said Scott Long, American Airlines Senior Vice President of AAdvantage. “We’re always looking for innovative ways to enhance our products and reward our customers for their loyalty. The new Citi Strata Elite Card provides Citi cardmembers an exciting opportunity to experience some of the fantastic benefits the AAdvantage program offers.”

Additional Premium Perks for Savvy Consumers

“We’re thrilled to introduce World Legend with Citi, a payment experience to meet people’s growing expectations of a payments card,” said John Levitsky, U.S. co-president at Mastercard. “Our new World Legend card tier will help deepen cardmember loyalty by offering elevated benefits, experiences and exclusive Priceless access in categories that people love—dining, entertainment, and travel.”

Protections for Peace of Mind
Additionally, Citi Strata Elite cardmembers will receive travel and shopping protections including trip delay protection, enhanced trip cancellation and trip interruption protection, lost or damaged luggage protection, MasterRental coverage, extended warranty and purchase assurance plus.

With access to nearly $1,500 in value and a suite of new benefits, the new Citi Strata Elite comes with a $595 annual fee and $75 annual fee for each authorized user ii.

Rewards for Citi Wealth Clients

Rounding out the Citi Strata Family of Rewards Credit Cards
The Citi Strata Elite Card and new Citi Strata℠ Card join the Citi Strata credit card portfolio, a range of products uniquely tailored to what cardmembers value most. Each of the cards—Citi Strata Elite, Citi Strata Premier ®, and Citi Strata—is designed to give cardmembers the flexibility to curate the life they envision for themselves.

Today, the Citi Strata Card—a rich enhancement of the former Citi Rewards+ ® Card—offers cardmembers increased opportunities to earn more points on hotel, car rentals and attractions booked on Citi Travel, and at restaurants, supermarkets, gas stations and on select transit purchases. Additionally, the new Self-Select category offers 3x points on an eligible category like fitness clubs, select streaming services, live entertainment, among others that speak to their personal desires, all at no annual fee iii.

The Citi Strata Card offers benefits that cater to cardmembers’ everyday routines and passions while helping them enjoy experiences now and in the future. With the Citi Strata Card, cardmembers can earn:

For more information on the Citi Strata credit card portfolio, visit www.citicards.com.

About Citi
Citi is a preeminent banking partner for institutions with cross-border needs, a global leader in wealth management and a valued personal bank in its home market of the United States. Citi does business in more than 180 countries and jurisdictions, providing corporations, governments, investors, institutions and individuals with a broad range of financial products and services.

Additional information may be found atwww.citigroup.com| X:@Citi| LinkedIn:www.linkedin.com/company/citi| YouTube:www.youtube.com/citi| Facebook:www.facebook.com/citi

i Citi partnered with Material in June-July 2025 to conduct a poll of 1,000 adults ages 18+ who own at least one premium credit card (annual fee of $395 or more) and contribute to financial decision-making for their household. In addition, this survey included another 854 adults age 18+ who own at least one credit card, that is not a premium credit card and contribute to financial decision-making for their household.

ii Pricing for Citi Strata Elite Card: The variable APR for purchases and balance transfers is 21.24%-29.24% based on your creditworthiness. For Citi Flex Plans subject to an APR, the variable APR is 21.24%-29.24%, based on creditworthiness. For Citi Flex Pay Plans subject to a Plan Fee, a monthly fee of up to 1.72% will apply, based on the Citi Flex Plan duration, the APR that would otherwise apply to the Transaction, and other factors. The variable APR for cash advances is 29.49%. The variable penalty APR is up to 29.99% and may be applied if you make a late payment or make a payment that is returned. Minimum interest charge - $0.50. Annual fee - $595. Annual fee for Authorized Users - $75. Fee for foreign purchases - None. Cash advance fee - 5% of each cash advance (min. $10). Balance transfer fee - 5% of each transfer (min. $5). Rates as of 07/27/2025.

iii Pricing for the Citi Strata Card: 0% Intro APR for 15 months on purchases and balance transfers from date of account opening; after that, the variable APR for unpaid promotional balances, new purchases, and new balance transfers is 19.24% - 29.24%, based on your creditworthiness. For Citi Flex Plans subject to an APR, the variable APR is 19.24% - 29.24%, based on creditworthiness. For Citi Flex Pay Plans subject to a Plan Fee, a monthly fee of up to 1.72% will apply, based on the Citi Flex Plan duration, the APR that would otherwise apply to the Transaction, and other factors. The variable APR for cash advances is 29.49%. The variable penalty APR is up to 29.99%. Minimum interest charge - $0.50. Annual fee - $0. Fee for foreign purchases - 3% of the U.S. dollar amount of each purchase. Cash advance fee - 5% of each cash advance (min. $10). Balance transfer fee - intro fee of 3% of each transfer ($5 minimum) completed within the first 4 months of account opening. After that, 5% of each transfer ($5 minimum). Rates as of 07/27/2025.

Citi Strata credit card portfolio

Citi Strata Elite℠ Card

Citi Strata Elite℠ Card

NÜRBURG, Germany (AP) — Four-time Formula 1 champion Max Verstappen's chances of victory in his 24-hour racing debut at the famed Nürburgring track have been ended by an apparent mechanical issue with his car.

Verstappen had been leading Sunday morning by over half a minute, sharing a Mercedes AMG GT3 car with experienced sportscar racers Lucas Auer, Jules Gounon and Dani Juncadella.

Juncadella had just taken over from Verstappen when he had to slow down with an issue affecting the rear-right of the car and lost the lead before pulling into the pit lane. The car had not returned from the garage after an hour.

Coming a week before F1 returns at the Canadian Grand Prix, the Nürburgring race was a “bucket list” project for Verstappen. He's a keen racing fan and has questioned his future in F1 this year because he's unhappy with the 2026 cars' reliance on electrical power.

Verstappen made an immediate impact in his first stint Saturday evening with a fast, aggressive style typical of his driving in F1, going from 10th to the lead with a series of overtakes. At one point, he lost grip over a bump and ran wide onto the grass, narrowly missing the barrier and he was later in a close battle for the lead overnight.

Verstappen was familiar with the Nürburgring after taking part in a series of shorter races in recent months to add to his years of virtual experience from realistic online simulator races.

It was still a challenge unlike anything in F1.

With 161 cars spread out along a 15.8-mile circuit, Verstappen had to weave past much slower cars and deal with constantly changing weather conditions on a hilly track where it can be raining hard at one point and dry at another.

It was also his first real test of night-time endurance racing without the huge floodlights that F1 uses to light up the track.

AP auto racing: https://apnews.com/hub/auto-racing

Max Verstappen stands in his pit before the start of a pit stop and observes the work during the Nurburgring 24-hour auto race in Nurburg, Germany, Sunday, May 17, 2026. (Thomas Frey/dpa via AP)

The pit crew works on Max Verstappen's Mercedes AMG GT3 car during the Nurburgring 24-hour auto race in Nurburg, Germany, Saturday, May 16, 2026. (Thomas Frey/dpa via AP)

Daniel Juncadella, right, helps his teammate Max Verstappen to get into the car during a pit stop the Nurburgring 24-hour auto race in Nurburg, Germany, Sunday, May 17, 2026. (Thomas Frey/dpa via AP)

Max Verstappen, driving the Red Bull Mercedes AMG GT3, flashes his his headlights as he demands a clear path from a slower vehicle during the Nurburgring 24-hour auto race in Nurburg, Germany, Saturday May 16, 2026. (Thomas Frey/dpa via AP)

The pit crew works on the leading Max Verstappen's Mercedes AMG GT3 car, right, as it completes a pit stop at the same time as the second-placed Mercedes-AMG Team RAVENOL with Germany's Maro Engel, Germany's Luca Stolz, Germany's Fabian Schiller and Germany's Maxime Martin, during the Nurburgring 24-hour auto race in Nurburg, Germany, Sunday, May 17, 2026. (Thomas Frey/dpa via AP)