WASHINGTON (AP) — The ongoing government shutdown is delaying the announcement of the annual Social Security cost-of-living adjustment for tens of millions of beneficiaries.
Originally scheduled for Wednesday, the 2024 Social Security COLA announcement will now be Oct. 24. It's timed to the September Consumer Price Index, which also has not been released.
The Social Security Administration adjusts its benefits every year based on inflation. The postponement of the announcement is the most recent example of how the government shutdown, entering its third week and with little progress made toward a resolution, has made it more difficult for people to plan out their finances.
Projections by the Senior Citizens League and the AARP anticipate a COLA increase of roughly 2.7%. About 70 million people, including retirees, disabled people and children, get Social Security benefits.
Social Security Administration beneficiaries have voiced concerns that next year's increase will not be enough to counter rising costs.
Sue Conard, a 75-year-old retired nurse from La Crosse, Wisconsin, and SSA recipient, recently traveled to the U.S. Capitol with other retiree members of the American Federation of State, County and Municipal Employees union to lobby for meaningful progress toward gaining health care protections to end the shutdown, as well as changes to Social Security benefits.
She said she wants lawmakers to change the calculation on how the COLA is determined since the standard CPI gauge, which includes a market basket of consumer goods and services, doesn't take into account many costs typical for older Americans.
“The issue of how the COLA is determined is flat-out wrong because health care is not factored into the CPI," said Conard, speaking on the front steps of the Longworth House Office Building.
Some lawmakers have proposed legislation that would make SSA use a different index, called the Consumer Price Index for the Elderly, or CPI-E, to calculate the cost-of-living increase that measures price changes based on the spending patterns of older people on things such as health care, food and medicine.
Some Democratic lawmakers have proposed legislation to change the CPI calculation for COLA benefits to the CPI-E. Last session, Sen. Bob Casey, D-Pa., proposed a law that would change the COLA calculation, but that never got a hearing in the Senate finance committee.
AARP CEO Myechia Minter-Jordan said the COLA “isn’t just a source of income — it’s a lifeline of independence and dignity, for tens of millions of older Americans." But even with an adjusted COLA, a majority of Americans still face challenges covering basic expenses, she said.
Vanessa Fields, a 70-year-old former social worker and AFSCME member from Philadelphia, said she pays roughly $1,000 per month for groceries, more than in previous years. The COLA doesn't keep up with rising costs, she said, “and we're going to be in bad shape if lawmakers don't act."
The agency is expected to begin notifying recipients about their new benefit amount starting in early December. A spokesperson for Social Security who spoke on the condition of anonymity to preview the COLA said retirement and Supplemental Security Income benefits would be adjusted beginning Jan. 1, 2026, without any delay despite the current government lapse in appropriations.
The delayed COLA announcement comes as the national social insurance plan faces a severe financial shortfall in the coming years and as the agency has seen substantial workforce cuts.
The annual Social Security and Medicare trustees report released in June said the program’s trust fund will be unable to pay full benefits beginning in 2034, instead of last year’s estimate of 2035. If the trust fund is depleted, the government will be able to pay only 81% of scheduled benefits, the report said.
In addition, the agency laid off at least 7,000 people from its workforce of 60,000 earlier this year, putting pressure on the remaining workers to handle claims and answer inquiries from a rising number of recipients.
Follow the AP's coverage of the U.S. Social Security Administration at https://apnews.com/hub/us-social-security-administration.
The Capitol is seen under gray skies on the thirteenth day of the government shutdown, in Washington, Monday, Oct. 13, 2025. (AP Photo/J. Scott Applewhite)
FILE - The Social Security Administration's main campus is seen in Woodlawn, Md., Jan. 11, 2013. (AP Photo/Patrick Semansky, File)
McLaren driver Lando Norris held his nerve but could not hold back the tears after clinching his first Formula 1 title at the season-ending Abu Dhabi Grand Prix on Sunday.
Red Bull driver and defending champion Max Verstappen won the race with Norris placing third behind his McLaren teammate Oscar Piastri in second, which allowed Norris to finish two points ahead of Verstappen in the season-long standings.
“It's incredible. It is pretty surreal. I've dreamed of this for a long, long time,” said the 26-year-old Norris, who started his F1 career as a test and reserve driver with McLaren. "I feel like I did my part for the team this year and I'm very proud of myself for that. I’m even more proud for everyone who I hopefully made cry.”
Norris became Britain's 11th F1 champion, a racing journey that began with kart racing when he was eight years old. The first of his 11 F1 race wins came last year, when he finished second overall in the standings.
Piastri was also in contention for his first F1 title and finished third in the standings, 13 points behind Norris, who ended the season with seven wins and 423 points.
Norris became the first British champion since Lewis Hamilton won his record-equaling seventh title in 2020, and also denied Verstappen a fifth straight title.
“Oh God. I’ve not cried in a while. It’s a long journey. First of all, I want to say a big thanks to my guys, my parents," Norris said a few minutes after the race. “I now know what Max feels like a little bit. I want to congratulate him and Oscar, too."
Norris entered the three-way battle 12 points ahead of Verstappen and 16 ahead of Piastri, who also won seven races but none since the Dutch GP on Aug. 31.
Verstappen started from pole position with Norris on the front row beside him and Piastri third on the grid. The Dutchman needed Norris to be fourth or lower and Norris had to finish outside the top five if Piastri won.
Verstappen's astounding late-season charge came close to unseating both McLaren drivers after they had shared the lead throughout the season and then were undone by driver and team-strategy errors.
Verstappen’s title chances were dramatically improved with two races to go after Norris and Piastri were disqualified in Las Vegas.
But even Verstappen's season-leading eighth win and 71st of his career could not stop Norris, who kept his composure on Sunday, having been under severe pressure in recent weeks.
“Oscar and Lando have been awesome all year,” McLaren CEO Zak Brown told broadcaster Sky. “This Max guy is pretty hard to beat.”
The McLaren motorhome erupted with joy when Norris clinched it and Brown congratulated Norris on the team radio in his usual jovial manner.
“Lando, this is Zak from McLaren. Is this the world champion hotline? You did it! You did it! Awesome," Brown said.
Norris didn’t know whether to laugh or cry. He did both.
“Oh my God, thanks so much. I love you guys. Thanks for everything,” Norris said and then broke down in tears.
After crossing the line, Norris stayed in his car for a few moments, visibly emotional. His parents were on the side of the track and he went over to hug them before celebrating with his McLaren engineers and mechanics.
Piastri was looking to become the first Australian champion since Alan Jones in 1980, but his failure to win a race after Zandvoort cost him.
“When things have been good this year, I've felt unstoppable,” Piastri said. “Ultimately, I've learnt a lot about myself. I think that will only help me going forward.”
Norris praised Piastri, saying “at some point he will get the better of me, as he is an incredible driver.”
Pole position was crucial on the 58-lap circuit in Abu Dhabi, where overtaking is hard, and so it proved again as Verstappen joined the long list of race winners from pole since 2015.
Charles Leclerc finished fourth for Ferrari ahead of George Russell (Mercedes) and Fernando Alonso (Aston Martin) in sixth.
Verstappen made a clean start with Piastri overtaking Norris, while the slick Leclerc was soon behind Norris.
Norris changed tires on Lap 17 but was caught behind some traffic and had Verstappen's Red Bull teammate Yuki Tsunoda ahead of him in third spot, which in turn allowed Leclerc to close on Norris.
Norris overtook Tsunoda on Lap 23 but went very wide and off track limits. Race stewards gave Tsunoda a 5-second time penalty for zig-zagging in front of Norris, who was cleared.
Tsunoda reacted angrily when informed he had moved more than once in front of Norris when defending his position.
Norris pitted again on Lap 41, with Verstappen overtaking Piastri moments later to take the lead. Piastri came in a lap later but Norris still held the cards because both McLarens had covered an eventual second tire change for Verstappen.
The main threat for Norris was Leclerc and he was about 4 seconds behind him with 10 laps left.
“Is Charles catching him or not?” Verstappen asked his race engineer.
Leclerc couldn't get closer, meaning Norris could coast to the title.
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Race winner Red Bull driver Max Verstappen of the Netherlands, center, poses on the podium with second placed McLaren driver Oscar Piastri of Australia, left, and third placed McLaren driver Lando Norris of Britain after the Formula One Abu Dhabi Grand Prix at the Yas Marina Circuit in Abu Dhabi, UAE, Sunday, Dec. 7, 2025. (AP Photo/Altaf Qadri)
McLaren driver Lando Norris of Britain smiles after becoming a world champion after the Formula One Abu Dhabi Grand Prix at the Yas Marina Circuit in Abu Dhabi, UAE, Sunday, Dec. 7, 2025. (AP Photo/Fatima Shbair)
McLaren driver Lando Norris of Britain celebrates after becoming a world champion after the Formula One Abu Dhabi Grand Prix at the Yas Marina Circuit in Abu Dhabi, UAE, Sunday, Dec. 7, 2025. (AP Photo/Altaf Qadri)
McLaren driver Lando Norris of Britain reacts after becoming a world champion after the Abu Dhabi Formula One Grand Prix in Abu Dhabi, United Arab Emirates, Sunday, Dec. 7, 2025. (AP Photo/Darko Bandic)
McLaren driver Lando Norris of Britain reacts after becoming a world champion after the Abu Dhabi Formula One Grand Prix in Abu Dhabi, United Arab Emirates, Sunday, Dec. 7, 2025. (AP Photo/Darko Bandic)
McLaren driver Oscar Piastri of Australia steers his car during the Formula One Abu Dhabi Grand Prix at the Yas Marina Circuit in Abu Dhabi, UAE, Sunday, Dec. 7, 2025. (AP Photo/Fatima Shbair)
Red Bull driver Max Verstappen of the Netherlands steers his car during the Formula One Abu Dhabi Grand Prix at the Yas Marina Circuit in Abu Dhabi, UAE, Sunday, Dec. 7, 2025. (AP Photo/Altaf Qadri)
McLaren driver Lando Norris of Britain crosses the finish line to become the wprld champion during the Formula One Grand Prix in Abu Dhabi, United Arab Emirates, Sunday, Dec. 7, 2025. (Andrej Isakovic, Pool via AP)
McLaren driver Lando Norris of Britain crosses the finish line to become the world champion during the Abu Dhabi Formula One Grand Prix in Abu Dhabi, United Arab Emirates, Sunday, Dec. 7, 2025. (AP Photo/Darko Bandic)
McLaren driver Lando Norris of Britain celebrates after becomin a rold champion after the Abu Dhabi Formula One Grand Prix in Abu Dhabi, United Arab Emirates, Sunday, Dec. 7, 2025. (AP Photo/Darko Bandic)
Red Bull driver Max Verstappen of the Netherlands steers his car followed by McLaren driver Lando Norris of Britain during the Formula One Abu Dhabi Grand Prix at the Yas Marina Circuit in Abu Dhabi, UAE, Sunday, Dec. 7, 2025. (AP Photo/Fatima Shbair)
Red Bull driver Max Verstappen of the Netherlands steers his car followed by McLaren driver Lando Norris of Britain during the Formula One Abu Dhabi Grand Prix at the Yas Marina Circuit in Abu Dhabi, UAE, Sunday, Dec. 7, 2025. (AP Photo/Fatima Shbair)
McLaren driver Oscar Piastri of Australia, left, and McLaren driver Lando Norris of Britain, center, and Red Bull driver Max Verstappen of the Netherlands attend the drivers parade ahead of the Formula One Abu Dhabi Grand Prix at the Yas Marina Circuit in Abu Dhabi, UAE, Sunday, Dec. 7, 2025. (AP Photo/Altaf Qadri)
McLaren driver Oscar Piastri of Australia watches his team mate Lando Norris of Britain speak to media before the Abu Dhabi Formula One Grand Prix in Abu Dhabi, United Arab Emirates, Sunday, Dec. 7, 2025. (AP Photo/Darko Bandic)
McLaren driver Lando Norris of Britain, left, and Red Bull driver Max Verstappen of the Netherlands talk before the Abu Dhabi Formula One Grand Prix in Abu Dhabi, United Arab Emirates, Sunday, Dec. 7, 2025. (AP Photo/Darko Bandic)
